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Send money to Rwanda

Find the best way to transfer money from the United States to Rwanda.

Looking for the best way to send money from the United States to family, friends or businesses in Rwanda (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more francs.

Compare ways of sending money to Rwanda

Use our table below to compare services that send money from America to Rwanda. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Rwanda.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
XE
Within minutes
$3

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Remitly
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within an hour
From $1.99

View details
Use code Take10USD to get $10 off when you spend $20. Valid till 31 January 2022. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Compare up to 4 providers

How to send money to Rwanda from the United States

Here's our simple process for sending a money transfer to Rwanda as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Rwanda. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Rwandan bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Rwanda Franc your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Rwanda. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Rwandan bank account, your recipient just needs to wait for the funds to arrive. For a cash pick up, your Rwandan recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Rwanda.
  • Bank deposit. Most major banks in America let you wire money to banks in Rwanda. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like XE and Remitly make international money transfers to Rwanda easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Rwanda.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Rwanda.
  • Cash pick-up. Remitly and WorldRemit allow you to collect cash, even if you don't have a bank account in Rwanda.
  • Bank deposit. If you have a Rwandan bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Rwandan bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Rwanda?

To send money from the United States to Rwanda, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without ID but may need to give your instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Rwandan bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Rwanda?

To collect money in person in Rwanda, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as an Rwandan passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Rwanda from America?

The cost of sending money to Rwanda from the United States depends on the exchange rate between USD to RWF, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Rwanda for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as Remitly and WorldRemit offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Rwanda faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Rwandan bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/RWF exchange rate rates and historical changes

Frequently asked questions

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4 Responses

    Default Gravatar
    EddyMarch 20, 2019

    Is it possible to transfer money from India to Rwanda ??
    If yes is there any documents required ??

      Avatarfinder Customer Care
      johnbasanesMarch 21, 2019Staff

      Hi Eddy,

      Thank you for reaching out to Finder.

      An international money transfer allows you to send money to someone in Rwanda by exchanging your US dollars for Rwanda francs. You can choose to work with a bank, independent money transfer company or other provider, which will convert your money and deposit it in your recipient’s bank account or make the cash available for pickup. There is no document required in sending unless it is a large sum of money. The money transfer company or bank will inform you beforehand of the documents you would need to complete in case this happens.

      Cheers,
      Reggie

    Default Gravatar
    YunkungApril 19, 2017

    Can you transfer money from Cameroon to Rwanda using mtn mobile money?

      Avatarfinder Customer Care
      HaroldJuly 6, 2017Staff

      Hi Yunkung,

      Thank you for your inquiry.

      Yes there are lenders that offers money transfer services from Cameroon to Rwanda. Next, you can go to the section “Compare money transfer providers who service Rwanda” to compare the different offers. You can select your preferred money transfer company based on your personal requirements.

      I hope this information has helped.

      Cheers,
      Harold

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