Money transfers can be troublesome, especially when you aren’t sure where to go to send money to Poland. Instead of visiting multiple banks to see if they exchange US dollars for Polish Zloty, you may want to focus on comparing your options with money transfer companies. These can keep things quick and cheap so you can spend less time figuring out how to send money and more time doing other important tasks.
Send money to Poland with CurrencyTransfer
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Get the best foreign exchange rates available from this online marketplace
Fast 1-2 day delivery to bank accounts
Price-match guarantee if you find a better price elsewhere
International money transfers allow you to send money to a recipient in a different country, generally by providing funds to a bank or independent money transfer company. You have plenty of delivery methods, too. Bank-to-bank transfers, cash pickup and deposits are all possible. All you need to do is find the right company with a good exchange rate and low fees and complete a few simple forms. Then your recipient should get their cash within a few days.
Banks vs. money transfer companies/services
While banks can easily send international wire transfers, they’ll charge high fees and offer unattractive exchange rates. Money transfer companies, on the other hand, focus solely on moving money internationally. This allows them to offer better exchange rates and lower fees than you would get from a bank, making it a more affordable way to send money to Poland.
Case study: Pavel Sends Money to Poland
Pavel is spending a few years living the American Dream in California and building a big savings balance. To help his parents pay off their debt back home in Poland, Pavel wants to send them $1,000. Rather than use his bank, which offers a paltry exchange rate and a hefty transfer fee, he decides to investigate the services of a couple of money transfer providers.
Money Transfer Company A
Money Transfer Company B
$1 USD = $3.69 PLN
$1 USD = $3.60 PLN
Bank account deposit
Bank account deposit
3 business days
4 business days
Amount received (in PLN)
As you can see, a small difference in the exchange rate leads to Pavel’s parents receiving an extra 90 Polish zloty if Pavel uses the first money transfer company.
Start a transaction, enter your recipient’s information and how much you want to send.
Pay for your transfer and save your receipt or tracking number.
You can use your tracking number to keep an eye on the progress of your transfer and report any problems if they come up.
Foreign exchange rates explained
Both money transfer companies and banks use exchange rate to determine how much one country’s currency is worth when converted to the currency of another currency. And because the US dollar is strong when compared to the Polish zloty, you’ll be able to send more zloty per dollar you spend. Keep in mind that this amount changes daily, so you’ll want to stay on top of trends if you plan on frequently sending money to Poland.
Emergency cash transfers in Poland
If you need to send money to Poland in a hurry, be wary of the fees and exchange rate that apply to your transaction. You’ll usually be charged a premium for sending an urgent transfer. Closely check the full cost of your transaction, and don’t be afraid to take a little extra time to compare your options. It could save your money and get more zloty in your recipient’s pocket when they need it most.
Tips for picking up cash in Poland
Whenever you pick up the funds from a cash transfer, make sure that you follow a few simple safety precautions to prevent yourself from becoming a victim of theft.
Avoid any high-crime areas.
Deposit large sums into your bank account instead of carrying them around.
Stay aware of your personal security at all times.
Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.
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