Send Money to Poland Securely

Information verified correct on December 5th, 2016

Need to send money from the United States to Poland? Here’s Polandhow you can do it safely, conveniently and cheaply.

With an estimated 10 million Polish Americans constituting more than 3% of the US population, Poland has strong links with the United States. As a result, many people need to send money from the United States to Poland, and in the modern digital age there are many ways to do so.

Compare International Money Transfers

Rates last updated December 5th, 2016
Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
An online money transfer service ... with cash pickup, bank account to bank account and airtime transfers available.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
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World First Foreign Exchange
Transfer money into a range ... of currencies online and over the phone.
USD 500 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
Transferwise International Money Transfers
Make online transfers in a ... range of currencies and enjoy high maximum transfer amounts.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money between 20 currencies ... and enjoy scheduled regular transfers. No fee for transfers over US $5,000.
USD 100 2 days
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
Travelex International Money Transfers
Get your foreign currency delivered ... to your home or pick up at a store.
USD 500 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Currencies Direct International Money Transfers
$0 online transfer fee that ... you can access 24/7.
USD 100 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
USForex International Money Transfers
Take advantage of competitive exchange ... rates and cheap transfer fees.
USD 150 1 day
OnlinePhoneAgentInternational Money Order...
Rates are always
changing, click to check
your price today
Go to site More
MoneyGram International Money Transfers
Send money anywhere, from anywhere.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
TorFX International Money Transfers
TorFX guarantee to beat any ... competitor's exchange rate for a transaction. Conditions apply
USD 100 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
Western Union Money Transfers
Send money online to friends ... and family around the world with Western Union.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More

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Banks versus money transfer companies/services

While banks can easily send international wire transfers, they’ll charge high fees and offer unattractive exchange rates.

Recent years have seen the emergence of an increasing number of specialist money transfer companies. These companies focus solely on moving money internationally, allowing them to offer better exchange rates and lower fees than you will get from a bank. This allows you to find a more affordable way to send money overseas.

Case Study: Pavel Sends Money to Poland

Pavel is spending a few years living the American Dream in California and building a big savings balance. To help his parents pay off their debts back home in Poland, Pavel wants to transfer them $1,000. Rather than use his bank, which offers a paltry exchange rate and a hefty transfer fee, Pavel decides to investigate the services of a couple of money transfer providers.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 3.69 PLN1 USD = 3.60 PLN
Transfer fee$5$5
Transfer methodBank account depositBank account deposit
Processing time3 business days4 business days
Amount received (in PLN)3,690 PLN3,600 PLN

As you can see, a small difference in the exchange rate leads to Pavel’s parents receiving an extra 90 Polish Zloty if Pavel uses the first money transfer company.

How to compare transfer companies when transferring money to Poland

  • Exchange rates. Higher exchange rates mean that more of your money makes it to your recipient, but remember that some companies that offer great exchange rates will also charge higher fees.
  • Fees. You’ll need to be willing to pay a transfer fee in most cases, and these fees can vary substantially between providers. Some companies will waive their fees for large transfers.
  • Transfer methods. In addition to online or in-branch transfers, keep an eye out for companies that provide smartphone apps and over-the-phone transfers.
  • Transfer options. Flexible options like the ability to schedule recurring payments can save you time if you need to place transfers frequently.
  • Turnaround time. Turnaround times can be as short as a few minutes or as long as several business days, so keep this in mind when choosing a money transfer company.
  • Minimum amount. If your provider imposes a minimum transfer limit, make sure you’ll be able to exceed this limit whenever you need to send a transfer.
  • Pickup methods. Will your cash go straight to your recipient’s bank account or will they need to visit an agent to pick up the cash in person?
  • Customer service. Phone, email and online chat customer support can provide peace of mind if you have a problem with a transaction.
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How to send money to Poland from America

  • Bank transfers. Most major banks will allow you to send an international wire transfer to Poland.
  • Online money transfer providers. Send money to any Polish bank account from the convenience of your own home.
  • Money transfer companies with cash pickup options. Providers like Western Union allow your recipient to pick up the funds you send at agent locations across Poland.
  • PayPal. PayPal may be better known for allowing you to pay for online shopping purchases but it’s also able to send international money transfers.
  • Checks. Sending an international guaranteed check is a time-consuming but effective transfer method.
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Emergency cash transfers in Poland

If you need to send money to Poland in a hurry, be wary of the fees and exchange rate that apply to your transaction. You’ll usually be charged a premium for sending an urgent transfer, so make sure to closely check the full cost of your transaction.


Cash pickup locations in Poland / Western Union / MoneyGram / Ria branches in Poland

Western Union, MoneyGram and Ria allow fast money transfers to Poland and make your cash available for collection from agents across the country. You’ll need to provide your recipient with a transaction reference number so they can pick up the funds, and they’ll also need to take along photo ID before they can collect their cash.

Western Union

Warsaw

1 Minute

Zwirki I Wigury 1 Lotnisko Okecie Ter 2

34601

Warszawa, Mazowieckie 00 906

+48-22-5723200

Open 6am to 10pm Monday to Friday, 7am to 9pm Saturday, 8am to 8pm Sunday

Relay

Al Jerozolimskie 54 Pkp Dw Cen Warszawa

33311

Warszawa, Mazowieckie 02 024

+48-22-5723200

Open 9am to 9pm Monday to Saturday, 10am to 8pm Sunday

Krakow

Stefczyk Finanse

Lubicz 1

Krakow, Malopolskie 31034

+48-012-4285450

Open 9am to 5pm Monday to Friday

Cash Fast Services

Pawia 12

Krakow, Malopolskie 31 154

+48-71-3439026

Open 24/7

MoneyGram

Warsaw

Up Warszawa

Nowogrodzka 45

Warszawa, 00-694

523499499

Open 8am to 8pm Monday to Friday, 8am to 4pm Saturday

Up Warszawa

Wspolna 30

Warszawa, 00-930

523499499

Open 8am to 8pm Monday to Friday, 8am to 4pm Saturday

Krakow

Up Krakow

Lubicz 4

Krakow, 31-075

523499499

Open 8am to 8pm Monday to Friday, 8am to 4pm Saturday

Bank BGZ

Pawia 5

Krakow, 31-154

48566593400

Open 8am to 9:15pm Monday to Friday

Ria

Warsaw

Poczta Polska Spolka Akcyjna (Polish Post)

Rakowiceka 26

Warszawa MZ

Open 9am to 5pm Monday to Friday

Poczta Polska Spolka Akcyjna (Polish Post)

Plac Defilad 1

Warsaw MZ

Open 9am to 5pm Monday to Friday

Krakow

Poczta Polska Spolka Akcyjna (Polish Post)

Ulica Retoryka 16

Krakow MA

Open 9am to 5pm Monday to Friday

Poczta Polska Spolka Akcyjna (Polish Post)

Ulica Garbarska 12

Krakow MA

Open 9am to 5pm Monday to Friday

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Tips for picking up cash in Poland

Whenever you pick up the funds from a cash transfer, make sure that you follow a few simple safety precautions to prevent yourself becoming a victim of theft or robbery.

  • Avoid any high-crime areas
  • Take a friend along for assistance and security
  • Stay aware of your personal security at all times
  • Deposit large sums into your bank account instead of carrying them around
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How to send money to Poland

There are plenty of options to choose from when you need to send money to Poland, and depending on which one you select, you may need to register for an account with the provider. This usually means you’ll need to supply details such as your name and address, your contact details and photo ID before you can send your funds.

After you place a transfer you will receive a transaction reference number. Use this to check the status of your transfer.

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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

Take advantage of competitive exchange rates and cheap transfer fees.

World First Foreign Exchange

Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.

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