How to send money to Papua New Guinea

Here’s how to send a quick, affordable and secure money transfer to Papua New Guinea.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Sending money from the US to Papua New Guinea doesn’t have to be a painful process that costs you tons of money. When you’re looking to exchange your US dollars for New Guinean kina, it pays to compare your money transfer options. You never know when you’ll find a great deal that can get your recipient extra money while also costing you less.

WorldRemit International Money Transfers

WorldRemit International Money Transfers

Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

Your first transfer is free with the code FINDER.

  • Low upfront fees and exchange rates.
  • Easy to use with round-the-clock help.
  • Get cash to family and friends in minutes.

    Compare money transfer services to Papua New Guinea

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1,000 1 day USD 0.00 3.349 PGK 16,743 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    USD 1 1 day USD 8.00 3.306 PGK 16,506 Easily transfer cash to more than 350,000 locations around the world. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 3.349 PGK 16,743 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    Banks versus money transfer companies

    Banks are a standard for many of the widely-traded currencies like euros and dollars, but they can start getting expensive when you want to send money overseas to a smaller country like Papua New Guinea. In fact, some might not even have the option of converting your US dollars to New Guinean kinas. This means you’ll be out of luck if you rely solely on a bank to complete your transfer.

    Instead, there are independent transfer companies like MoneyGram and OFX that allow you to send money to Papua New Guinea. And if you use a service like MoneyGram, your recipient can even pick up their funds within a day of you sending it. They tend to have smaller fees, better exchange rates and quicker turnaround, making them many people’s go-to choice when sending money from the US to Papua New Guinea.

    Case Study: Ben Sends Money to Papua New Guinea

    Ben’s girlfriend Sarah has been transferred to Papua New Guinea to work for six months. With her birthday fast approaching, Ben wants to send Sarah a $500 money transfer as a gift. Instead of approaching his bank to send the transfer — he knows they don’t transfer exotic currencies — he decides to compare two money transfer companies and see which one offers the most affordable option.

    As you can see in the table below, using the first transfer company will save Ben $5 in transfer fees and also allow him to send an extra 132 kina to Sarah.

    Money transfer company 1 Money transfer company 2
    Exchange rate$1 USD = $3.310 PGK$1 USD = $3.046 PGK
    Transfer fee$5$10
    Transfer methodOnline bank account transferOnline bank account transfer
    Processing time1 to 3 days1 to 3 days
    Amount received (in PGK)$1,655 PGK$1,523 PGK
    Back to top

    How do I compare transfer companies when sending money to Papua New Guinea?

    Because the Papua New Guinean kina is an exotic currency, you might have a tough time finding transfer companies that will send it. Once you do, take the time to compare your options and find the best option for you.

    • Flexible options. Does the company offer a forward contract that allows you to lock in an ideal exchange rate now and transfer the money later? Does it offer limit orders, which allow you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met?
    • Exchange rates. Does the company offer better exchange rates than its competitors?
    • Transaction fees. How much will you need to pay in fees each time you send money to Papua New Guinea? Can you avoid fees by sending large transfer amounts?
    • Transfer methods. Can you place transfers in a branch or online? What about over the phone or through a mobile app?
    • Transfer time. How long will it take until the funds you send make it into your recipient’s bank account or wallet?
    • Minimum transfer amounts. If the company imposes minimum or maximum transfer limits, will these have an impact on your transfer needs?
    • Pickup options. Can your beneficiary collect the funds from a cash pickup location? Or will the money be deposited straight into their bank account?

    Foreign exchange rates explained

    Exchange rate is used to determine how much one country’s currency is worth in another currency. The US dollar is a strong currency, meaning it will yield more when exchanged for a weaker currency like the Papua New Guinean kina. This amount fluctuates daily based on inflation and interest rates, so checking back frequently can help you establish patterns that could save you money in the long run.

    Today’s USD-PGK exchange rate

    What are my options for sending money to Papua New Guinea?

    • Money transfer providers. Online transfer providers such as OFX offer fast and affordable transfers.
    • Cash pickup transfer companies. Western Union and MoneyGram are two world-renowned companies that offer this service.
    • Bank transfers. Compare your bank’s exchange rates and fees with those from other transfer providers.
    • International checks. International guaranteed checks are a safe but slow transfer method.

    What are the steps to send money to Papua New Guinea?

    Although the transfer method will differ according to the provider you select, in most cases you will need to

    1. Sign up for an account. You can often do this at no cost online by providing your name, full contact details and a valid form of photo ID.
    2. Enter transaction details. Provide details about how much money you’re sending, the currency you’re sending, and who will be receiving the funds.
    3. Pay for the transfer. You can then review the details of the transaction and submit a transfer request. Many providers offer online tracking services so you can monitor the progress of your funds.

    Tips for picking up cash in Papua New Guinea

    When you go to pick up cash from a transfer agent in Papua New Guinea, follow a few simple precautions to ensure that you stay safe. Don’t go alone to a transfer branch and only pick up cash in an area where you feel safe. Don’t display the cash in front of strangers and make sure to deposit it somewhere safe as soon as possible. These quick tips should help you minimize risk, but always be aware of your surroundings when carrying large amounts of cash between a pickup location and your home or bank.Back to top

    Read more on this topic

    • XE vs. OFX money transfers Check out this side-by-side comparison of XE and OFX to find out which provider offers the best value on international money transfers.
    • Alternatives to CurrencyFair Thinking of using CurrencyFair? Double check to make sure it’s the best option for you before sending money overseas.
    • Alternatives to InstaReM Find the best alternative websites to InstaReM for online money transfers.
    • XE vs. TorFX We look at TorFX and XE to see which will get you a better deal the next time you send money overseas.
    • XE vs. Western Union We compare XE's and Western Union’s fees, exchange rates and transfer speeds side by side.
    • Remitly vs. PayPal Compare a well-known payments giant to the newer Remitly and see which one can give you a better deal.
    • Remitly vs. TransferWise Remitly and TransferWise’s fees, exchange rates and speeds compared side by side.
    • How to send money to Guinea Compare the services that send money to Guinea. Find out how to get the best value for your money, how long it takes and what to look out for.
    • Best places to exchange currency in Sydney Your guide to currency exchange services in Sydney, including where to find the best exchange rates and lowest fees.
    • Best places to exchange currency in Winnipeg Looking for the best deal on Canadian dollars in Winnipeg? Compare popular services and access handy tips to get the most out of your next transfer.

    Ask an Expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site