Find the most cost-effective and convenient way to make an international money transfer when you send money to Pakistan from the United States.
WorldRemit International Money Transfers
Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.
Your first transfer is free with the code FREE.
- Low upfront fees and exchange rates.
- Easy to use with round-the-clock help.
- Get cash to family and friends in minutes.
Compare money transfer services to Pakistan
Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.
With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:
- Buying property abroad
- Emigrating
- Regular overseas payments
- Risk management
- Forecasting
Banks versus money transfer companies/services
If you need to send money to Pakistan, you may approach your bank to initiate the transfer. However, if you use a major bank to complete the global money transfer, you most likely won’t receive a competitive exchange rate on your transaction, and you’ll have to pay sizable fees.
For a more cost-effective option, why not check out the services provided by a specialist money transfer company? These providers, such as Xoom and PakRemit, provide online transfers from the U.S. to Pakistan with better exchange rates than banks, and lower transfer fees.
Yousuf sends money to Pakistan
Yousuf works in the United States and he wants to send $1,000 to his wife back in Pakistan. Although he knows his bank can take care of the transfer, Yousuf is put off by the bank’s low exchange rate and high fees. In an effort to save money, he compares the services of two online money transfer companies.| Transfer company 1 | Transfer company 2 | |
|---|---|---|
| Exchange rate | $1 USD = $99.40 PKR | $1 USD = $100.08 PKR |
| Transfer fee | $20 | $5 |
| Transfer method | Bank account deposit | Bank account deposit |
| Processing time | Within minutes | 2-4 business days |
| PKR Received | $99,400 PKR | $100,080 PKR |
As the table shows, not only can Yousuf save $15 in transfer fees by using the second money transfer provider, but will also see his family receive 680 extra rupees.
How to compare transfer companies when sending money to Pakistan
- Exchange rates. The exchange rate impacts how much money arrives in your recipient’s account, so see how each provider’s rates stack up against the competition. However, don’t forget that providers with better exchange rates may also charge higher fees.
- Transfer fees. Transferring money overseas will usually incur a transaction fee, and these can range from $3 to $25 or more. Once again, remember to examine fees alongside the exchange rates offered by a provider.
- Transfer methods. While some providers only allow you to make transfers online, others will allow you to send funds over the phone or by visiting a branch.
- Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
- Turnaround time. If you need to send an urgent transfer, some providers allow you to send funds that become available for collection within minutes.
- Minimum amount. Some money transfer providers will impose a minimum limit on the amount you can send; for example, $500. This can be quite restrictive if you only want to transfer a relatively small amount of money.
- Customer service. If you need assistance with a transaction, can you take advantage of phone, email and/or live chat customer support? Is this available 24/7 or only during specific hours?
Options for sending money to Pakistan from America
- Bank to bank transfers. Speak to your financial institution about how you can send money from your U.S. bank account to your recipient’s Pakistani bank account.
- Online money transfer companies. Services like PakRemit, Ria and Xoom all allow you to send money to Pakistan online.
- Money transfer companies with a cash pickup option. MoneyGram and Western Union are two companies that allow you to send funds online or from an agent location in the U.S., and the cash can be collected from an agent in Pakistan.
- Checks. This money transfer method is not as efficient as other transfer methods, but it still enables you to send funds overseas.
Emergency cash transfers in Pakistan
Situations may arise where you need to send cash to Pakistan in a hurry so that your recipient can access it as soon as possible. When sending an emergency transfer, however, you should always be careful to take the time to review your transfer before sending it. Make sure you’re aware of the exchange rate that will apply and any fees associated with your transaction.
Find a money transfer location near you
How to send money to Pakistan
Whichever transfer method you choose, in many cases you will be required to sign up for an account with a provider.
To do this, you’ll typically need to provide the following:
- Your name and address
- Your contact details
- Proof of ID
Once you’ve supplied your recipient’s details and chosen a payment method, make your transaction and keep a copy of any receipt or transaction number you receive. This can then be used to check up on the status of your transfer.
Tips for picking up cash in Pakistan
U.S. travelers in Pakistan should exercise caution at all times, including when they pick up money from an agent location. Take care not to display your cash unnecessarily as you do not want to attract attention from strangers.
Avoid traveling through any questionable areas of town and deposit the cash you pick up in your bank account as soon as possible.
Cash pickup locations in Pakistan
Islamabad
Worldremit
ALLIED BANK
Address: Hospital Rd, Islamabad, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 51 9507890
BANK AL HABIB LIMITED G9 MARKAZ BRANCH
Address: Rohtas Rd, Islamabad, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 311 9090612
THE BANK OF KHYBER
Address: Zahoor Plaza, Jinnah Ave, Block A, Blue Area, Islamabad, ICT, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 51 2824691
Moneygram
TELENOR SALES AND SERVICE CENTER – ISLAMABAD
Address: Khyber Plaza Blue Area Jinnah Avenue 94 W Islamabad
Hours: 7:00 AM – 9:00 PM
Phone: +92-51-58550480
BANK AL HABIB LIMITED – ISLAMABAD – MUREE
Address: Mozah Kot Hathial Main Muree Road Bara Kahu Islamabad
Hours: 8:00 AM – 6:00 PM
Phone: +92-51-2233604
PBS EXCHANGE PRIVATE LIMITED – #5506
Address: International Arrival Area Benazir Bhutto International Airp Islambad
Hours: 12:00 AM – 11:59 PM
Phone: +92-51-515405045
Western Union
F 10 MARKAZ ISLAMABAD BRANCH
Address: Shop No#g-8/a Ground Floor, Souk-ul-hashir Plaza Plot No 1 Islamabad, Punjab 44000
Hours: 8:30 AM – 11:00 PM
Phone: +92-51-2809768
GHOURI TOWN BOOTH
Address: Raja Ali Akber & Al-rehman Pla Road Ghouri Town, Islamabad Islamabad, Punjab
Hours: 8:00 AM – 7:00 PM
Phone: +92-51-2303491
METRO CASHANDCARRY PVT ISLA
Address: M S Metro Cash And Carry Pvt I Ii Islamabad Pakistan, Punjab 44000
Hours: 8:30 AM – 8:00 PM
Phone: +92-51-2502065
Karachi
Worldremit
ALLIED BANK BRANCH 0734
Address: F15, Metroville, Karachi, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 21 36650321
BANK AL HABIB LTD
Address: 9th Zamzama Commercial Ln, Karachi, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 21 111014014
THE BANK OF KHYBER
Address: Alamgir Rd, Karachi, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 21 34946751
Moneygram
BANK AL HABIB – #1190 – KARACHI – KHAWAJ
Address: Plot No B 7 Khwaja Ajmair Nagri Sector 6 B 11 A Karachi
Hours: 8:00 AM – 6:00 PM
Phone: +92 21 36920044
PARACHA TIME ENTERPRISES – KARACHI
Address: Office 2 Mezzanine Floor Al-Amin Tower Block Karachi
Hours: 9:00 AM – 6:00 PM
Phone: +92 21 334992303
MCB BANK LIMITED – #1698 – KARACHI
Address: Plot 8 Shopping Centre Karachi
Hours: 8:00 AM – 1:45 PM
Phone: +92 21 34715142
Western Union
ABDULLAH HAROON ROAD BRANCH
Address: Shop#8, Office No 106 & 107 Hashi Electronic Center, Karac Karachi, Sindh 74400
Hours: 8:00 AM – 7:00 PM
Phone: +92-21-32766305
AL WASI ENTERPRISES
Address: Shop 2 Shumail Tarrace Main Ro Garden East Quarters Oppsite S Karachi, Sindh 74400
Hours: 8:30 AM – 8:00 PM
Phone: 92-21-2237909
AQIL ENTERPRISES
Address: 69 70 New Ruby Center Talpur Road Near G P O Boultan Market Karachi
Hours: 8:30 AM – 8:00 PM
Phone: +92-21-2402131
Peshawar
Worldremit
ALLIED BANK
Address: Patang Chowk, Peshawar Ring Rd, Peshawar 25000, Pakistan
Hours: 9:00AM – 5:00 PM
Phone: +92 91 2244471
BANK AL HABIB
Address: FC Trust Building, Saddar, Peshawar, Khyber Pakhtoonkhwa, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 91 111786110
BANK ALFALAH
Address: 6-B, Saddar Road, Peshawar Cantt. Islamia Rd, Peshawar, Pakistan
Hours: 9:00 AM – 5:00 PM
Phone: +92 91 5287058
Moneygram
SKY EXCHANGE COMPANY PVT LIMITED – PESHAWAR
Address: Branch 25 Office UG 56 Ground Floor Deen Trade Centre Peshawar
Hours: 8:00 AM – 9:00 PM
Phone: +92 91 5287058
BANK AL FALAH LIMITED – PESHAWAR
Address: Al Aziz Tower Haji Comp G T Road Peshawar
Hours: 8:00 AM – 6:00 PM
Phone: +92 91 5250265
WALL STREET EXCHANGE COMPANY (PVT.) LTD.
Address: Shop No UG Deen’s Trade Center Saddar 60 Peshawar, 25000
Hours: 8:30 AM – 7:00 PM
Phone: +92 91 5253184
Western Union
PAKISTAN CURRENCY EXCH CO PVT
Address: Shop 1086 1087 Ground Floor Saddar Road Peshawar, Nwfp
Hours: 8:30 AM – 8:00 PM
Phone: +92 91 5270442
PESHAWAR CITY BRANCH
Address: Peshawar City Branch Peshawar, Khyber Pakhtunkhuwa
Hours: 9:00 AM – 5:00 PM
Phone: +92 91 2593901
WESTERN UNION CALL CENTRE
Address: Khyber Pakhtunkhwa Circle Pesh Peshawar, Nwfp 25000
Hours: Open 24 Hours
Phone: +92 91 9212248
