Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Send money to Pakistan

Find the best way to transfer money from the United States to Pakistan.



Remitly logo
  • Transfer to 50+ countries around the world
  • Express option so your money arrives in minutes
  • Delivery promise where fees are refunded if it doesn't arrive on time
Go to site

Looking for the best way to send money from the United States to family, friends or businesses in Pakistan (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more rupees.

Compare ways of sending money to Pakistan

Use our table below to compare services that send money from America to Pakistan. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Pakistan.

1 - 7 of 7
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
24 hours

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Within minutes

View details
Xe has fast transfers with low fees and a range of foreign currency tools.
Within an hour
From $1.99

View details
Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From 0.41%

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Within minutes
From $0

View details
Use code FINDERUSA20 for $20 off your first transfer from the US when you send at least $250. T&Cs apply.
Free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Within minutes
From $0

View details
Use code FINDERUSA20 for $20 off your first transfer from the US when you send at least $250. T&Cs apply.
Free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
OFX International Money Transfers (Business)
24 hours

View details
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.

Compare up to 4 providers

How to send money to Pakistan from the United States

Here's our simple process for sending a money transfer to Pakistan as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options.
    Use our table above to find a money transfer provider that sends USD to Pakistan. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details.
    Enter your recipient's name and contact information. If you're sending straight to their Pakistani bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Pakistan Rupee your recipient should receive, so double check this.
  5. Complete your transfer.
    Send your money transfer to Pakistan. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Pakistani bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Pakistani recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Pakistan.

  • Bank deposit. Most major banks in America let you wire money to banks in Pakistan. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like OFX and Xe make international money transfers to Pakistan easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Pakistan.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Pakistan.
  • Cash pick-up. Xe and WorldRemit allow you to collect cash, even if you don't have a bank account in Pakistan.
  • Bank deposit. If you have a Pakistani bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Pakistan?

To send money from the United States to Pakistan, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Pakistani bank account, you'll need the a/c number, SWIFT|IBAN and branch details.

What documents do I need to receive money in Pakistan?

To collect money in person in Pakistan, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as a Pakistani passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Pakistan from America?

The cost of sending money to Pakistan from the United States depends on the exchange rate between USD to PKR, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Pakistan for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as Xe and WorldRemit offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Pakistan faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Pakistani bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/PKR exchange rate rates and historical changes.

Frequently asked questions

Icons made by various artists on

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

12 Responses

  1. Default Gravatar
    AbdullahApril 26, 2019

    My brother studies in USA and I send him money on weekly bases for his day to day expenses and house rent etc. What is the easiest way of sending him money.

    • Default Gravatar
      nikkiangcoApril 27, 2019

      Hi Abdullah,

      Thanks for getting in touch! It’s helpful to know that we don’t have a comparison page with a list of brands that allow you to send money from Pakistan to the US. The companies listed above are available to people in the US only. You might want to check the money service providers available in Pakistan.

      I’m sorry I couldn’t be of more help at the moment. Feel free to email back if you have other questions.


  2. Default Gravatar
    SalmanMarch 24, 2019

    How to send money from the Philippine to Pakistan?

    • Avatarfinder Customer Care
      johnbasanesMarch 25, 2019Staff

      Hi Salaman,

      Thank you for reaching out to Finder.

      The page provides us with a comparison table that you could use on how to send money from the Philippine to Pakistan. Just change the “To” country to Philippines to get a list and estimate on the transfer you wish to complete. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!


  3. Default Gravatar
    sajidMarch 19, 2019

    I want to pay for a conference in Estonia from Pakistan. I have a credit card of Pakistan and usually pay for the conferences using my credit card but unfortunately this conference does not accept credit card payments.
    Is there nay method to pay for the conference through credit card?

    • Avatarfinder Customer Care
      johnbasanesMarch 20, 2019Staff

      Hi Sajid,

      Thank you for reaching out to Finder.

      What we need to know first is what modes of payments the event organizers accept for payments for the conference. That way, you may be able to arrange the payment for the conference. Hope this helps!


  4. Default Gravatar
    ClarkFebruary 19, 2019

    How do I send money to Pakistan securely?

    • Avatarfinder Customer Care
      JhezFebruary 20, 2019Staff

      Hello Clark,

      Thank you for your comment.

      You can send money to Pakistan by wire transfer, bank to a bank transfer, or using money transfer companies. You can protect yourself and avoid money transfer scams by:

      – Avoid sending money to someone you’ve never met in person.
      – If you feel you have to send money to someone you’ve never met, try to avoid sending large sums all at once.
      – Consider paying late. Scammers will often say you have to transfer by a certain date in order to take advantage of what they have offered you. If you don’t meet their deadline and they contact you again saying the deadline has been extended, you may be dealing with scammers.
      – Use a reputable and secure money transfer service. While most of the time your money transfer provider is not the problem, it’s always wise to choose a service that takes security seriously.

      You can check our guide on money transfer scams for more details.

      The list of the money transfer companies above is so far reliable. You may compare by rates, transfer speed, and fees. After comparing, you can start the transfer by clicking the Go to Site button.

      Please make sure that you’ve read the relevant T&Cs or PDS to help consider whether the product is right for you.


  5. Default Gravatar
    MuhammadOctober 9, 2018

    I will pick up money from bank.

    • Default Gravatar
      nikkiangcoOctober 10, 2018

      Hi Mohammad,

      Thanks for your inquiry and for visiting our page.

      If you are picking up money sent to you at the bank, please inform your sender on this. Also, inform your sender to speak to his/her financial institution and ask how to send money from a US bank account to your Pakistani bank account, the details needed, transfer fees and transfer times.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


Go to site