Send Money to New Zealand and save on Fees

Information verified correct on December 9th, 2016

Find the best exchange rates and the lowest fees when you Newzealandneed to send an international money transfer to New Zealand.

Tourism in New Zealand has a lot to thank J.R.R. Tolkien and Peter Jackson for. In the period from August 2014 to July 2015, more than 235,000 US tourists visited New Zealand.

There are also almost 20,000 Americans of New Zealand origin, and the combination of both of these factors means there are plenty of reasons why you might need to send money to New Zealand. But regardless of whether you’re sending money to family or transferring funds to help out a cash-strapped travelling friend, there are plenty of options to choose from when you need to send an international money transfer.

Compare International Money Transfers

Rates last updated December 9th, 2016
Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
An online money transfer service ... with cash pickup, bank account to bank account and airtime transfers available.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
World First Foreign Exchange
Transfer money into a range ... of currencies online and over the phone.
USD 500 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
Transferwise International Money Transfers
Make online transfers in a ... range of currencies and enjoy high maximum transfer amounts.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money between 20 currencies ... and enjoy scheduled regular transfers. No fee for transfers over US $5,000.
USD 100 2 days
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Travelex International Money Transfers
Get your foreign currency delivered ... to your home or pick up at a store.
USD 500 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Currencies Direct International Money Transfers
$0 online transfer fee that ... you can access 24/7.
USD 100 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
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USForex International Money Transfers
Take advantage of competitive exchange ... rates and cheap transfer fees.
USD 150 1 day
OnlinePhoneAgentInternational Money Order...
Rates are always
changing, click to check
your price today
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MoneyGram International Money Transfers
Send money anywhere, from anywhere.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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TorFX International Money Transfers
TorFX guarantee to beat any ... competitor's exchange rate for a transaction. Conditions apply
USD 100 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Western Union Money Transfers
Send money online to friends ... and family around the world with Western Union.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
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Banks versus money transfer companies

You could ask your bank to take care of your international transfer to New Zealand – after all, they’ll be able to handle it with a minimum of fuss. But the problem with going through your bank is that you’ll receive a poor exchange rate compared to what you can find elsewhere, while the fees charged for transfers are usually quite high.

This is why you will be much better off financially if you send your money via a specialist money transfer provider. These companies are experts at moving funds across international borders as cheaply as possible, combining minimal fees with better exchange rates than you’ll ever get from your bank.

Case Study: Hamish Sends Money to New Zealand

Hamish has packed up and left his home in Wellington, New Zealand, to pursue his dreams to become an actor in LA. Although Hamish hasn’t exactly become an A-lister during his two-year stint in Hollywood he’s done alright for himself, and he wants to send his parents a gift of USD $1,000 to thank them for supporting his dreams. He decides to compare the fees and features of two well-known money transfer companies to see which one offers the most value for money.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 1.537 NZD1 USD = 1.551 NZD
Transfer fee$5$4
Transfer methodBank account depositBank account deposit
Processing time2 business days1-3 business days
Amount received (in NZD)NZD $1,537NZD $1,551

As you can see, Hamish’s parents will receive an extra NZD $14 if he uses the second company, while Hamish can also save USD $1 in transfer fees.

How to compare transfer companies when transferring money to New Zealand

  • Exchange rates. The rate of exchange can vary substantially between companies, so look for the provider that offers the most attractive exchange rates on a regular basis.
  • Fees. A large transfer fee can turn an affordable transaction into an expensive one. Make sure to examine the fees charged by your provider and remember that high exchange rates often also come with higher fees.
  • Transfer methods. How can you lodge transfers: online, via a mobile app, by making a phone call, by visiting a branch?
  • Transfer options. Flexible transfer options like forward contracts, limit orders and scheduling recurring transactions can make it easier to transfer your funds.
  • Turnaround time. How quickly will each provider get the funds you transfer to your recipient?
  • Minimum amount. Does the provider impose a minimum transfer limit? If so, is this likely to restrict your transfer options?
  • Pickup methods. While some companies simply deposit funds straight into your recipient’s bank account, others will make the cash you send available for collection from transfer agents across New Zealand.
  • Customer service. Check to see when customer service is offered and how – online, email and/or over the phone.
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How to send money to New Zealand from America

  • Bank transfers. A bank-to-bank transfer is a secure but sometimes costly way to send money to New Zealand.
  • Online money transfer providers. Companies like USForex and WorldRemit offer speedy and affordable online transfer services.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram are the world’s two largest providers of this service.
  • PayPal. PayPal lets you send secure international money transfers almost anywhere in the world.
  • Checks. Sending an international check may take longer than other transfer methods but it is a reliable way to get money to your recipient.
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Emergency cash transfers in New Zealand

You’ve just received an emergency call from your daughter who is holidaying in New Zealand – her wallet has been stolen and she has no money, so she needs you to send her some cash ASAP. You’ll obviously want to get onto sending a transfer straight away, but just remember that urgent transfers usually cost more than regular transactions. Check the fee and exchange rate that apply to your transfer carefully before you commit to a transaction.

As for your daughter, make sure she reports the matter to the local police and if she has travel insurance, investigate whether she can access an emergency cash allowance from her insurer.

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Cash pickup locations in New Zealand / Western Union / MoneyGram branches in New Zealand

Western Union and MoneyGram both operate extensive transfer networks around the world. When you send a transfer with either company, your recipient can then collect the cash you send from one of many transfer agents across New Zealand. Just make sure that they take along photo ID and a transaction reference number when they go to pick up the funds.

Western Union

Auckland

City Forex NZ Ltd

Shop No 3 Ground Floor

44 52 Wellesley St West

Central Business District

Auckland, Auckland 1141

+64-6-9701040

Open: 8am to 7pm Monday to Friday, 8am to 5pm Saturday and Sunday

NZCU Auckland Manukau

Shop 104a, Mezzanine Floor

Westfield Shopping Mall

Auckland,

+64-0800005253

Open: 9am to 5pm Monday to Friday, 9am to 1pm Saturday

Queenstown

Queenstown Post Shop

15-19 Camp Street

Queenstown,

+64-0800005253

Open: 9am to 5pm Monday to Friday, 10am to 2pm Saturday

Wakatipu Post Shop

1091 Frankton Road

Frankton Village

Queenstown, Christchurch

+64-1-800005253

Open: 8am to 6pm Monday to Friday, 10am to 5pm Saturday

MoneyGram

Auckland

Travel Money NZ

Ground Floor Arrivals Area

Auckland,

92561810

Open: 4am to 1am seven days

Lotus Foreign Exchange

Suite 1 – 30 Queen Street

Auckland Central

Auckland, 1010

93652280

Open: 9am to 8pm Monday to Friday, 10am to 5pm Saturday, 10am to 4pm Sunday

Queenstown

Travel Money NZ

7A Shotover St

Queenstown, 9300

34413201

Open: 9am to 6pm seven days

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Tips for picking up cash in New Zealand

New Zealand is a safe and friendly travel destination for US tourists, but that doesn’t mean you shouldn’t take a few simple steps to ensure your safety when picking up cash. Make sure to visit an agent in a location you know is safe, and take along a friend or travelling companion to discourage any potential thieves. If you can help it, don’t carry around large sums of cash for any length of time – deposit the money into your bank account as soon as you can.

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How to send money to New Zealand

Whichever transfer provider you choose, you’ll need to provide a range of details to allow them to process your transaction. These include:

    • Your name, address, contact details and photo ID.
    • Your recipient’s name, address and contact details. If sending a bank account deposit, you’ll need to supply your recipient’s account details.
    • Transaction information, such as the amount you’re sending, the currency you’re sending and the country you are sending it to.

Keep hold of any transaction reference number you receive so that you can monitor the progress of your funds.

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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

Take advantage of competitive exchange rates and cheap transfer fees.

World First Foreign Exchange

Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.

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