Best way to send money to New Caledonia | finder.com

How to send money to New Caledonia

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Here’s how to send a quick, affordable and secure money transfer to New Caledonia.

Sending money from the United States to New Caledonia doesn’t have to be expensive. Compare the transfer fees and exchange rates of the many options available to you to get the most CFP francs for your dollar.From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, sending an international money transfer to New Caledonia is easy. However, do your research and shop around for the best available deal.
World First Foreign Exchange

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    Compare international money transfers companies to New Caledonia

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1,000 1 day USD 0.00 101.314 XPF 506,572 Exclusive exchange rate discounts
    No-maximum limit transfers with competitive exchange rates for 100+ currencies.
    Go to site Show details
    USD 1 1 day USD 8.00 98.797 XPF 493,194 Easily transfer cash to more than 350,000 locations around the world. Go to site Show details

    Compare up to 4 providers

    Case Study: Banks versus money transfer companies

    Céline and her husband are expanding their business from New Caledonia to the U.S. They want to set up headquarters in both countries and will need to transfer money regularly, so they’re looking for the best and cheapest transfer method.

    Money transfer service 1Money transfer service 2
    Exchange rate$1 USD = $68 XPF$1 USD = $76 XPF
    Transfer fee$18$0
    Amount received for $500$34,500 XPF$37,900 XPF
    Transfer time2 working days2 working days
    Transfer optionsOnline transfers, draftsOnline transfer, stop loss order, market order
    Difference$3,400 XPF
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    How to compare transfer companies when sending money to New Caledonia

    When comparing your options, pay attention to these factors:

    • Exchange rates. How do each company’s exchange rates compare to the competition?
    • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
    • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
    • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments, or does the company only provide one-off spot orders?
    • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
    • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfers?
    • Pickup methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
    • Customer service. What sort of customer support is offered and during what hours can you receive assistance?.
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    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in January 2018, the U.S dollar was worth approximately 101.50 CFP Franc. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
    Today’s USD-XPF exchange rate

    How do international money transfers work?

    An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country — in this case, New Caledonia. This can be done in person or oftentimes online. You can use cash or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account are made available as cash for them to pick up at a location in their country.

    What are the steps to send money to New Caledonia?

    You have the choice between online transfer services, bank to bank transactions and services like Western Union that allow recipients to collect money in person at a designated pick-up location. Most transfer services will require that you set up an account. You’ll be asked to provide the following information:

    • Your contact details
    • Credit card or bank account information
    • Identification
    • Your recipient’s information

    Once sent, you’ll receive a reference number that you should pass on to your recipient.

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    Emergency cash transfers to New Caledonia

    There are certain situations when you might need to send a transfer as quickly as possible. When you do need to send an emergency transfer, remember that you will usually have to pay extra in order to get your funds to your beneficiary ASAP. Make sure to check the exchange rate and fees that apply so you know exactly how much it will cost.
    Find a money transfer location near you

    Tips for picking up cash in New Caledonia

    When picking up your funds, go during the day and make sure you get there within the office hours. Loitering outside makes you a target. Ask someone to accompany you.

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