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Send money to Maldives

Find the best way to transfer money from the United States to Maldives.

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WorldRemit

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  • No minimum transfers
  • Wide range of destinations
  • Competitive exchange rate
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Looking for the best way to send money from the United States to family, friends or businesses in Maldives (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more rufiyaas.

Compare ways of sending money to Maldives

Use our table below to compare services that send money from America to Maldives. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Maldives.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Dunbridge Financial
Dunbridge Financial
24 hours
$0

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Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
XE
Within minutes
$3

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XE has fast transfers with low fees and a range of foreign currency tools.
WorldRemit
Within an hour
From $1.99

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Use code Take10USD to get $10 off when you spend $20. Valid till 31 January 2022. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Compare up to 4 providers

How to send money to Maldives from the United States

Here's our simple process for sending a money transfer to Maldives as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Maldives. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Maldivian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Rufiyaa your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Maldives. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Maldivian bank account, your recipient just needs to wait for the funds to arrive. For a cash pick up, your Maldivian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Maldives.
  • Bank deposit. Most major banks in America let you wire money to banks in Maldives. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like Dunbridge Financial and XE make international money transfers to Maldives easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Maldives.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Maldives.
  • Cash pick-up. you to collect cash, even if you don't have a bank account in Maldives.
  • Bank deposit. If you have a Maldivian bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Maldivian bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Maldives?

To send money from the United States to Maldives, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without ID but may need to give your instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Maldivian bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Maldives?

To collect money in person in Maldives, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as an Maldivian passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Maldives from America?

The cost of sending money to Maldives from the United States depends on the exchange rate between USD to MVR, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Maldives for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Maldives faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Maldivian bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/MVR exchange rate rates and historical changes

Frequently asked questions

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2 Responses

    Default Gravatar
    fayazJanuary 7, 2019

    I want to sand money to maldives as a private. which is the best way to do it? i want to sand money online and the receiver will get it by cash.

      Default Gravatar
      nikkiangcoJanuary 8, 2019

      Hi Fayaz,

      Thanks for getting in touch! The information above shows the list of providers that allow you to transfer money from US to the Maldives. The best one will depend on the cost, transfer speed, and cost to convert your US dollars to Maldivian rufiyaas. Kindly note that as a product comparison website, we are not in the position to recommend one product for you.

      Hope this clarifies and feel free to email back if you have questions.

      Best,
      Nikki

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