Best way to send money to Macau |
Incredibly Easy Ways To Send Money To Macau Better While Spending Less

How to send money to Macau

Need to send money to Macau, China? We’ll guide you through your international transfer.

Whether you have business opportunities in Macau, or need to send money to family of friends, international money transfers can be tricky. Sending money to Macau doesn’t have to be expensive. From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, you’ll want to compare the transfer fees and exchange rates of the many options available to get the best deal.

Background information about Macau

The Chinese territory of Macau has seen booming GDP growth of Macanese pataca (MOP) in the past few years. The US treats Macao as an autonomous territory and continues to support trade in the region. It is one of the world’s richest or countries and has some of the highest spent per capita in the world. This is in huge parts due to its gambling culture, as one of the gambling capitals of the world.

Compare money transfer services to Macau

I want to send


Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to privacy policy
Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting
Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
USD 1 3 - 5 days - - Online, Phone, Bank Account to Bank Account, Cash Transfer No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

Compare up to 4 providers

How to compare money transfer companies when you need to send money internationally

Kan has a business opportunity in Macau purchasing specialty watches for his jewelry shop in the US. While meeting with representatives in Macau, Kan wants to transfer $10,000 for a large purchase. He compared the different money transfer services that will send money from the US to to the merchant in Macau.

What variables will Kan look at to do an effective comparison study to send money to Macau?

  • Exchange rates. Nearly all providers make a profit from exchange rates. Compare the rate you’re offered to the mid-market rate — the rate banks and transfer services use when they trade among themselves — and look for the smallest margin between them.
  • Pickup methods. Cash can be picked up at an agent location or home address. An electronic transfer can be made received to a bank account.
  • Fees. Fees can be fairly simple to compare, but because of the location of Macau, you could run into higher fees. Make sure you research the company you want to use and be sure the fees are clearly stated.
  • Bank to bank benefits. There aren’t any notable banks that have branches in US and Macau for bank to bank benefits, but Citibank supports MOP. It is advised that you visit a Citibank branch to confirm whether you qualify for this feature.
  • Turnaround time. The expected turnaround time for using a money transfer service or your local bank is usually a couple of minutes or two to four working days.
  • Transfer methods. If you are planning on making regular payments, create an online account with a money transfer company is a wise move. The available services offer online, phone and branch methods to initiate the payment.
  • Transfer options. The transfer options include single payments, regular payments and forwarded contracts.
  • Minimum or maximum transfer amounts. Minimum transfer amounts range from $1 to $10, and maximums up to $10,000. When comparing, look out for limits on how much per day or week.
  • Customer service. The transfer services should offer customer support by phone, email or online chat. Be leery of services that don’t offer support.

How can you send and receive money between Macau and US?

  • Money transfer service
    Due to Macau’s geographical situation, most companies do business with China and surrounding countries. Moneygram and Western Union will send money to Macau, but only Western Union sends it in the supported MOP currency.
  • Banks
    Citibank supports the MOP currency and will allow you to send money to Macau SAR, but will require you to visit a local branch to determine costs and rates. HSBC operates in the Hong Kong area and have branches in Macau. Visit a branch to see whether a money transfer is possible.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weak currency. For example, in January 2018 the US dollar was worth approximately 8.06 Macanese patacas.

However, most countries’ exchange rates are flexible, which means they can fluctuate with the market. Factors that influence the exchange rate include interest rates, economic stability and inflation.
See today’s US dollar to MOP exchange rate

What you need to know about emergency cash transfers to Macao SAR

Emergency cash transfers can be sent to Macau using Moneygram or Western Union. Both are reputable companies that transfer money within a couple of minutes.

Tips for picking up cash in Macau

The Macau is located on the Eastern coast of China. Though it is classified as a relatively safe country for Americans, use caution when picking up cash from an agent location. Don’t advertise the fact that you have a wallet full of cash, and head to your bank as soon as possible to deposit the funds.
Find a money transfer location near you

What steps will you need to follow to send money to Macau?

To send money to a bank account in Macau, you will need to provide the following beneficiary details:
  1. The bank name in Macau
  2. The recipient’s details with bank account number.
  3. SWIFT code or BIC details
  4. transfer amount and currency
When you’re sending a cash pick up money to a recipient:
  1. The address of the recipient or the agent for pickup
  2. The recipient details
  3. Transfer amount and currency
What you need to pick up a transfer when you are at a Moneygram or Western Union branch in Macau.
  1. Your photo ID
  2. The tracking or reference number (Western Union calls it)
  3. Copy of the transaction receipt for an added safety measure

Back to top

Related Articles

Back to top

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and our Privacy Policy.

2 Responses

  1. Default Gravatar
    simranjitNovember 27, 2017

    sir,mam I need money here in Macau am from India how my family send money here in Macau plz translate me thanku

    • Staff
      ArnoldNovember 29, 2017Staff

      Hi Simranjit,

      Thanks for your inquiry

      The page you have opened contains options for sending money to Macau. Please make sure you select the currency you want to send and select the currency you want the receiver to receive and then click the ‘go to site’ button to proceed.

      Hope this information helps


US International Money Transfers Offers

Important Information*
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.