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Send money to Macau

We'll guide you through your international transfer for when you need to send money to Macau.

Understanding how to send money overseas is critical when you have a business opportunity or a family member in need. You might think the process is expensive, but with the right bank or money transfer company, you can find quick service and low rates that will help you send money to Macau or wherever you need it. Here’s how to compare options and find your best deal.

Compare money transfer services to Macau

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
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XE has fast transfers with low fees and a range of foreign currency tools.

Compare up to 4 providers

Best ways to send money to Macau

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Macau. Some offer cash pickup in as little as a few minutes, while others transfer to bank accounts.

1. Digital money transfer services

Companies like XE and Wise specialize in foreign currencies, making them some of the most cost-effective ways to send money to Macau. Most offer transfers directly to your recipient's bank account in Macau, often in as little as a day or two.
  • Why? Digital money transfer services are cheaper because they exist online and don't have as many employees or physical locations.

2. Cash transfers

Services like MoneyGram and Western Union allow you to transfer cash for pickup at a local branch in Macau— often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak exchange rates and high fees.
  • Why? Picking up cash is more expensive because more people are involved.

3. Banks

The Macanese pataca may be offered by your bank, but beware of high fees and wide margins on the exchange rate. Compare bank transfers to digital services and other options before sending a wire transfer to Macau.
  • Why? Banks offer money transfers as a secondary service so don't strive to offer competitive prices.

Let's crunch the numbers: Sending $1,000 to Macau

Let's say you need to send $1,000 to family in Macau. Here's what you might face as far as fees and exchange rates using today's rate of 1 USD = 8.010 MOP.
Digital money transfer service Cash transfer Bank transfer
Fee $0 $4 $25 + additional correspondent bank fees
Exchange rate 1 USD = 7.986 MOP 1 USD = 7.970 MOP 1 USD = 7.609 MOP
Transfer speed 1-2 days Minutes 2-5 days
Amount received MOP$7,986 MOP$7,938 MOP$7,419
  • Best value
  • Fastest
  • Slowest and most expensive

The bank option ends up being the slowest and gets the smallest amount of money to your recipient in Macau. A digital transfer sends the most, which is MOP$567 more than the bank. For speed, a cash transfer can typically have your transfer to Macau in as little as 15 minutes. Make sure there's a cash pickup location near your recipient before sending.

How to send money to Macau online

Sign up and send money to Macau with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Compare and pick a provider before signing up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient's contact information and pick a delivery method. If transferring to a bank, you'll need their bank account details in Macau.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt's confirmation number to track the progress of your transfer to Macau. Some money transfer providers send a text or email when your transfer is complete.

Get the most out of your money transfer to Macau

Weigh costs and fees against convenience to best compare money transfer providers that send to Macau. Consider:

  • Exchange rates. The USD–MOP relationship fluctuates, so using a service that allows you to lock in exchange prices may help you save money down the line if the Macanese pataca rises against the US dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger USD–MOP exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of Macanese patacas you're sending to Macau.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Macau.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you're sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a bank account in Macau or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

How to send money to Macau without a bank account

If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up Macanese patacas without a bank account.

Emergency cash transfer

When urgency trumps cost to get your money to Macau quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

Macau's exchange rates explained

Banks and money transfer companies use exchange rate to calculate how much Macau's currency is worth when converted to USD. The USD-MOP relationship can change daily based on global economic stability, interest rates, inflation and more.

Today's exchange rate USD to MOP

Updated: 16 Oct 2021 19:27:40 UTC

What to watch out for

Sending money to relatives or family members in Macau may be subject to taxes on the money transfer and certain documents may be required.

Taxes on transfers to Macau

In general, any large transfers being sent from the US to Macau should be filed with the IRS to avoid any penalties.

Required information

Receiving money in Macau:

  • Transfer confirmation details like a transfer number, an MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID like a passport or similar official ID may be required to pick up your transfer.
  • Sender's information. Take along your sender's full name, the sending country and their address, if known.

Sending to Macau from the US:

  • Proof of identification like a government-issued ID or your SSN number.
  • Recipient information like their name, address and bank account information in Macau.

Bottom line

Sending your hard-earned money to Macau shouldn't cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country-specific guides the next time you need to make a transfer.

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2 Responses

    Default Gravatar
    simranjitNovember 27, 2017

    sir,mam I need money here in Macau am from India how my family send money here in Macau plz translate me thanku

      Default Gravatar
      ArnoldNovember 29, 2017

      Hi Simranjit,

      Thanks for your inquiry

      The page you have opened contains options for sending money to Macau. Please make sure you select the currency you want to send and select the currency you want the receiver to receive and then click the ‘go to site’ button to proceed.

      Hope this information helps


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