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Send money to Lesotho

Here's how you can make safe, secure and affordable money transfers to Lesotho.

If you’re looking to send money to Lesotho, you may find that the transfer fees charged by your bank are extremely high–if they even transfer money at all. In order to get the best deal, compare the rates offered to you by independent money transfer companies. Our guide will tell you all you need to know so you can make the best decision when converting your US dollars to Lesotho loti.

Send money to Lesotho with WorldRemit

WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

  • No minimum transfers.
  • Wide range of destinations.
  • Competitive exchange rate.

Compare international money transfers to Lesotho

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
24 hours

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OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Dunbridge Financial
Dunbridge Financial
24 hours

View details
Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
24 hours
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

View details
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Within minutes

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Within an hour
From $1.99

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.

Compare up to 4 providers

Best ways to send money to Lesotho

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Lesotho. Some offer cash pickup in as little as a few minutes, while others transfer to bank accounts.

1. Digital money transfer services

Companies like XE and Wise specialize in foreign currencies, making them some of the most cost-effective ways to send money to Lesotho. Most offer transfers directly to your recipient's bank account in Lesotho, often in as little as a day or two.
  • Why? Digital money transfer services are cheaper because they exist online and don't have as many employees or physical locations.

2. Cash transfers

Services like WorldRemit and Remitly allow you to transfer cash for pickup at a local branch in Lesotho— often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak exchange rates and high fees.
  • Why? Picking up cash is more expensive because more people are involved.

3. Banks

The Lesotho loti may be offered by your bank, but beware of high fees and wide margins on the exchange rate. Compare bank transfers to digital services and other options before sending a wire transfer to Lesotho.
  • Why? Banks offer money transfers as a secondary service so don't strive to offer competitive prices.

Let's crunch the numbers: Sending $1,000 to Lesotho

Let's say you need to send $1,000 to family in Lesotho. Here's what you might face as far as fees and exchange rates using today's rate of 1 USD = 14.595 ZAR.
Digital money transfer service Cash transfer Bank transfer
Fee $0 $0 $25 + additional correspondent bank fees
Exchange rate 1 USD = 14.551 ZAR 1 USD = 14.522 ZAR 1 USD = 13.865 ZAR
Transfer speed 1-2 days Minutes 2-5 days
Amount received ZAR$14,551 ZAR$14,522 ZAR$13,519
  • Best value
  • Fastest
  • Slowest and most expensive

The bank option ends up being the slowest and gets the smallest amount of money to your recipient in Lesotho. A digital transfer sends the most, which is ZAR$1,033 more than the bank. For speed, a cash transfer can typically have your transfer to Lesotho in as little as 15 minutes. Make sure there's a cash pickup location near your recipient before sending.

How to send money to Lesotho online

Sign up and send money to Lesotho with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Compare and pick a provider before signing up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient's contact information and pick a delivery method. If transferring to a bank, you'll need their bank account details in Lesotho.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt's confirmation number to track the progress of your transfer to Lesotho. Some money transfer providers send a text or email when your transfer is complete.

Get the most out of your money transfer to Lesotho

Weigh costs and fees against convenience to best compare money transfer providers that send to Lesotho. Consider:

  • Exchange rates. The USD–ZAR relationship fluctuates, so using a service that allows you to lock in exchange prices may help you save money down the line if the Lesotho loti rises against the US dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger USD–ZAR exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of Lesotho lotis you're sending to Lesotho.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Lesotho.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you're sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a bank account in Lesotho or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

How to send money to Lesotho without a bank account

If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up Lesotho lotis without a bank account.

Emergency cash transfer

When urgency trumps cost to get your money to Lesotho quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

Lesotho's exchange rates explained

Banks and money transfer companies use exchange rate to calculate how much Lesotho's currency is worth when converted to USD. The USD-ZAR relationship can change daily based on global economic stability, interest rates, inflation and more.

Today's exchange rate USD to ZAR

Updated: 17 Oct 2021 02:17:31 UTC

What to watch out for

Sending money to relatives or family members in Lesotho may be subject to taxes on the money transfer and certain documents may be required.

Taxes on transfers to Lesotho

In general, any large transfers being sent from the US to Lesotho should be filed with the IRS to avoid any penalties.

Required information

Receiving money in Lesotho:

  • Transfer confirmation details like a transfer number, an MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID like a passport or similar official ID may be required to pick up your transfer.
  • Sender's information. Take along your sender's full name, the sending country and their address, if known.

Sending to Lesotho from the US:

  • Proof of identification like a government-issued ID or your SSN number.
  • Recipient information like their name, address and bank account information in Lesotho.

Bottom line

Sending your hard-earned money to Lesotho shouldn't cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country-specific guides the next time you need to make a transfer.

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6 Responses

    Default Gravatar
    AnonymousFebruary 25, 2019

    Hello. I transferred my funds from my Skrill account via Bank Wire to my Standard Lesotho Bank account. The funds I made have not reflected in my account. Is it possible that I am being scammed?

      Avatarfinder Customer Care
      JhezFebruary 26, 2019Staff


      Thank you for your comment.

      If you send money by bank transfer, it will usually take between 2-5 days for the funds to be credited to the Recipient’s bank account through Skrill. If it’s more than this timeframe, please contact Skrill support so they can trace and check the status for you.


    Default Gravatar
    PusoOctober 4, 2018

    How can I receive my money from an online company that I was awarded after reading the adverts on their website using my PayPal’ account,I am in Lesotho. The name of the website is NEWSLIKE8…

    I am in Lesotho and I have joint a website which is located in the United States,whereby we read advertisement’s ( ADs ) and earn some money,so my question is that can I be able to transfer that amount using a my PayPal’ account? If so… Please help me how to go about the process.
    Warm Regards

      Avatarfinder Customer Care
      JoshuaOctober 7, 2018Staff

      Hi Puso,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Regarding your question, it would be a good idea to directly ask the company. They more likely give you instruction on how you can redeem your reward. Moreover, it is more likely that you can use PayPal to redeem your money as long as the company where your reward is coming from use that as one of the options.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    MphoApril 4, 2018

    Can I receive money via paypal into my standard Lesotho bank account

      Avatarfinder Customer Care
      JeniApril 4, 2018Staff

      Hi Mpho,

      Thank you for getting in touch with finder.

      Yes you can transfer money from PayPal to your Lesotho bank account as long as it’s not a virtual bank.

      To add the U.S. bank account on your PayPal account, simply follow the steps below:

      -Select the U.S. bank account type.
      -Enter your bank account information, and click Continue.
      -Click Add Bank Account.

      I hope this helps.

      Have a great day!


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