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Send money to Lesotho

Here's how you can make safe, secure and affordable money transfers to Lesotho.


Fact checked
If you’re looking to send money to Lesotho, you may find that the transfer fees charged by your bank are extremely high–if they even transfer money at all. In order to get the best deal, compare the rates offered to you by independent money transfer companies. Our guide will tell you all you need to know so you can make the best decision when converting your US dollars to Lesotho loti.

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Compare international money transfers to Lesotho

Use our interactive table to compare transfer fees, exchange rates and other details for sending funds to Lesotho with a money transfer service.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1 Within an hour USD 3.99 15.151 ZAR 7,515 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$1 1 - 2 days USD 10.00 15.242 ZAR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
$1 3 - 5 days USD 20.00 14.861 ZAR 7,133 The biggest name in money transfers can get your funds to friends, family, or businesses in almost every corner of the globe. Show details
$1 Within an hour USD 8.00 14.899 ZAR 7,330 Easily transfer cash to more than 350,000 locations around the world. Show details
$10 Within an hour USD 1.99 14.937 ZAR 7,439 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks vs. money transfer services

If you’re thinking about sending money to Lesotho through your local bank, think again. While it can easily send international wire transfers all around the world, you’ll pay a high transfer fee of up to $75 for the privilege. Banks also typically offer dismal exchange rates on all international transfers.

Do your wallet a favor by considering the services of a specialist money transfer company. These companies don’t spread themselves across a wide range of products and services like the banks. Instead, they specialize in sending money internationally and can therefore offer far superior exchange rates. With their secure transfers also come lower transfer fees, allowing you and your recipient to enjoy a better financial deal.

Case Study: Blessing sends money to Lesotho

Blessing is spending two years studying and working in the United States. She wants to send part of the money she has saved back home to her parents in Lesotho, but when she sees that the weak exchange rate offered by her bank will eat a big chunk of her $1,000 transfer, she approaches two money transfer companies to see if they can offer a better deal.

Money Transfer Company A
Money Transfer Company B
Exchange rate 1 USD = 13.28 LSL 1 USD = 13.17 LSL
Transfer fee $16 $25
Transfer speed 1 hour 10 minutes
Transfer option
Cash pickup Cash pickup
Total LSL received
13,280 LSL 13,170 LSL

Blessing discovers that she can send an extra 110 Lesotho loti and also save $9 in transfer fees by using Money Transfer Company A.

How to compare transfer companies when sending money to Lesotho

When you’re stuck between two or three companies, it can be good to take a step back and decide which factors mean the most to you.

  • Exchange rates. Nearly every provider skews exchange rates for profit. Compare the rate you’re offered to the market rate and make sure there’s no huge difference.
  • Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large amount, ask whether you qualify for a fee-free transfer.
  • Transfer methods. Different companies have different transfer methods. Some allow you to fill out an online application while others need you to come into the store. Find one that works for you.
  • Bonus features. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
  • Transfer speed. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you’ve got more time, you’ll get better rates and fees with an independent provider.
  • Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate, especially since providers encourage large transfers by offering low fees.

Foreign exchange rates explained

Exchange rates are a flexible number that fluctuate depending on the global market. This is how companies calculate how much one country’s currency is worth in another. The US dollar (USD) is traditionally much stronger than the Lesotho loti (LSL). This means for every one dollar you send to Lesotho, your recipient will receive nearly 12 loti in return.

Today’s exchange rate USD to ZAR

Ways to send money from the US to Lesotho

  • Bank transfers. Transfers between banks are a secure but expensive transfer method.
  • Money transfer providers. It’s simple and convenient to send an online money transfer to Lesotho from the comfort of your home.
  • Providers with cash pickup. Companies like Western Union and MoneyGram offer the option of cash pickups from thousands of agent locations across Lesotho.
  • M-Pesa. M-Pesa is a safe, secure way to send, receive and store money through your mobile phone or an app. Top up your account at one of more than 287,000 agent locations and then send money to loved ones, who can visit an agent to withdraw their funds.
  • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.

Emergency cash transfers to Lesotho

Emergencies happen all the time, and though they’re unavoidable, there are ways for you to transfer money quickly to Lesotho whenever you need it. However, this will yield a poor exchange rate and hefty fees, so it’s best to choose a normal transfer unless you have no other options.

Tips for picking up cash in Lesotho

When picking up cash in Lesotho, take a few simple safety precautions to prevent yourself becoming a target of theft.

  • Call ahead. Tell the company you’re planning on visiting and ask for their hours. Visiting during daylight is best.
  • Bring a friend. Ask a friend to come along when you’re picking up large amounts of cash.
  • Deposit your money immediately. The likelihood of losing your money to theft or carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
  • Keep your cash hidden. Place your money on your person before leaving the office. Having too much money visible can attract unwanted attention.
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6 Responses

  1. Default Gravatar
    AnonymousFebruary 25, 2019

    Hello. I transferred my funds from my Skrill account via Bank Wire to my Standard Lesotho Bank account. The funds I made have not reflected in my account. Is it possible that I am being scammed?

    • Avatarfinder Customer Care
      JhezFebruary 26, 2019Staff


      Thank you for your comment.

      If you send money by bank transfer, it will usually take between 2-5 days for the funds to be credited to the Recipient’s bank account through Skrill. If it’s more than this timeframe, please contact Skrill support so they can trace and check the status for you.


  2. Default Gravatar
    PusoOctober 4, 2018

    How can I receive my money from an online company that I was awarded after reading the adverts on their website using my PayPal’ account,I am in Lesotho. The name of the website is NEWSLIKE8…

    I am in Lesotho and I have joint a website which is located in the United States,whereby we read advertisement’s ( ADs ) and earn some money,so my question is that can I be able to transfer that amount using a my PayPal’ account? If so… Please help me how to go about the process.
    Warm Regards

    • Avatarfinder Customer Care
      JoshuaOctober 7, 2018Staff

      Hi Puso,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Regarding your question, it would be a good idea to directly ask the company. They more likely give you instruction on how you can redeem your reward. Moreover, it is more likely that you can use PayPal to redeem your money as long as the company where your reward is coming from use that as one of the options.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  3. Default Gravatar
    MphoApril 4, 2018

    Can I receive money via paypal into my standard Lesotho bank account

    • Avatarfinder Customer Care
      JeniApril 4, 2018Staff

      Hi Mpho,

      Thank you for getting in touch with finder.

      Yes you can transfer money from PayPal to your Lesotho bank account as long as it’s not a virtual bank.

      To add the U.S. bank account on your PayPal account, simply follow the steps below:

      -Select the U.S. bank account type.
      -Enter your bank account information, and click Continue.
      -Click Add Bank Account.

      I hope this helps.

      Have a great day!


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