Send Money to Lesotho Cheaply

Information verified correct on December 5th, 2016


Enjoy safe, secure and affordable transactions when you need to send money to Lesotho.

Completely surrounded by South Africa, the landlocked country of Lesotho covers just 11,500 square miles. The country gained its independence from Great Britain in 1966, and the United States was one of the first countries to establish an embassy in Maseru (the capital) following that time. The US and Lesotho have enjoyed positive and friendly relations ever since, with the US providing humanitarian aid and assistance in the ensuing decades.

There are plenty of options to choose from if you need to send money to Lesotho, including banks and specialist money transfer companies. You just need to shop around to find the best deal.

Banks versus money transfer services

If you’re thinking about sending money to Lesotho via your bank, think again. Sure, your bank can easily send international wire transfers all around the world, but you’ll have to pay a high transfer fee (usually from $25 to $75) for the privilege. Banks also offer dismal exchange rates on international transfers, so you can usually do your hip pocket a big favour if you consider a specialist money transfer company.

These companies don’t spread themselves across a wide range of products and services like the banks; they specialise in sending money internationally and can therefore offer far superior exchange rates. They also charge lower transfer fees and offer secure transfers, allowing you and your beneficiary to enjoy a better financial deal.

Case Study: Blessing Sends Money to Lesotho

Blessing is spending two years studying and working in the United States, and she wants to send part of the money she has saved back home to her parents in Lesotho. But when she sees that the low exchange rate offered by her bank will eat a big chunk out of her $1,000 transfer, she approaches two money transfer companies to see if they can offer a cheaper transfer.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 13.28 LSL1 USD = 13.17 LSL
Transfer fee$16$25
Transfer methodCash pickupCash pickup
Processing time10 minutes1 hour
Amount received (in LSL)13,280 LSL13,170 LSL

As you can see, Blessing can send an extra 110 Lesotho Loti and also save USD $ 9 in transfer fees by using the first company to handle her transfer.

How to compare transfer companies when transferring money to Lesotho

  • Exchange rates. How does a company’s exchange rate compare to the rate offered by other transfer providers? Does the rate come with a high transfer fee attached?
  • Fees. How big a fee will you have to pay each time you send a transfer? Can you avoid fees altogether by transferring a large amount, for example $5,000?
  • Transfer methods. Can you use a mobile app to place transfers? Does the company provide branch locations close to you? Can you place transfers online or over the phone?
  • Transfer options. Can you only place one-off transfers or are there more flexible options available to help you save money or time?
  • Turnaround time. From the time you pay for your transaction, how long will it take for your funds to arrive in your recipient’s wallet or bank account?
  • Minimum transfer amount. Will you need to exceed a minimum transfer limit for each transaction and will it be convenient for you to do so?
  • Pickup methods. How can your beneficiary access the funds you send: from their bank account or by picking up cash from a transfer agent?
  • Customer service. Can you rely on phone and/or email support if you have a query about a transaction? Is there an online help centre?
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How to send money to Lesotho from America

  • Bank transfers. Transfers between banks are a secure but expensive transfer method.
  • Online money transfer providers. Companies like TransferMate offer online transfers to Lesotho.
  • Money transfer companies with cash pickup options. MoneyGram and Western Union offer transfers to agent locations throughout Lesotho.
  • Checks. Check with your bank to find out how much it will cost and how long it will take to send an international check.
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Emergency cash transfers in Lesotho

If you need to send an urgent transfer to Lesotho — maybe you need to help out a friend who is travelling through Lesotho and has had their wallet stolen — you shouldn’t have any trouble finding a company that can send secure, instant (or thereabouts) transfers. A word of warning, though: these emergency transfers do cost more than regular ones, with high fees and low exchange rates both common features. Take a few moments to check all the details of your transfer and calculate exactly how much it will cost you before you part with your cash.

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Cash pickup locations in Lesotho / Western Union / MoneyGram branches in Lesotho

Western Union and MoneyGram both offer fast transfers from the USA that can be picked up from branch locations in Maseru, Lesotho. Your beneficiary will need to take along photo ID and the transaction reference details in order to collect the cash, while it’s also recommended to phone an agent to confirm its address and opening hours before visiting. Here are the details of a few popular cash pickup locations in Lesotho:

Western Union – Maseru

MoneyGramInterchange Lesotho

Pioneer Mall Maseru Central

Maseru 100



Open 9am to 5pm Monday to Friday, 9am to 1pm Saturday and Sunday

ABSA Ladybrand

17 A Joubert Street

Ladybrand, Free State


Open 8:30am to 3:30pm Monday to Friday, 8am to 11am Saturday


Standard Lesotho Bank

Branch Maseru Kingsway

Maseru, 100


Open 8:30am to 3:30pm Monday to Friday, 8:30am to 1pm Saturday

Standard Lesotho Bank

Branch Mafeteng Main South 1

Mafeteng, 900


Open 8:30am to 3:30pm Monday to Friday, 8:30am to 1pm Saturday

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Tips for picking up cash in Lesotho

  • Confirm the transfer agent’s address before visiting
  • Only visit an agent in an area that is safe
  • Visit a transfer agent in daylight hours if possible
  • Ask someone to accompany you to provide added security
  • Don’t display your cash in public and don’t carry large sums around for long
  • Deposit the funds in your bank account or in a safe place ASAP
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How to send money to Lesotho

Regardless which company you choose to handle your transfer, you’ll need to provide certain details before you can send funds anywhere. These include:

  • Your name, address and contact information
  • A valid form of photo ID, such as your driver’s license or passport
  • The name and contact details of your beneficiary
  • Where you wish to send your transfer
  • The amount of money you wish to transfer and the currency in which it will be sent

Once you’ve supplied all the relevant details you can pay for your transfer. You will then receive a transaction reference number which you can use to check up on the progress of your funds.

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