Best way to send money to Kiribati |

How to send money to Kiribati

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The best ways to send money from the US to Kiribati.

Money transfers are a fact of life for many people. If you make frequent transfers to Kiribati, you’ll want to compare your options and find a service that keeps your costs low while allowing you to send more to your loved one in Kiribati. And since the Kiribati dollar is pegged to the Australian dollar, you’ll have plenty of options when you’re looking to send money overseas.

TransferWise international money transfers

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    Compare international money transfers to Kiribati

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 1 - 2 days USD 0.00 1.437 AUD 7,183 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 0.00 1.448 AUD
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 0.00 1.442 AUD 7,212 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    USD 1,000 1 day USD 0.00 1.434 AUD 7,169 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 1.434 AUD 7,169 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details
    USD 5,000 1 day USD 0.00 1.424 AUD 7,118 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details
    USD 50 1 - 2 days USD 0.00 1.424 AUD 7,118 Simple, zero-margin exchange rates, plus earn loyalty points on sign up, referral and every transaction. Go to site Show details

    Compare up to 4 providers

    Banks vs money transfer companies

    While your bank may be your first choice when it comes to making money transfers, it may not be the best choice. Banks often charge high fees and offer low exchange rates, making them a poor choice when you’re looking to send money to Kiribati.

    Money transfer companies, on the other hand, offer much better deals for most people. Fees tend to be lower, exchange rates more favorable and transfer times faster. You can find multiple companies that will convert Australian dollars at good rates, so take the time to compare your options and find one that offers you the best deal.

    Keith sends money to Kiribati

    Keith wants to send $1,000 to his daughter Leah, who is spending a month volunteering in Kiribati. Leah has blown her budget just two weeks into her trip, so Keith promises to send her some cash as quickly as possible. In an effort to find the best possible deal, he compares the transfer fees and processing times of two specialist transfer companies.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 1.35 AUD1 USD = 1.37 AUD
    Transfer fee$10$3
    Transfer methodOnline bank account transferOnline bank account transfer
    Processing time1 to 3 days1 to 3 days
    Amount received in AUD$1,350$1,370

    Since Kiribati accepts Australian dollars, it’s easier for Keith to send money to Leah by using a more widely-traded currency. By choosing the second transfer company, he’ll be able to send an extra $20, which makes the slightly higher transfer fee worth it.

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    What ways can I send money to Kiribati from the US?

    • Specialist transfer providers. There are several providers that make USD-AUD transfers, but make sure that you check and see if it will send Australian dollars to a recipient in Kiribati.
    • Cash pickup transfer companies. Cash pickup allows your recipient to quickly collect cash from one of many agent locations. However, they do run the risk of being stolen from if you send a large amount of money.
    • Bank transfers. Bank-to-bank transfers to Kiribati may be possible, but you will likely face high fees and a less optimal exchange rate.
    • International checks. Sending an international guaranteed check is a slow and potentially expensive option, but it is a common option.

    Foreign exchange rates explained

    Exchange rate is the amount you’ll get when you trade one currency for another. The Kiribati dollar is pegged to the Australian dollar, which means these are of equal value. So when you’re sending money to Kiribati, you’ll only need to calculate the exchange rate between USD and AUD. This amount can fluctuate, so it pays to keep tabs on it and send money when your US dollars will yield more Australian dollars.

    Live USD-AUD exchange rate

    How do I send money to Kiribati?

    1. Pick a provider from the table above by comparing exchange rates and fees.
    2. Create an account with the provider by entering your personal information.
    3. Start a transaction, enter your recipient’s information and select how much you want to send.
    4. Pay for your transfer and save the tracking number.

    Same-day transfers to Kiribati

    There are companies that allow you to send money to Kiribati quickly without charing exorbitant fees. Companies like WorldRemit offer quick transfers that won’t break the bank, and you may even be able to score a decent exchange rate. However, take a little extra time to compare your options and find a provider that meets all your criteria. Don’t let a rush stop you from getting a good deal.

    Tips for picking up cash in Kiribati

    Picking up cash from a transfer provider can make you a target for thieves, so keep a few simple safety tips in mind when collecting funds:

    • Don’t go alone — ask a friend to join you.
    • Don’t pick up cash in any area where you don’t feel safe.
    • Don’t display your cash in public.
    • Don’t carry funds around with you for any longer than you need to.

    Bottom line

    Kiribati may be a small country, but that doesn’t mean you don’t have options when you want to send money to a loved one. Because it uses the Australian dollar, you’ll have multiple choices when it comes to comparing rates and fees. And if you’re not quite sure how the process works, our in-depth guide on money transfers should help you navigate the details.Back to top

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