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Send money to Kiribati

The best ways to send money from the US to Kiribati.


Fact checked
Money transfers are a fact of life for many people. If you make frequent transfers to Kiribati, you’ll want to compare your options and find a service that keeps your costs low while allowing you to send more to your loved one in Kiribati. And since the Kiribati dollar is pegged to the Australian dollar, you’ll have plenty of options when you’re looking to send money overseas.

Send money to Kiribati with TransferWise

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

  • Fair service fees and mid-market rates – a major market differentiator
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Compare international money transfers to Kiribati

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 1,000 1 - 2 days USD 0.00 1.333 AUD 6,667 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
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$1 Same day USD 0.00 1.341 AUD 6,704 XE offers fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$1 1 - 2 days USD 45.00 1.347 AUD
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
$1 Within an hour USD 3.99 1.341 AUD 6,700 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks vs money transfer companies

While your bank may be your first choice when it comes to making money transfers, it may not be the best choice. Banks often charge high fees and offer low exchange rates, making them a poor choice when you’re looking to send money to Kiribati.

Money transfer companies, on the other hand, offer much better deals for most people. Fees tend to be lower, exchange rates more favorable and transfer times faster. You can find multiple companies that will convert Australian dollars at good rates, so take the time to compare your options and find one that offers you the best deal.

Keith sends money to Kiribati

Keith wants to send $1,000 to his daughter Leah, who is spending a month volunteering in Kiribati. Leah has blown her budget just two weeks into her trip, so Keith promises to send her some cash as quickly as possible. In an effort to find the best possible deal, he compares the transfer fees and processing times of two specialist transfer companies.

Money transfer company 1 Money transfer company 2
Exchange rate 1 USD = 1.35 AUD 1 USD = 1.37 AUD
Transfer fee $10 $3
Transfer method Online bank account transfer Online bank account transfer
Processing time 1 to 3 days 1 to 3 days
Amount received in AUD $1,350 $1,370

Since Kiribati accepts Australian dollars, it’s easier for Keith to send money to Leah by using a more widely-traded currency. By choosing the second transfer company, he’ll be able to send an extra $20, which makes the slightly higher transfer fee worth it.

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What ways can I send money to Kiribati from the US?

  • Specialist transfer providers. There are several providers that make USD-AUD transfers, but make sure that you check and see if it will send Australian dollars to a recipient in Kiribati.
  • Cash pickup transfer companies. Cash pickup allows your recipient to quickly collect cash from one of many agent locations. However, they do run the risk of being stolen from if you send a large amount of money.
  • Bank transfers. Bank-to-bank transfers to Kiribati may be possible, but you will likely face high fees and a less optimal exchange rate.
  • International checks. Sending an international guaranteed check is a slow and potentially expensive option, but it is a common option.

Foreign exchange rates explained

Exchange rate is the amount you’ll get when you trade one currency for another. The Kiribati dollar is pegged to the Australian dollar, which means these are of equal value. So when you’re sending money to Kiribati, you’ll only need to calculate the exchange rate between USD and AUD. This amount can fluctuate, so it pays to keep tabs on it and send money when your US dollars will yield more Australian dollars.

Today’s exchange rate USD to AUD

How do I send money to Kiribati?

  1. Pick a provider from the table above by comparing exchange rates and fees.
  2. Create an account with the provider by entering your personal information.
  3. Start a transaction, enter your recipient’s information and select how much you want to send.
  4. Pay for your transfer and save the tracking number.

Same-day transfers to Kiribati

There are companies that allow you to send money to Kiribati quickly without charing exorbitant fees. Companies like WorldRemit offer quick transfers that won’t break the bank, and you may even be able to score a decent exchange rate. However, take a little extra time to compare your options and find a provider that meets all your criteria. Don’t let a rush stop you from getting a good deal.

Tips for picking up cash in Kiribati

Picking up cash from a transfer provider can make you a target for thieves, so keep a few simple safety tips in mind when collecting funds:

  • Don’t go alone — ask a friend to join you.
  • Don’t pick up cash in any area where you don’t feel safe.
  • Don’t display your cash in public.
  • Don’t carry funds around with you for any longer than you need to.

Bottom line

Kiribati may be a small country, but that doesn’t mean you don’t have options when you want to send money to a loved one. Because it uses the Australian dollar, you’ll have multiple choices when it comes to comparing rates and fees. And if you’re not quite sure how the process works, our in-depth guide on money transfers should help you navigate the details.

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