Can You Send Money to Kiribati like a True Champ?

Information verified correct on April 27th, 2017

kiribatiFollow these handy tips to send reliable and affordable money transfers to Kiribati.

The tiny island nation of Kiribati sits in the Central Pacific Ocean. Made up of 33 coral atolls, Kiribati is famous for its unspoilt beaches, offering a pristine travel destination not yet crowded with tourists.

If you need to send money from Australia to Kiribati, don’t simply settle for the first money transfer provider you come across. If you’re willing to take the time to shop around, you could find a much better deal. Whether you need to send money to Kiribati or anywhere else around the world, think twice before using your bank to handle the transaction.

Compare international money transfers to Kiribati

Rates last updated April 27th, 2017

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Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Wyre International Money Transfers
No transfer fees for finder... No transfer fees for finder.com readers. Make transfers with Bitcoin.
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
World First Foreign Exchange
Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
USD 1,000 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
WorldRemit International Money Transfers
Use promo code FREE to ... Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
TransferWise International Money Transfers
Enjoy high maximum transfers into ... Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
OFX International Money Transfers
Send safe... Send safe, no-limit transfers with no fees and competitive exchange rates.
USD 150 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money into 20 currencies ... Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.
USD 100 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
TorFX International Money Transfers
No hidden fees and a ... No hidden fees and a best rate guarantee for 60 global currencies.
USD 150 1 day
OnlinePhoneAgent
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your price today
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Wells Fargo Bank
While more expensive than other ... While more expensive than other options, securely send money to 13 Latin American and Asian countries.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
More

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Banks versus money transfer companies

Banks offer some of the worst exchange rates available on the market, although this doesn’t matter when sending funds to Kiribati because the Australian Dollar is accepted as legal tender there. But banks also charge high transfer fees, so you can find much cheaper transfers if you look elsewhere.

Recent years have seen the rapid growth of a new section of the banking and finance industry: online money transfer companies. These providers, such as Currency Online and World First, specialise in international money transfers. They offer superior exchange rates and lower transaction fees than the banks, allowing you to enjoy big savings when you send money overseas.

Case Study: Keith Sends Money to Kiribati

Keith wants to send $1,000 to his daughter Leah, who is spending a month holidaying and volunteering in Kiribati. Leah has spent all her holiday budget just two weeks into her trip, so Keith promises to send her some cash as quickly as possible. In an effort to find the best possible deal, he compares the transfer fees and processing times of two specialist transfer companies.

As the table below shows, using the second company allows Keith to save $7 in transfer fees.

Money transfer company 1Money transfer company 2
Transfer fee$10$3
Transfer methodOnline bank account transferOnline bank account transfer
Processing time1-3 days1-3 days
Amount received (in AUD)$1,000$1,000
Difference+$7

How do I compare transfer companies when transferring and receiving money via Kiribati?

  • Exchange rates. While you don’t need to worry about exchange rates when sending Australian Dollars to Kiribati, you’ll need to consider them when sending funds in another currency. Look around for the company that regularly offers better rates than its competitors.
  • Transfer methods. Can you lodge transfers online or over the phone? Does the provider have branches where you can place transfer requests?
  • Transfer options. Keep an eye out for companies that offer the convenience and flexibility of options such as forward contracts, limit orders and the ability to set up recurring payment plans.
  • Minimum and maximum limits. If the provider imposes minimum or maximum limits on transfers, check to see whether they will be too restricting for your transfer requirements.
  • Processing times. Some companies offer transfers within a few minutes while others can take multiple business days to process a transaction.
  • Pickup options. Will the funds be deposited into your recipient’s bank account or made available for collection from a cash pickup point?
  • Customer service. Will you be able to access customer assistance if you ever need help with a transfer?
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How do I send money to Kiribati from Australia?

  • Specialist transfer providers. Research several providers to see which ones offer transfers between Australia and Kiribati.
  • Cash pickup transfer companies. Western Union runs the largest cash pickup transfer network in the world.
  • Bank transfers. Check the transaction fee your bank charges each time you send a transfer.
  • International cheques. Sending an international guaranteed cheque is a slow and potentially expensive option.

How do I receive money from Kiribati in Australia?

  • Specialist transfer providers. Compare your options to see if there are any specialist transfer providers that send money from Kiribati to Australia.
  • Cash pickup transfer companies. Search online to find the Western Union location closest to you.
  • Bank transfers. Your loved one in Kiribati could send a transfer from their bank account to your Australian account.
  • International cheques. Check what fees your bank charges when you cash international cheques.
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Emergency cash transfers in Kiribati

When you need to get money from Australia to Kiribati as quickly as possible, companies such as Western Union can offer cash transfers within minutes. However, you should be aware that urgent transfers tend to attract higher fees and sometimes lower exchange rates as well, so it’s important to check the full cost of your transfer before you hand over any money.
Find a money transfer location near you

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Tips for picking up cash in Kiribati

Picking up cash from a transfer provider can make you a target for thieves, so keep a few simple safety tips in mind when collecting funds:

  • Don’t go alone – ask a friend to join you
  • Don’t pick up cash in any area where you do not feel safe
  • Don’t display your cash in public
  • Don’t carry funds around with you for any longer than you need to – deposit them in a safe place
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What are the steps to send money to Kiribati?

You will generally need to do the following in order to send an international money transfer:

  1. Sign up for an account. It’s usually free to register for an online account when you provide your full name, contact details and valid photo ID.
  2. Provide your transaction information. Enter details about the amount of money you’re sending, where it’s going and what currency you will be transferring.
  3. Finalise your transfer. The final step is to review the details and cost of your transaction before submitting your transfer. Many providers also offer email or SMS notifications to let you know when your transfer has been completed.
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US International Money Transfers Offers

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HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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