- Send money to 130+ countries
- Competitive exchange rates that are often better than banks'
- Xe doesn’t charge any transaction fees, commissions or ongoing fees
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Looking for the best way to send money from the United States to family, friends or businesses in Japan (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more yens.
Use our table below to compare services that send money from America to Japan. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Japan.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here's our simple process for sending a money transfer to Japan as a cash pickup or bank transfer - the two options are similar:
If you send to a Japanese bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Japanese recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.
How to decide which option is best for you to send money to Japan.
To send money from the United States to Japan, you'll need the following:
Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.
You'll need their name (matching their ID) plus contact details. If sending to a Japanese bank account, you'll need the a/c number, SWIFT and branch details.
To collect money in person in Japan, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
A official ID, such as a Japanese passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to Japan from the United States depends on the exchange rate between USD to JPY, the fees, how you want your recipient to receive your transfer and the turnaround time:
Choose from 3 types of CDs with APYs up to 3.15%
Here are the stocks that benefit from inflation, as well as industries to keep an eye on to reduce the impacts of inflation on your portfolio.
Explore 8 ways to teach your teen healthy financial habits.
Despite the market’s volatility, penny stocks aren’t a lost cause. Here are the best penny stocks that should be on your radar.
Open several accounts and up to 50 debit cards for the team, but some features aren’t free.
Understand what a savings account has to offer you with our savings account guide.
Learn about some of the biggest crypto rug pulls and how to avoid getting “rugged”
We explore some of the cheapest stock brokerage accounts on the market. Here’s what you need to know to find the one that’s best for you.
Learn what you need to know to help decide whether eToro or Kraken is better for you.
Learn about the capabilities, benefits and pitfalls of the Ledger Nano S Plus hardware wallet.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.