How to send money to French Polynesia

Here’s how you can send funds to someone in French Polynesia.

Whether for business or personal reasons, if you need to send money to French Polynesia, you have the option of only a couple of providers. The French Polynesian franc is considered an exotic currency — which means it’s not a currency most forex providers deal in.
Popular Western Union and MoneyGram both have a presence in French Polynesia and can send a cash payment quickly, but these speedy transfers can be expensive. Explore the ways that you can save money on your transfers.
World First Foreign Exchange

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  • Enjoy competitive exchange rates.
  • Spot contracts, forward contracts and limit orders are available.
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    Compare money transfer services to French Polynesia

    By comparing a few elements of your transfer, you can ensure that you get the cheapest deal for your needs.

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    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

    • Buying property abroad
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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
    OFX International Money Transfers
    USD 150 1 day USD 0.00 101.084 Online, Bank Account to Bank Account XPF 505,422 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site View details
    MoneyGram International Money Transfers
    USD 1 Same day USD 8.00 97.979 Online, Phone, Bank Account to Bank Account, Cash Transfer XPF 489,110 Easily transfer cash to more than 350,000 locations around the world. Go to site View details
    RIA Money Transfer
    USD 1 3 - 5 days - - Online, Agent, Cash Transfer No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site View details
    Do you send money often? Track this rate with tailored alerts direct to your inbox

    Compare up to 4 providers

    How to compare transfer companies when transferring money to French Polynesia

    By comparing a few elements of your transfer, you can ensure that you get the cheapest deal for your needs.

    • Exchange rates. Nearly all providers skew exchange rates for a profit. Compare the rate you’re offered to the mid-market rate — the rate banks and transfer services use when they trade among themselves — and look for the smallest margin between them.
    • Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large amount, ask whether you qualify for a fee-free transfer.
    • Payment and delivery options. Some transfer companies allow you to pay with a credit card online, by phone or through an app. Others offer agent locations for cash payments and pickups. Also ask how your recipient can receive your funds: bank account, cash pickup, mobile wallet and more.
    • Transfer speeds. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you have more time, you’ll get better rates and fees with an independent provider.
    • Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
    • Flexible transfer options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
    • Customer support. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.
    Case study: Banks vs money transfer companies
    Vera Maruinha worked hard in high school and won a full scholarship to a Harvard University. She found a part-time job in a library, which allowed her to save some money and work on her English. Back in her hometown, Vera’s parents bought a friend’s flower shop. They asked whether Vera could assist with a contribution for the grand re-opening. She decided that she could afford to send them $1,000

    Vera has the choice between two money transfer companies since her US bank doesn’t support the XPF franc.

    Money transfer provider 1Money transfer provider 2
    Exchange rate1 USD = 99.0805 XPF1 USD = 104.7512 XPF
    Transfer fee$25$25
    Transfer speed4 business daysIn minutes
    Transfer optionsBank accountCash pickup
    Total XPF received
    99,080.50125,000

    The money transfer provider two is significantly better in its transfer rates and transfer speed, giving Vera’s family almost 26,000 more XPF.

    Foreign exchange rates explained
    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weak currency. Most countries’ exchange rates are flexible, which means they can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

    How to send money to French Polynesia 

    Whether you send money through your bank, a money transfer provider or any other option, you’ll need to first register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.

    Keep a record of any transaction reference number you receive so that you can review the progress of your transfer.

    What are the ways that I can send money to French Polynesia

    • Bank transfers. Many major US banks will allow you to send money to French Polynesia.
    • Money transfer providers. Providers like Ria and World First can help you quickly and easily transfer your money online.
    • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
    • PayPal. Electronic payment giant PayPal allows you to send money from the US to French Polynesia.
    • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.
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    How safe is a money transfer?

    When you use a reputable provider, your funds are safely tracked until in the hands of your recipient. There are federal protections in place that require banks, credit unions and money transfer companies to, for example, disclose all fees upfront and give you 30 minutes to cancel a transfer, assuming it hasn’t yet been picked up or deposited.

    Picking up cash 

    Whether picking up funds in Faaa, or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

    • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
    • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
    • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
    • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

    Emergency transfers to French Polynesia 

    You might need to send an emergency cash transfer to French Polynesia— for example, if a friend traveling through the country loses their wallet. When you need to transfer funds urgently, your fastest possible transfer will often be your most expensive option. Carefully review the exchange rate and transfer fee against your needs so that you understand exactly how much it will cost you.

    Find a money transfer location near you

    Bottom line

    You have multiple options to choose from when sending money to French Polynesia from the United States. To get the best value for money for your international money transfer, compare the benefits and features of competing services before selecting a provider.

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