Say bula to the best exchange rates and lowest fees when you send money to Fiji from the United States.
There are more than 30,000 Samoan Americans in the United States, with some 75 per cent of them located in the state of California. On the other side of the coin, more than 50,000 American tourists visit Fiji every year to explore the idyllic island lifestyle for which it is famous.
There are plenty of reasons why you might want to send money to Fiji from the United States either to help out friends or family or make an overseas purchase. Regardless of why you do need to send an international transfer to Fiji, there are plenty of options to choose from to ensure that your funds arrive safely and without costing you the Earth.
Compare International Money Transfers
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With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:
- Buying property abroad
- Regular overseas payments
- Risk management
Banks versus money transfer services
Unsurprisingly, the first thought of many people when they need to send an international transfer is to approach their bank. But while banks can easily send international wire transfers on your behalf they don’t do so in a cost-effective manner. The exchange rates they offer are usually quite poor and the fees they charge are usually quite high ($25 to $70 with most major banks).
If you want to get value for money when sending an international funds transfer, consider using the services of a specialist money transfer company. You’ll usually receive much better exchange rates and more manageable fees than you’ll get from your bank, while there are plenty of reliable providers who offer safe, secure and convenient transactions.
Noah is a rugby player who is trying his hand at playing gridiron in the United States. While he works part-time and learns the ropes of American football, Noah does his best to save up as much money as he can to send to his parents in Suva, Fiji. Instead of sending the money via his bank and accepting the dismal exchange rate they offer, Noah compares two money transfer companies to see which will offer him a better deal when he sends $1,000 to Fiji.
|Money transfer company 1||Money transfer company 2|
|Exchange rate||1 USD = 2.14 FJD||1 USD = 2.15 FJD|
|Transfer method||Mobile money transfer||Cash pickup|
|Processing time||10 minutes||10 minutes|
|Amount received (in FJD)||2,140 FJD||2,150 FJD|
As you can see, while the first company charges USD $8 less in fees, the exchange rate offered by the second provider allows Noah’s family to receive an extra FJD $10.
How to compare transfer companies when transferring money to Fiji
- Exchange rates. How does each company’s rates compare to those offered by other providers?
- Fees. How much will you need to pay when you send a transfer? Is there a fee-free threshold for large transfers?
- Transfer methods. Are there multiple transfer options or can you only send funds online or by visiting a branch?
- Transfer options. Can you schedule regular payments, place forward contracts or take advantage of other flexible options?
- Turnaround time. How long will it take from the time you pay for your transfer until the moment your recipient can access the funds?
- Minimum limit. Is there a high minimum transfer limit or a low maximum limit that could restrict your transfers?
- Pickup methods. Will the funds be sent to your beneficiary’s bank account or made available for cash collection from a transfer agent?
- Customer service. Are phone, online and email support available? When?
How to send money to Fiji from America
- Bank transfers. A bank-to-bank transfer is a simple but potentially expensive option.
- Online money transfer providers. Dedicated online money transfer companies usually offer better exchange rates and lower fees than banks.
- Money transfer companies with cash pickup options. Western Union and MoneyGram both offer this service to customers all around the world.
- PayPal. Check your PayPal account to determine whether it allows you to send money to Fiji.
- Checks. Ask your bank about the fees and processing times for international checks.
Emergency cash transfers in Fiji
Need to send money to Fiji as quickly as possible? Don’t worry – there are plenty of providers who can help, but just make sure you’re aware of the fact that a rapid transfer will cost you more. High fees and poor exchange rates typically apply to emergency transfers and can end up costing you a significant amount, so examine all the details of your transaction before you hand over your dough.Back to topFind a money transfer location near youBack to top
Tips for picking up cash in Fiji
- Avoid areas where theft, muggings and pickpocketing are reported to be a problem
- Only pick up cash in an area which is known to be safe
- Take a friend along when you pick up the cash
- Don’t make yourself a target for thieves by advertising your new-found wealth
- Don’t carry a large amount of cash for any longer than you need to
- Go to a bank and deposit the cash as soon as you can
How to send money to Fiji
While the transfer process differs from one company to the next, you will most likely need to supply the following details in order to send a transfer.
- Your name, contact details and proof of ID.
- Your recipient’s name and contact information.
- The amount you are sending.
- The currency you are sending.
- The country you are sending your funds to.
The final step is to pay for your transaction and make a note of the transaction reference number. This number can then be used to monitor the progress of your transfer.