How to send money to Fiji

What to look for when making international money transfers

Whether for business or personal reasons, if you need to send money to Fiji, you have the option of only a couple of providers. The Fijian dollar is considered an exotic currency — which means it’s not a currency most forex providers deal in.
Popular Western Union and MoneyGram both have a presence in Fiji and can send a cash payment quickly, but these speedy transfers can be expensive. You can try other companies like World Remit or Ria that could save you money with lower fees and stronger exchange rates.

World First Foreign Exchange

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Most Convenient money transfers with excellent customer service. Send to 140+ currencies in 45 countries.

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  • Enjoy competitive exchange rates.
  • Get even better exchange rates with forward contracts and limit orders.
  • Receive weekly updates on market exchange rates.

    Compare international money transfers to Fiji

    Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Fiji with our money transfer partners.

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    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

    • Buying property abroad
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    • Forecasting
    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
    World First Foreign Exchange
    USD 1,000 1 day USD 0.00 1.987 Online FJD 9,937 Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for more than 100 currencies.
    Go to site View details
    OFX International Money Transfers
    USD 150 1 day USD 0.00 2.009 Online, Bank Account to Bank Account FJD 10,047 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site View details
    MoneyGram International Money Transfers
    USD 1 Same day USD 8.00 1.948 Online, Phone, Bank Account to Bank Account, Cash Transfer FJD 9,723 Easily transfer cash to more than 350,000 locations around the world. Go to site View details
    RIA Money Transfer
    USD 1 3 - 5 days - - Online, Agent, Cash Transfer No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site View details
    Currencies Direct International Money Transfers
    USD 100 2 days USD 0.00 1.997 Online FJD 9,987 $0 transfer fees with rates at never more than a 2% markup. Go to site View details
    Do you send money often? Track this rate with tailored alerts direct to your inbox

    Compare up to 4 providers

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    How to compare transfer companies when transferring money to Fiji 

    By comparing a few elements of your transfer, you can ensure that you get the cheapest deal for your needs.

    • Exchange rates. Nearly all providers skew exchange rates for a profit. Compare the rate you’re offered to the mid-market rate — the rate banks and transfer services use when they trade among themselves — and look for the smallest margin between them.
    • Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large amount, ask whether you qualify for a fee-free transfer.
    • Payment and delivery options. Some transfer companies allow you to pay with a credit card online, by phone or through an app. Others offer agent locations for cash payments and pickups. Also ask how your recipient can receive your funds: bank account, cash pickup, mobile wallet and more.
    • Transfer speeds. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you have more time, you’ll get better rates and fees with an independent provider.
    • Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
    • Flexible transfer options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
    • Customer support. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.

    Noah sends money to Fiji

    Noah is a rugby player who is trying his hand at playing football in the United States. While he works part-time and learns the ropes of American football, Noah does his best to save up as much money as he can to send to his parents in Suva, Fiji. Many banks don’t deal with exotic currencies, so Noah compares two money transfer companies to get the best deal to send $1,000 to Fiji.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 2.14 FJD1 USD = 2.15 FJD
    Transfer fee$14$22
    Transfer methodMobile money transferCash pickup
    Processing time10 minutes10 minutes
    Amount received (in FJD)2,140 FJD2,150 FJD

    As you can see, while the first company charges USD $8 less in fees, the exchange rate offered by the second provider allows Noah’s family to receive an extra FJD $10.

    Transfer options

    • Bank transfers. Many major US banks can safely wire your funds to countries around the world. Banks rely on existing links between banks and banking systems worldwide. However, a downside is the frustratingly high fees and weaker exchange rates you’ll receive by going through your bank.
    • Online money transfer services. These specialists offer more affordable transfers than banks do, allowing you to quickly and easily manage your transactions from home. With competitive exchange rates and lower fees, you can send funds from your bank account. Many also allow you to pay with a credit or debit card.
    • Providers with cash pickup. Trusted providers like Western Union and MoneyGram offer the key advantage of giving your recipient fast access to the cash you send — sometimes within minutes. You can often pay online or at one of thousands of agent locations worldwide. However, services typically cost more than an online transfer specialist and vary by where you’re transferring your money and how you’re paying for it.
    • PayPal transfers. Not just for online purchases, PayPal offers transfers to more than 100 countries and supports multiple currencies. Its exchange rates are often better than those you’ll get from a bank but not quite as strong as rates from money transfer companies. PayPal calculates its transfer fee as a percentage of the amount you’re sending — meaning it’s often better for sending smaller amounts of money.
    • International money order. You can get this type of money order from your bank and send it overseas to your recipient, who then cashes it in with their own bank. While more secure than a personal check, it’s a slower option than using an electronic transfer. It also costs a little more — you’ll have to purchase the check, and your recipient may be charged a fee by their own bank cashed.
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    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weak currency. Most countries’ exchange rates are flexible, which means they can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

    How to send money to Fiji

    Whether you send money through your bank, a money transfer provider or any other option, you’ll need to first register for an account with a provider, supplying your name, address, contact details, proof of  ID and information about your selected payment method.

    Keep a record of any transaction reference number you receive so that you can review the progress of your transfer.

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    What are the ways that I can send money to Fiji 

    • Money transfer providers. Providers like Ria and World First can help you quickly and easily transfer your money online.
    • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
    • PayPal. Electronic payment giant PayPal allows you to send money from the US to Fiji.
    • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.
    Back to topFind a money transfer location near you

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    Tips for picking up cash

    Whether picking up funds in Nadi, or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

    • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
    • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
    • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
    • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

    How safe is a money transfer?

    When you use a reputable provider, your funds are safely tracked until in the hands of your recipient. There are <a href=”http://www.consumerfinance.gov/askcfpb/1507/what-are-new-federal-protections-consumers-who-send-money-internationally.html” target=”_blank” rel=”nofollow”>federal protections</a> in place that require banks, credit unions and money transfer companies to, for example, disclose all fees upfront and give you 30 minutes to cancel a transfer, assuming it hasn’t yet been picked up or deposited.

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    Emergency transfers to Fiji

    You might need to send an emergency cash transfer to Fiji— for example, if a friend traveling through the country loses their wallet. When you need to transfer funds urgently, your fastest possible transfer will often be your most expensive option. Carefully review the exchange rate and transfer fee against your needs so that you understand exactly how much it will cost you.

    Bottom line 

    Overseas money transfers are easy, no matter which method you choose. But knowing how to compare your options gives you a leg up in terms of cost, rates and transfer speeds. An informed choice is your better choice.

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