Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Send money to Chad

Find the best way to transfer money from the United States to Chad.

Looking for the best way to send money from the United States to family, friends or businesses in Chad (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more francs.

Compare ways of sending money to Chad

Use our table below to compare services that send money from America to Chad. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Chad.

1 - 3 of 3
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
XE
Within minutes
$3

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Remitly
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within an hour
From $1.99
SPECIAL OFFER ✓ Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
loading

Compare up to 4 providers


How to send money to Chad from the United States

Here's our simple process for sending a money transfer to Chad as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Chad. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Chadian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of CFA Franc BEAC your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Chad. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Chadian bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Chadian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Chad.

  • Bank deposit. Most major banks in America let you wire money to banks in Chad. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like XE and Remitly make international money transfers to Chad easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Chad.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Chad.
  • Cash pick-up. XE and Remitly allow you to collect cash, even if you don't have a bank account in Chad.
  • Bank deposit. If you have a Chadian bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Chadian bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Chad?

To send money from the United States to Chad, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Chadian bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Chad?

To collect money in person in Chad, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as a Chadian passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Chad from America?

The cost of sending money to Chad from the United States depends on the exchange rate between USD to XAF, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Chad for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as XE and Remitly offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Chad faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Chadian bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/XAF exchange rate rates and historical changes.

Frequently asked questions

Icons made by various artists on www.flaticon.com

More guides on Finder

  • How to buy gold

    Learn where to buy gold, how to invest in gold and about gold’s historical performance as an investment. Find out all the need-to-knows with our extensive guide.

  • How to buy gold

    Learn where to buy gold, how to invest in gold and about gold’s historical performance as an investment. Find out all the need-to-knows with our extensive guide.

  • How peer-to-peer crypto lending works

    What you need to know about P2P crypto lending before you invest in or take out a crypto-backed loan.

  • Dunbridge Financial international money transfers review

    Sign up for an account and pay no fees to send quick and easy money transfers to multiple beneficiaries.

  • How to understand and buy CryptoPunks

    CryptoPunks is a pioneering collection of 10,000 pixelated NFT artworks that have sold for millions of dollars at auction over the last year. Learn what makes them unique and valuable and how to buy them.

  • Guide to know your customer procedures

    Find out everything you need to know about Know Your Customer (KYC) processes including what information is required, how to pass, and more in Finder’s KYC guide.

  • How to buy Bitcoin (BTC) in the US

    Want to buy bitcoin but don’t know where to start? This comprehensive guide provides step-by-step instructions on how and where to buy BTC in the US.

  • Binance vs Coinbase: Which is best for you?

    Binance and Coinbase are two titans of cryptocurrency – let’s see how the two stack up and find out which suits your needs.

  • FTX US review

    What you need to know about using FTX US, including fees, available cryptocurrencies and what payment methods are available.

  • Sigue international money transfers review

    Sigue offers speedy money transfers to 50+ countries, but you have to set up a transfer to see the transaction fees.

Go to site