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Send money to Brazil

How to find safe, cheap international specialists to transfer money to Brazil.

Shirley Liu

Updated Apr 27, 2020

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Sending money to family and friends in another country can be a a worrisome process. Getting the funds to your recipient quickly and reliably without spending too much on fees is crucial.

Sending money from the US to Brazil doesn’t have to be expensive and stressful. Compare the transfer fees and exchange rates of your many options to get the most Brazilian real for your dollar.

Send money to Brazil with TransferWise

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Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
$1	Same day	USD 0.00	5.32	BRL 26,602	XE offers fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD, BYN Go to site Read the full review
$1	Within an hour	USD 3.99	5.322	BRL 26,589	Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
GBP 1,000	1 - 2 days	N/A	N/A	N/A	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). For larger transfers, get no transaction fees and no maximum send limits.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 1,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
$1	1 - 2 days	USD 85.00	5.344	BRL 26,268	Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
$1	3 - 5 days	USD 20.00	5.211	BRL 25,950	The biggest name in money transfers can get your funds to friends, family, or businesses in almost every corner of the globe.		Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Agent, Bank Account to Bank Account, International Money Order Transfer options Regular payments, One off payments Customer service Phone, Chat, Email, Branch Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, STD, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW Read the full review
$1	Within an hour	-	-		Easily transfer cash to more than 350,000 locations around the world.		Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order Transfer options N/A Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CHF, CLP, CNY, COP, CRC, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SLL, SRD, SVC, SZL, THB, TJS, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW, BYN Read the full review
$1	Same day	N/A	N/A	N/A	No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Email, Branch Available currencies AED, ALL, ARS, AUD, BAM, BDT, BGN, BHD, BIF, BND, BOB, BRL, BSD, BTN, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GBP, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, KES, KMF, KRW, KWD, LAK, LBP, LKR, MAD, MMK, MNT, MUR, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SCR, SEK, SLL, THB, TND, TOP, TRY, TTD, TZS, UGX, USD, UYU, VND, XAF, XCD, XOF, ZMW Go to site Read the full review
$10	Within an hour	USD 1.99	5.238	BRL 26,177	Special offers like free transfers and better exchange rates available for new customers. Quick, affordable transfers around the world with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ALL, AMD, ARS, AZN, BAM, BDT, BGN, BIF, BOB, BRL, BSD, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, EUR, FJD, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KZT, LKR, LRD, MAD, MDL, MGA, MKD, MMK, MWK, MXN, MYR, NGN, NIO, NPR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SLL, SRD, SVC, THB, TJS, TND, TRY, TZS, UAH, UGX, USD, UYU, UZS, VND, XAF, XOF, ZAR, ZMW, BYN Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What's in this guide?

Compare money transfer services to Brazil
How do international money transfers work?
Steps to sending money to Brazil
Why should I compare my options beyond my bank?
Sending money to Brazil
What’s the best way to send a business transfer to Brazil?
Forex options with a trusted broker
How should I compare money transfer services to Brazil?
How to send money to Brazil from the US
Making a same-day cash transfer to someone in Brazil
Cash pickup locations in Brazil

How do international money transfers work?

An international money transfer allows you to send money to businesses, friends and family overseas. Generally, it involves you sending cash or money from your bank account to an intermediary transfer service or bank, which then exchanges and sends the money to your recipient in another country — in this case, Brazil.

Depending on the provider, you can initiate a money transfer in person, online or by phone. Your cash or bank account transfer is then either deposited into your recipient’s bank account or mobile wallet. With some providers, it can be made available as cash for pickup at a location in their country.
Making a large transfer? Here’s what to know about the laws and tax implications.

Steps to sending money to Brazil

Select a money transfer provider from our comparison table with the rates, fees and delivery speed you need.
Create an account and provide your name, contact information and proof of identity.
Choose a payment option; if you aren’t using cash, provide your bank account info so the funds can be withdrawn.
Complete your transaction; an email receipt or reference number to track your transfer should arrive in your inbox.

Using a credit card in Brazil

Why should I compare my options beyond my bank?

ou may think that because it handles your other finances, your local bank is the simplest option when sending money overseas. In truth, international money transfers are no longer a game for big financial institutions. Newer companies promise to undercut the competition to earn your business.

Because banks offer a diverse range of financial products and services, their exchange rates can be among the weakest around. Poor exchange rates and high fees of up to $64 per international transfer can eat up a sizable chunk of the amount you’re sending.

A reputable money transfer specialist can offer better exchange rates and also charge lower fees — typically offering more flexible options for repeat payments — resulting in savings for you and more Brazilian real for your recipient.

Sending money to Brazil

Case study: Ronaldo sends a gift to his cousin in São Paulo

Ronaldo has lived in the US since he was 12, but he keeps in contact with his big family back in his home country. About twice a year, at least one of his siblings, cousins, tias or tios is getting married or having a baby, allowing Ronaldo to spread some of the wealth he’s accumulated in the States.

Ronaldo typically uses an account at his local bank to transfer money to celebrate with loved ones. But he’s slowly becoming aware of money transfer companies available that might offer a cheaper alternative. He compares two well-known money transfer providers when sending $1,000 to find the best deal.

	Money Transfer Company A	Money Transfer Company B
Exchange rate	1 USD = 3.57 BRL	1 USD = 3.44 BRL
Transfer fee	$3.99	$9.99
Transfer method	Bank account deposit	Bank account deposit
Transfer speed	1 business day	3 business days
Total real received	3,570 BRL	3,440 BRL

Ronaldo learns that can pay lower fees and send an extra 130 BRL — stretching his generosity and goodwill — by using Money Transfer Company A.

What’s the best way to send a business transfer to Brazil?

Buying supplies, fulfilling orders, paying global employees — a modern business finds many reasons to regularly exchange money the world over. If you aren’t sure how to get the best value for your money, these transactions can weigh heavily on your bottom line. Learn more about cost-effective ways to send international business transfers.

How should I compare money transfer services to Brazil?

While exchange rates and transfer fees affect how much you’ll pay, you’ll also need to consider how quickly your money needs to get to where it’s going, among other factors.

Exchange rates. Nearly all providers skew exchange rates for a profit. Look for a company that’s close to the mid-market rate — or the rate banks and transfer services use when trading among themselves. Remember that companies with strong exchange rates may also require higher fees.
Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large payment, ask whether you qualify for a fee-free transfer.
“Hedging” options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
Payment and delivery options. Some transfer companies allow you to pay with a credit card online, by phone or through an app. Others offer agent locations for cash payments and pickups. Also ask how your recipient can receive your funds: bank account, cash pickup, mobile wallet and more.
Transfer speeds. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you have more time, you’ll get better rates and fees with an independent provider.
Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
Customer support. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.

Foreign exchange rates explained

The exchange rate determines how much Brazil’s real is worth in another currency. When the real is strong, it yields more money when exchanging it in a country with a weak currency. Brazil’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Today’s exchange rate USD to BRL

How to send money to Brazil from the US

Bank transfers. Many major US banks will allow you to wire money to a Brazilian bank account. However, a downside is the frustratingly high fees and weak exchange rates you’ll typically receive.
Online money transfer services. Trusted providers make it simple and convenient to send money from your business or home to Brazil.
Providers with cash pickup. Companies like Western Union, MoneyGram and Ria offer the option of cash pickups from thousands of agent locations across Brazil.
Peer-to-peer apps. Venmo, Circle and PayPal are just a few of the apps you can use to send money to Brazil.
Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.

Making a same-day cash transfer to someone in Brazil

You might need to send an emergency cash transfer to Brazil. When you need to transfer funds urgently, your fastest possible transfer will often be your most expensive option. Carefully review the exchange rate and transfer fee against your needs so that you understand exactly how much it will cost you.

Tips for picking up cash in Brazil

Whether picking up funds in Rio or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

Cash pickup locations in Brazil

Moneygram

LEVYCAM – SAO PAULO – MATRIZ
Address: RUA ANCHIETA 18 12 ANDAR SE Sao Paulo, Brazil 01016030
Hours: 9 a.m.–6 p.m.
Phone: +55-11-32423999

LEVYCAM – OM DTVM – #46 – SAO PAULO
Address: RUA S. BENTO 288 São Paulo, Brazil 01011
Hours: 9 a.m.–5 p.m.
Phone: +55-11-31061314

S. HAYATA CORRETORA DE CAMBIO SA – SAO P
Address: RUA BOA VISTA 230 3 E 4 ANDARES São Paulo, Brazil 01014000
Hours: 9 a.m.–7 p.m.
Phone: +55-11-31887400

Western Union

BLUE BAY CENTER NORTE
Address: Tv. Casal Buono, 120, Loja Suc São Paulo, São Paulo Brazil 2089900
Hours: 10 a.m.–8 p.m.
Phone: +55-11-22522711

BLUE BAY MATRIZ
Address: Av. Paulista, 2001 – Loja 08 Bela Vista São Paulo, São Paulo Brazil 1311200
Hours: 10 a.m.–7 p.m.
Phone: +55-11-32530071

BRADESCO GATEWAY
Address: Rua Tabapua 1227 São Paulo, Sp Brazil 04533014
Hours: 8 a.m.–10 p.m.
Phone: +55-11-40977318
Moneygram

ULTRAMAR VIAGENS
Address: AVENIDA RIO BRANCO 120 LOJAS 27 E 29 CENTRO Rio De Janeiro, 20040001
Hours: 9 a.m.–6 p.m.
Phone: +55-21-25054705

DG CAMBIO TURISMO – RIO DE JANEIRO
Address: EDIFICIO RODOLPHO DE PAOLI AVENIDA NILO PECANHA 50 SALA 312 Rio De Janeiro, 20020906
Hours: 9 a.m.–6 p.m.
Phone: +55-21-22278300

ALEX & THUR – RIO DE JANEIRO
Address: AVENIDA TREZE DE MAIO 45 SALA 1805 CENTRO Rio De Janeiro, 20031007
Hours: 9 a.m.–5 p.m.
Phone: +55-21-22622358[/fin_grid_col]

Western Union

BANCO DO BRASIL
Address: Av. Presidente Antonio Carlos, 51 Loja E Castelo Presidente Antonio Carlos-rio De Rio De Janeiro, Rio De Janeiro 20020010
Hours: 9 a.m.–3 p.m.
Phone: +55-21-25245432

BRADESCO PRES A CAR URJ
Address: Av Presidente Antonio Carlos 615 641 Ag 6595 Rio De Janeiro, Rio De Janeiro 20020010
Hours: 9 a.m.–4 p.m.
Phone: +55-21-32996950

BRADESCO CASTELO URJ
Address: Av Graca Aranha 226 A Ag 445 Rio De Janeiro, Rj 20030-001
Hours: 10 a.m.–4:30 p.m.
Phone: +55-21-32990050
Moneygram

MULTIMONEY – SALVADOR – Salvador Shopping
Address: ALAMEDA EUVALDO LUZ 1 LOJA 92 45 ANDAR HORTO BELA VISTA Salvador, 41098020
Hours: 9 a.m.–6 p.m.
Phone: +55-71-34321263

COTACAO – SALVADOR
Address: AVENIDA ANTONIO CARLOS MAGALHAES 3244 SALAS 708 A 711 PITUBA Salvador, 41800700
Hours: 9:30 a.m.–5 p.m.
Phone: +55-11-40021010

CONFIDENCE – SALVADOR – BA SH ITAIGARA
Address: AVENIDA ANTONIO CARLOS MAGALHAES 585 LJ 23 – ITAIGARA Salvador, 40280
Hours: 8 a.m.–6 p.m.
Phone: +55-11-40045700

Western Union

BANCO DO BRASIL
Address: Petrobras Salvador Avantonio Carlos Magalhaes 1113 Salvador, Ba 41825903
Hours: 9 a.m.–4 p.m.
Phone: +55-15-35220229

BANCO DO BRASIL
Address: Rua Da Polonia, 01 1.andar Comercio Instituto Nacional De Seguridad Salvador, Bahia 40010000
Hours: 10 a.m.–1 p.m.
Phone: +55-71-2415869

BANCO DO BRASIL
Address: Matatu Brotas Rbarros Falcao 378 Salvador, Ba 40255370
Hours: 9 a.m.–4 p.m.
Phone: +55-71-33277015

WorldRemit Deals

Zero fees on your first THREE money transfers

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Last verified 17 Sep 2020

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Coupon code ends 30 Nov 2020

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Shirley Liu

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

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