Best Ways to Send Money to Belgium

Information verified correct on December 10th, 2016

belgium

Want to send an affordable money transfer to Belgium? Here’s how to find the best exchange rates and lowest fees.

Did you know that French fries actually originated in Belgium? Did you also know that there are more than 360,000 Americans with Belgian ancestry in the United States today?

Well now you do, and if you ever need to send money to Belgium for any reason you should also know that there are plenty of ways to do so. From banks to specialist money transfer companies and new online-based providers, you have a stack of options to choose from when you want to send money to Belgium – you just need to find one that offers you the best deal.

Compare Money Transfer Services

Rates last updated December 10th, 2016
Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
An online money transfer service ... with cash pickup, bank account to bank account and airtime transfers available.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
World First Foreign Exchange
Transfer money into a range ... of currencies online and over the phone.
USD 500 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
Transferwise International Money Transfers
Make online transfers in a ... range of currencies and enjoy high maximum transfer amounts.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money between 20 currencies ... and enjoy scheduled regular transfers. No fee for transfers over US $5,000.
USD 100 2 days
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
Travelex International Money Transfers
Get your foreign currency delivered ... to your home or pick up at a store.
USD 500 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Currencies Direct International Money Transfers
$0 online transfer fee that ... you can access 24/7.
USD 100 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
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USForex International Money Transfers
Take advantage of competitive exchange ... rates and cheap transfer fees.
USD 150 1 day
OnlinePhoneAgentInternational Money Order...
Rates are always
changing, click to check
your price today
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MoneyGram International Money Transfers
Send money anywhere, from anywhere.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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TorFX International Money Transfers
TorFX guarantee to beat any ... competitor's exchange rate for a transaction. Conditions apply
USD 100 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Western Union Money Transfers
Send money online to friends ... and family around the world with Western Union.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Banks versus money transfer companies

You might think that your bank would be the best place to go when you want to send money to Belgium — but you’d be wrong. While banks can easily handle international wire transfers, especially when you’re sending a currency as common as the Euro, they offer quite low exchange rates and regularly impose high fees.

You can save a significant amount of money, and ensure that your recipient gets a whole lot more, if you send your funds via a specialist money transfer company. These companies usually offer exchange rates far superior to the banks — do an online comparison to check — and also charge much lower fees.

Case Study: Lionel Sends Money to Belgium

Lionel is spending two years working in LA for a production company, but he stays in regular contact with his elderly parents back home in Gent, Belgium. His parents need some funds to help pay off a debt to a previous landlord, so Lionel plans to send them $1,000 from the United States. Rather than approach his bank, he compares two money transfer companies to see which one can save him money on his transaction.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 0.89 EUR1 USD = 0.90
Transfer fee$4$5
Transfer methodBank account depositBank account deposit
Processing time1-3 business days3 business days
Amount received (in EUR)890 EUR900 EUR

As you can see, while the transfer fee is slightly higher for the second company, it allows Lionel to send an extra 10 Euros to his parents.

How to compare transfer companies when transferring money to Belgium

  • Exchange rates. Does the provider offer competitive exchange rates when compared to other companies?
  • Fees. How much will it cost you to send a transfer? Can you avoid fees altogether by sending a large amount?
  • Transfer methods. What options are available for placing a transfer: online, over the phone, in branch? Is there an app available?
  • Transfer options. Can you use flexible options like forward contracts to take advantage of market fluctuations?
  • Turnaround time. How long will it take for the funds to arrive in your beneficiary’s bank account or wallet?
  • Minimum limit. Are there minimum or maximum transfer limits in place that could restrict your transaction options?
  • Pickup methods. Can the cash you send be picked up from a transfer agent in Belgium, or will the funds be transferred straight into a bank account?
  • Customer service. Will adequate customer support be available if you ever have a question or need help?
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How to send money to Belgium from America

  • Bank transfers. Any major US bank can easily transfer Euros overseas for you.
  • Online money transfer providers. There are plenty of reliable online providers offering affordable transfers.
  • Checks. International checks provide safe and secure transfers but are quite slow.
  • Money transfer companies with cash pickup options. MoneyGram and Western Union are the two largest operators of worldwide transfer networks.
  • PayPal. Don’t just use your PayPal account to buy stuff off eBay; use it to send money transfers as well.
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Emergency cash transfers in Belgium

Do you need to send an emergency cash transfer to Belgium? Maybe you need to send an urgent transfer to a friend who is holidaying in Belgium and has had their wallet stolen?

There are several companies that can get your funds to Belgium within minutes, but just be wary of the fact that you will need to be willing to pay a bit extra for this service. High fees and sometimes lower exchange rates will apply, so check the fine print closely before committing to a transaction.

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Cash pickup locations in Belgium / Western Union / MoneyGram / Ria branches in Belgium

Western Union, MoneyGram and Ria offer extensive agent networks that allow your beneficiary to collect the cash you send in person. Just make sure your recipient knows the transaction ID number and takes along their driver’s license when they pick up the funds. Some popular Belgian cash pickup locations are listed below.

Western Union

Brussels

Change Goffin

Rue Au Beurre 23

Agence Dediee Western Union

Brussels, Brabant 1000

+32-080099269

Open 9am to 5:45pm Monday to Friday, 10am to 5pm Saturday

Change Goffin

Boulevard Adolph Max 55

Agence Dediee Western Union

Brussels, Brabant 1000

+32-080099269

Open: 9:30am to 6pm Monday to Friday, 10am to 4pm Saturday

Bruges

BPost

Markt 5

Brugge 7

Brugge, 8000

+32-78-155157

Open 9am to 6pm Monday to Friday, 9:30am to 12:30pm Saturday

Change Goffin

Steenstraat 2

Dedicated Western Union Branch

Brugge, 8000

+32-080099269

Open 9am to 6pm Monday to Saturday

MoneyGram

Brussels

Megastar Group

Boulevard Anspach 42

Bruxelles, 1000

484812226

Open 24/7

Allo Media

Rue Van Artevelde18

Bruxelles, 1000

488445060

Open 9am to 11pm seven days

Bruges

Vicrims African Shop

Gulden-Vlieslaan 64

Brugge, 8000

486618195

Open 10am to 10pm Monday to Wednesday and Friday to Saturday

Ria

Brussels

Ria Envia Belgium SPRL (Brussels)

48 Rue Marche Aux Poulets

Brussels BRU

Open: 7:30am to 8:30pm Monday to Wednesday and Friday; 8:30am to 8:30pm Thursday; 8:30am to 7:30pm Saturday; 10:30am to 6:30pm Sunday

Ria Envia Belgium Sprl – Place Bara

Place Bara 27

Brussels BRU

Open 8:30am to 8:30pm Monday to Friday; 9:30am to 7:30pm Saturday; 9:30am to 6:30pm Sunday

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Tips for picking up cash in Belgium

  • Phone ahead to confirm the transfer agent’s location and opening hours
  • Don’t visit an agent in an unsafe area
  • Avoid picking up cash a night if possible
  • Keep your cash hidden and don’t wave it around in public
  • Avoid carrying the cash on your person for any longer than is completely necessary
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How to send money to Belgium

To place an international money transfer you’ll need to give your money transfer provider all the info they need to process the transaction, including:

  • Your name, address and contact details.
  • A valid form of photo identification.
  • Your beneficiary’s name, address and contact details.
  • How much money you wish to send and where.
  • The currency you want to send.

Once you’ve paid for your transaction you’ll be given a reference number which you can use to check when your money has arrived.

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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

Take advantage of competitive exchange rates and cheap transfer fees.

World First Foreign Exchange

Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.

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