How to send money to Belgium

Want to send an affordable money transfer to Belgium? Here’s how to find the best exchange rates and lowest fees.

When​ ​you​ ​need​ ​to​ ​get​ ​money​ ​to​ ​a​ ​loved​ ​one or business​ ​overseas,​ ​the​ ​last​ ​thing​ ​you​ ​want​ ​to​ ​deal with​ ​is​ ​navigating​ ​a​ ​potentially​ ​complicated​ ​and​ ​expensive​ ​process.​ ​Sending​ ​money from​ ​the​ ​United​ ​States​ ​to​ ​Belgium​ ​doesn’t​ ​have​ ​to​ ​be​ ​expensive.​ ​Compare​ ​the transfer​ ​fees​ ​and​ ​exchange​ ​rates​ ​of​ ​the​ ​options​ ​available​ ​to​ ​you​ ​to​ ​get​ ​the​ ​best​ ​deal.
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  • Get even better exchange rates with forward contracts and limit orders.
  • Receive weekly updates on market exchange rates.

    Compare money transfer services to Belgium

    Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Belgium with our money transfer partners.

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    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
    USD 1,000 1 day USD 0.00 0.833 Online, Phone, Bank Account to Bank Account EUR 4,166 Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for 100+ currencies.
    Go to site Show details
    USD 1 3 - 5 days USD 50.00 0.836 Online EUR
    4,139
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    1 day USD 0.00 0.833 Online, Phone, Bank Account to Bank Account EUR 4,164 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site Show details
    USD 100 3 - 5 days USD 5.00 0.832 Online, Phone EUR 4,158 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site Show details
    USD 150 1 - 2 days USD 0.00 0.815 Online, Phone, Agent, Bank Account to Bank Account EUR 4,076 No hidden fees and a best rate guarantee for 60 global currencies. Go to site Show details
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    How do international money transfers work?

    An international money transfer allows you to send money to friends, family and businesses overseas. Generally, it involves you sending cash or money from your bank account to an intermediary transfer service or bank, which then exchanges and sends the money to your recipient in another country — in this case, Belgium.

    Depending on the provider, you can initiate a money transfer in person, online or by phone. Your cash or bank account transfer is then either deposited into your recipient’s bank account or made available as cash for pickup at a location in their country.

    Banks versus money transfer companies

    You might think that your bank would be the best place to go when you want to send money to Belgium — but you’d be wrong. While banks can easily handle international wire transfers, especially when you’re sending a currency as common as the euro, they offer quite low exchange rates and regularly impose high fees.

    You can save a significant amount of money, and ensure that your recipient gets a whole lot more, if you send your funds via a specialist money transfer company. These companies usually offer exchange rates far superior to the banks and also charge much lower fees.

    Case Study: Lionel sends money to Belgium

    Lionel is spending two years working in LA for a production company, but he stays in regular contact with his elderly parents back home in Gent, Belgium. His parents need some funds to help pay off a debt to a previous landlord, so Lionel plans to send them $1,000 from the United States. Rather than approach his bank, he compares two money transfer companies to see which one can save him money on his transaction.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 0.89 EUR1 USD = 0.90
    Transfer fee$4$5
    Transfer methodBank account depositBank account deposit
    Processing time1-3 business days3 business days
    Amount received (in EUR)890 EUR900 EUR

    As you can see, while the transfer fee is slightly higher for the second company, it allows Lionel to send an extra 10 euros to his parents.

    How to compare transfer companies when transferring money to Belgium

    • Exchange rates. Does the provider offer competitive exchange rates when compared to other companies?
    • Fees. How much will it cost you to send a transfer? Can you avoid fees altogether by sending a large amount?
    • Transfer methods. What options are available for placing a transfer: online, over the phone, in a branch ofie? Is there an app available?
    • Transfer options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
    • Turnaround time. How long will it take for the funds to arrive in your beneficiary’s bank account or wallet?
    • Minimum limit. Are there minimum or maximum transfer limits in place that could restrict your transaction options?
    • Pickup methods. Can the cash you send be picked up from a transfer agent in Belgium, or will the funds be transferred straight into a bank account?
    • Customer service. Will adequate customer support be available if you ever have a question or need help?
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    Foreign exchange rates explained
    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in December 2016, the U.S dollar was worth approximately 19 Mexican pesos. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

    Options for sending money to Belgium from America

    • Bank transfers. Any major U.S. bank can easily transfer euros overseas for you.
    • Online money transfer providers. There are plenty of reliable online providers offering affordable transfers.
    • Checks. International checks provide safe and secure transfers but are quite slow.
    • Money transfer companies with cash pickup options. Western Union and MoneyGram are the two largest operators of worldwide transfer networks.
    • PayPal. Don’t just use your PayPal account to make purchases eBay; use it to send money transfers as well.
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    Emergency cash transfers in Belgium

    Do you need to send an emergency cash transfer to Belgium? Maybe you need to send an urgent transfer to a friend who is vacationing in Belgium and has had their wallet stolen?

    There are several companies that can get your funds to Belgium within minutes, but just be wary of the fact that you will need to be willing to pay a bit extra for this service. High fees and sometimes lower exchange rates will apply, so check the fine print closely before committing to a transaction.

    Back to topFind a money transfer location near you

    Tips for picking up cash in Belgium

    • Phone ahead to confirm the transfer agent’s location and opening hours.
    • Don’t visit an agent in an unsafe area.
    • Avoid picking up cash at night if possible.
    • Keep your cash hidden and don’t wave it around in public.
    • Avoid carrying the cash on your person for any longer than is necessary.
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    How to send money to Belgium

    To place an international money transfer you’ll need to give your money transfer provider all the info they need to process the transaction, including:

    • Your name, address and contact details.
    • A valid form of photo identification.
    • Your beneficiary’s name, address and contact details.
    • How much money you wish to send and where.
    • The currency you want to send.

    Once you’ve paid for your transaction, you’ll be given a reference number that you can use to check when your money has arrived.

    You have multiple options to choose from when sending money to Belgium from the United States. To get the best value for money for your international money transfer, compare the benefits and features of competing services before selecting a provider.

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