Best Ways to Send Money to Belgium

Information verified correct on January 20th, 2017

belgium

Want to send an affordable money transfer to Belgium? Here’s how to find the best exchange rates and lowest fees.

Did you know that French fries actually originated in Belgium? Did you also know that there are more than 360,000 Americans with Belgian ancestry in the United States today?

Well now you do, and if you ever need to send money to Belgium for any reason you should also know that there are plenty of ways to do so. From banks to specialist money transfer companies and new online-based providers, you have a stack of options to choose from when you want to send money to Belgium – you just need to find one that offers you the best deal.

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Rates last updated January 20th, 2017

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Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Payoneer International Money Transfers
Send Mass Payments To Your ... Send Mass Payments To Your Payees Worldwide
USD 20
OnlinePhone
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WorldRemit International Money Transfers
An online money transfer service ... An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
USD 1 Within an hour
OnlineCash Transfer
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World First Foreign Exchange
Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
Transfer money into a range of currencies online and over the phone.
USD 500 2 days
OnlinePhone
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Transferwise International Money Transfers
Make online transfers in a ... Make online transfers in a range of currencies and enjoy high maximum transfer amounts.
USD 1 1 day
Online
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HiFX International Money Transfers
Transfer money between 20 currencies ... Transfer money between 20 currencies and enjoy scheduled regular transfers. No fee for transfers over US $5,000.
USD 100 2 days
OnlinePhoneAgent
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Currencies Direct International Money Transfers
$0 online transfer fee that ... $0 online transfer fee that you can access 24/7.
USD 100 2 days
OnlinePhone
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your price today
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OFX International Money Transfers
Exclusive offer: Special exchange rates ... Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com exclusive exchange rates and $0 transfer fee on all transfers.
USD 150 1 day
OnlinePhoneAgentInternational Money Order...
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TorFX International Money Transfers
TorFX guarantee to beat any ... TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply
USD 150 1 day
OnlinePhoneAgent
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Banks versus money transfer companies

You might think that your bank would be the best place to go when you want to send money to Belgium — but you’d be wrong. While banks can easily handle international wire transfers, especially when you’re sending a currency as common as the Euro, they offer quite low exchange rates and regularly impose high fees.

You can save a significant amount of money, and ensure that your recipient gets a whole lot more, if you send your funds via a specialist money transfer company. These companies usually offer exchange rates far superior to the banks — do an online comparison to check — and also charge much lower fees.

Case Study: Lionel Sends Money to Belgium

Lionel is spending two years working in LA for a production company, but he stays in regular contact with his elderly parents back home in Gent, Belgium. His parents need some funds to help pay off a debt to a previous landlord, so Lionel plans to send them $1,000 from the United States. Rather than approach his bank, he compares two money transfer companies to see which one can save him money on his transaction.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 0.89 EUR1 USD = 0.90
Transfer fee$4$5
Transfer methodBank account depositBank account deposit
Processing time1-3 business days3 business days
Amount received (in EUR)890 EUR900 EUR

As you can see, while the transfer fee is slightly higher for the second company, it allows Lionel to send an extra 10 Euros to his parents.

How to compare transfer companies when transferring money to Belgium

  • Exchange rates. Does the provider offer competitive exchange rates when compared to other companies?
  • Fees. How much will it cost you to send a transfer? Can you avoid fees altogether by sending a large amount?
  • Transfer methods. What options are available for placing a transfer: online, over the phone, in branch? Is there an app available?
  • Transfer options. Can you use flexible options like forward contracts to take advantage of market fluctuations?
  • Turnaround time. How long will it take for the funds to arrive in your beneficiary’s bank account or wallet?
  • Minimum limit. Are there minimum or maximum transfer limits in place that could restrict your transaction options?
  • Pickup methods. Can the cash you send be picked up from a transfer agent in Belgium, or will the funds be transferred straight into a bank account?
  • Customer service. Will adequate customer support be available if you ever have a question or need help?
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How to send money to Belgium from America

  • Bank transfers. Any major US bank can easily transfer Euros overseas for you.
  • Online money transfer providers. There are plenty of reliable online providers offering affordable transfers.
  • Checks. International checks provide safe and secure transfers but are quite slow.
  • Money transfer companies with cash pickup options. MoneyGram and Western Union are the two largest operators of worldwide transfer networks.
  • PayPal. Don’t just use your PayPal account to buy stuff off eBay; use it to send money transfers as well.
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Emergency cash transfers in Belgium

Do you need to send an emergency cash transfer to Belgium? Maybe you need to send an urgent transfer to a friend who is holidaying in Belgium and has had their wallet stolen?

There are several companies that can get your funds to Belgium within minutes, but just be wary of the fact that you will need to be willing to pay a bit extra for this service. High fees and sometimes lower exchange rates will apply, so check the fine print closely before committing to a transaction.

Back to topFind a money transfer location near you

Tips for picking up cash in Belgium

  • Phone ahead to confirm the transfer agent’s location and opening hours
  • Don’t visit an agent in an unsafe area
  • Avoid picking up cash a night if possible
  • Keep your cash hidden and don’t wave it around in public
  • Avoid carrying the cash on your person for any longer than is completely necessary
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How to send money to Belgium

To place an international money transfer you’ll need to give your money transfer provider all the info they need to process the transaction, including:

  • Your name, address and contact details.
  • A valid form of photo identification.
  • Your beneficiary’s name, address and contact details.
  • How much money you wish to send and where.
  • The currency you want to send.

Once you’ve paid for your transaction you’ll be given a reference number which you can use to check when your money has arrived.

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US International Money Transfers Offers

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WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

OFX International Money Transfers

Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com exclusive exchange rates and $0 transfer fee on all transfers.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.

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