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Send money to Afghanistan

Find the best way to transfer money from the United States to Afghanistan.

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Looking for the best way to send money from the United States to family, friends or businesses in Afghanistan (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more afghanis.

Compare ways of sending money to Afghanistan

Use our table below to compare services that send money from America to Afghanistan. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Afghanistan.

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Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
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MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.

Compare up to 4 providers

How to send money to Afghanistan from the United States

Here's our simple process for sending a money transfer to Afghanistan as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Afghanistan. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Afghan bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Afghani your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Afghanistan. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to an Afghan bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Afghan recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Afghanistan.

  • Bank deposit. Most major banks in America let you wire money to banks in Afghanistan. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like MoneyGram make international money transfers to Afghanistan easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Afghanistan.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Afghanistan.
  • Cash pick-up. you to collect cash, even if you don't have a bank account in Afghanistan.
  • Bank deposit. If you have an Afghan bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Afghanistan?

To send money from the United States to Afghanistan, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to an Afghan bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Afghanistan?

To collect money in person in Afghanistan, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

An official ID, such as an Afghan passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Afghanistan from America?

The cost of sending money to Afghanistan from the United States depends on the exchange rate between USD to AFN, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Afghanistan for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Afghanistan faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have an Afghan bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.

Frequently asked questions

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6 Responses

  1. Default Gravatar
    mattJuly 29, 2019

    how can I send us dollars to afghanistan

    • Default Gravatar
      nikkiangcoJuly 29, 2019

      Hi Matt,

      Thanks for your question. Some of the options to send money from the US to Afghanistan is via Western Union or Moneygram, Paypal, Checks and money orders, and via M-Pesa. To do so, you must choose which option you’d like to use, make an account with the money transfer provider Provide your name, address, contact information and ID. Then, provide your beneficiary’s name and the agent location where they will pick up the funds. Select the amount of money you are sending and complete your transaction. Make a note of your tracking number so you can monitor the progress of your money transfer.

      Hope this helps!


  2. Default Gravatar
    JJune 4, 2018

    Ok there is a guy stationed he has not told me where he is but asked me to send money western union to TX and an agent name and address. And if I send copy of receipt via hangout app. He will be able to use money where he is. Is this how it works.

    • Avatarfinder Customer Care
      JoshuaJune 5, 2018Staff

      Hi J,

      Thanks for getting in touch with finder. I hope all is well for you. :)

      For you to be able to send money and your friend receive the money, you would have to provide the necessary personal details. You need to fill out a “To Send Money” form while you receiver fills out “To Receive Money” form.

      You can then send the receipt, giving a special attention to the tracking number. Your receiver should present a valid ID and he should be able to receive it.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  3. Default Gravatar
    JohnsonApril 26, 2017

    Please I need an answer.
    My friend want to send money from Afghanistan through western union to ivory coast here in Africa.
    But he said I have to pay for transfer taxs fee $62 before he can be able to send me the money.
    PLEASE I need attention from you people to know if this he said is real ?

    • Avatarfinder Customer Care
      HaroldJuly 6, 2017Staff

      Hi Johnson,

      Thank you for your inquiry.

      Regarding this matter, we have limited information about transferring money from Afghanistan. However, in your case, it would be best to check with Western Union directly. Usually, the receiver doesn’t pay anything for the transfer. It is always the sender who pays all the fees. So, it is a must that you learn more about sending money to South Africa to ensure you understand the process.

      I hope this information has helped.


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