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Send Money to Afghanistan Safely With a Great Rate

Information verified correct on February 23rd, 2017

Wondering how to send money to Afghanistan from the U.S.? Here’s the information you need.

When you need to get money to a loved one overseas, the last thing you want to deal with is navigating a potentially complicated and expensive process. And although the methods for sending money from the United States to Afghanistan are few, it doesn’t have to be expensive. Compare the transfer fees and exchange rates of the options available to get the best deal.

Compare International Money Transfers to Afghanistan

Rates last updated February 23rd, 2017

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Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Wyre International Money Transfers
No transfer fees for finder... No transfer fees for finder.com readers. Make transfers with Bitcoin.
OnlinePhone
Rates are always
changing, click to check
your price today
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World First Foreign Exchange
Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
USD 500 1 day
Online
Rates are always
changing, click to check
your price today
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WorldRemit International Money Transfers
Use promo code FREE to ... Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
TransferWise International Money Transfers
Enjoy high maximum transfers into ... Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
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OFX International Money Transfers
Send safe... Send safe, no-limit transfers with no fees and competitive exchange rates.
USD 150 1 day
Online
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changing, click to check
your price today
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Payoneer International Money Transfers
Ideal for worldwide business payments ... Ideal for worldwide business payments to more than 200 countries and 150 currencies.
USD 20
Online
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changing, click to check
your price today
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RIA Money Transfer
No fees for bank account ... No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.
3 - 5 days
Online
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changing, click to check
your price today
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HiFX International Money Transfers
Transfer money into 20 currencies ... Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.
USD 100 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Moneycorp Exchange Experts
Full-service specialist offering competitive exchange ... Full-service specialist offering competitive exchange rates on personal international money transfers.
USD 50 1 day
OnlinePhone
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changing, click to check
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TorFX International Money Transfers
No hidden fees and a ... No hidden fees and a best rate guarantee for 60 global currencies.
USD 150 1 day
OnlinePhoneAgent
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Wells Fargo Bank
While more expensive than other ... While more expensive than other options, securely send money to 13 Latin American and Asian countries.
USD 1 1 day
Online
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How do international money transfers work?

An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country — in this case, Afghanistan. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country. Currently, the only providers that offer money transfers to Afghanistan are Western Union and MoneyGram.

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Western Union and MoneyGram

Jack has long been involved in political activism and has recently decided to join an NGO to assist Afghans who have been displaced by the fighting in their country. He looks into wiring money to Afghanistan and learns that currently no U.S. banks transfer funds there. After further research, he finds that Western Union and MoneyGram offer this service. He compares the details of sending $500.

Western UnionMoneyGram
Exchange rate1 USD = 64.6757 AFN1 USD = 66.06 AFN
Transfer fee$42 USD with a debit/credit card$20 USD via bank account$31 with a debit/credit card$15 USD via bank account
Transfer timeIn minutes with a debit/credit card4 business days via bank account10 minutes with a debit/credit card1-4 business days via bank account
Transfer optionsOnline, agent locationOnline, agent location
How money is receivedCash pickupCash pickup
Transaction total$542 debit/credit card$520 bank account$531 debit/credit card$515 bank account
Amount received32,337.86 AFN32,955.12 AFN

As you can see, with MoneyGram’s superior exchange rate he will receive a little over 600 more Afghan afghanis, and he will save on the transfer fee as well.

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How to compare transfer companies when transferring money to Afghanistan

You’ll want to consider costs, of course. But other factors can also affect your choice.

  • Exchange rate. U.S. dollars are converted to Afghan afghanis at an exchange rate that’s set by the transfer provider. These rates vary day to day, even moment to moment, and among providers.
  • Fees. Most companies charge a fee to transfer your money around the world, though some will waive that fee for large transfers. The fee and the exchange rate determine how much your transfer will cost.
  • Minimum amounts. Some companies will transfer as little as a dollar, but others won’t deal with anything less than a few hundred. Look for a match with what you’re trying to send.
  • Urgency. If the money needs to get there ASAP, most providers complete transactions in a day or two. Some can do it in minutes, at a higher cost. The fastest availability usually comes with picking up the funds in cash. Surprisingly, using a credit or debit card on your end can be faster than pulling money directly from a checking account.
  • Process and scheduling. Do you prefer to send money online, over the phone or in person? Do you want to schedule a future transfer or use a forward contract in anticipation of better exchange rates?
  • Payment methods. Will you pay with cash, a bank account or a debit or credit card? Transfer agents often see debit cards as quicker and more secure than the bank accounts they’re based on. However, using a credit card can trigger cash advance charges from your credit card company.
  • Customer service. How much help will be available if you hit a snag or have a question? Are the support hours convenient?
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Foreign exchange rates explained
The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in December 2016, the U.S dollar was worth approximately 19 Mexican pesos. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
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What will I need to send money to Afghanistan?

When sending funds through Western Union or MoneyGram you will first be required to sign up for a free account. You will then be asked to provide the following information:

  • Your name, address, contact information and ID.
  • Your beneficiary’s name and the agent location where they will pick up the funds..
  • How much money you’re sending, in what currency and which country you’re sending it to.

Once you have completed your transaction, you will be given a tracking number. Make a note of this number so you can monitor the progress of your money transfer.

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Tips for picking up money in Afghanistan

Afghanistan has faced war, violence and political turmoil over the past couple of years. It’s important to stick to main towns and not wander into unknown places when looking for a cash pickup agent. Moneygram and Western Union list  their cash pickup locations on their respective websites, so make sure to research the area well before heading to a location in a smaller town. When picking up cash, have a valid photo ID and the correct reference or transaction number. Bringing a copy of the receipt and the sender’s details is also recommended.

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US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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