Find the best way to send money to Côte d’Ivoire

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Looking for the best way to send money from the United States to family, friends or businesses in Côte d'Ivoire (or even to your own overseas bank account)?

Don't head straight to your American bank – compare specialist money transfer services instead. They nearly always offer better XOF exchange rates and lower fees, so for the same amount of US dollars you send, your recipient will receive more CFA Franc bceaos.

Of the companies we've compared, OFX is among the cheapest, with competitive exchange rates and fees starting from $0. Need a really fast transfer? Remitly can get money to your recipient in Côte d'Ivoire within minutes.

Best ways to send money to Côte d'Ivoire from the US

• Online money transfer provider. When buying US dollars or CFA Franc bceaos , money transfer specialists typically offer better rates and cheaper fees than a local bank.
• Bank transfer. Bank transfers are an easy way to send money to Côte d'Ivoire, but they charge extra for the convenience and are often slower than other methods. US banks generally add a 3% to 6% markup onto exchange rates.
• Cash pickup. If you need your money to arrive fast, cash pickup gives your recipient instant access to the money you've sent when they collect it from their agent location in Côte d'Ivoire.
• Mobile wallet. Essentially an electronic wallet service, mobile wallets allow users to store, send and receive eligible currencies using their phone, often with fees attached.
• Home delivery. If your recipient may struggle to get to a cash pickup location, you may be able to opt for door-to-door cash delivery.

Compare the best money transfer companies to send money to Côte d'Ivoire

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11 of 11 results

Filter Values	Fastest Transfer Speed	Fees (Pay by Bank Transfer)
OFX		24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site View details	loading
Remitly		Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site View details	loading
Revolut		Within minutes	From $0	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading
MoneyGram		Within minutes	From $0	MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.	Go to site View details	loading
Western Union		Within minutes	From $0	Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba. Western Union sends money online to friends and family in 200+ countries and territories around the world.	Go to site View details	loading
HSBC Global Money		Within minutes	0	The Global Money account allows you to manage up to eight currencies from one account through a mobile app. You must have an HSBC account.	Go to site View details	loading
OFX International Money Transfers (Business)		24 hours	$0	Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.	Go to site View details	loading
Revolut		Within minutes	From $0	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading
OFX		24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site View details	loading
Remitly		Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site View details	loading
Revolut		Within minutes	From $0	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading

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Showing 11 of 11 results

Cheapest way to send money to Côte d'Ivoire

Bank transfers are typically the cheapest way to get your money to Côte d'Ivoire. OFX and Remitly have some of the lowest bank transfer fees of the brands we've compared.

When you're hunting down the cheapest ways to send money to Côte d'Ivoire, it's more important to look at the overall cost of your transfer. This has a couple of elements:

• Transfer fees. While still cheaper than your American bank, some money transfer services charge either a fixed or percentage-based fee for making your transfer.
• Exchange rates. Another way money transfer providers make money is to add a margin to the mid-market USD/XOF exchange rate.

Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many CFA Franc bceaos your recipient will end up with.

Fastest way to send money to Côte d'Ivoire

Many online providers can offer transfers to Côte d'Ivoire within minutes, although you're likely to pay a premium for the convenience.

• Remitly — within minutes
• Revolut — within minutes
• MoneyGram — within minutes

Actual transfer times from the United States to Côte d'Ivoire can depend on several several factors including transfer amount, payment method and currency.

Safest way to send money to Côte d'Ivoire

The safest way to get your money to Côte d'Ivoire is to use a provider registered with the United States's industry regulator, the Consumer Financial Protection Bureau. All the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both the United States and Côte d'Ivoire.

A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.

How to send money to Côte d'Ivoire from the US

1. Compare your options.
   
   Use our table to find a money transfer provider that sends funds to Côte d'Ivoire. One may be better for cash pickups, while another may suit a bank transfer. Once you've found the best one for your requirements, click "Go to site".
2. Create an account.
   
   You'll need to give your name, address, contact details, proof of ID and method of payment.
3. Provide your recipient's details.
   
   Enter your recipient's name and contact information. If you're sending straight to their Ivorian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
4. Enter your transfer amount.
   
   Make sure you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Double-check the total CFA Franc bceaos your recipient gets.
5. Complete your transfer.
   
   Send your money transfer to Côte d'Ivoire. Keep your transaction reference number safe so you can track your transfer. Your recipient may need it, too.

How to choose the best money transfer companies to send money to Côte d'Ivoire

Frequently asked questions

• How can I pay for my transfer to Côte d'Ivoire?

  There are multiple ways to pay for your money transfer to Côte d'Ivoire. The most common payment methods include bank transfer, credit card and debit card.

  How you pay can influence how quickly your CFA Franc bceaos arrive and the total cost of your transfer, so consider both when deciding.

• What details do I need to send money to Côte d'Ivoire?

  • Photo identification: Most providers require a driver's license, passport or other American government-issued ID.
  • A way to pay: Your options depend on the provider's services. Popular methods include cash, debit or credit card and bank account transfers.
  • Recipient information: You'll need their name (matching their ID) plus contact details. If sending to a Ivorian bank account, you'll need their account number, SWIFT and branch details.

• What is required to receive money in Côte d'Ivoire?

  • Transfer number: The reference number – sometimes called a PIN, MTCN or tracking number.
  • Government-issued ID: An official ID, such as a Ivorian passport or driver's license.
  • The transfer amount: To know how much has been sent, usually to within 10% of the total.
  • Sender information: The sender's name and address and the transfer's country of origin.

• How much money can I send online to Côte d'Ivoire?

  This depends on your chosen provider, as each will have a sending limit. For example, services such as HSBC Global Money and Remitly allow you to transfer as little as 0, while others will have a significantly higher minimum threshold.

  Remember that some providers will have maximum transfer amounts as well, either as a result of American tax policies or because their service is more limited. If you need to send a large transfer, look for a provider with higher or no sending limits to Côte d'Ivoire.

• How long will it take for my money to arrive in Côte d'Ivoire?

  The turnaround time for a money transfer to Côte d'Ivoire depends on the provider and how you pay for the transfer. Expect your transfer to arrive within minutes if you pay using cash or with a debit or credit card. Paying by bank transfer can take longer – usually 2–5 days.

• Can I send money to Côte d'Ivoire without a bank account?

  Yes, you can still send a money transfer if neither you nor your recipient in Côte d'Ivoire has a bank account. Look at cash transfer providers such as Remitly, where you can pay with cash, and your recipient can collect it as cash or as a mobile phone reload on the other end.