Aside from the hotel brand, one of the biggest differences between these two cards comes down to your earning rate. The Hilton Honors American Express Card earns 7x points on Hilton purchases, 5x at US restaurants, gas stations and supermarkets and 3x on other eligible purchases. The Marriott Bonvoy™ American Express® Card earns 6x points at participating hotels and just 2x points on other eligible purchases.
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Please note: All information about Marriott Bonvoy™ American Express® Card has been collected independently by Finder. Marriott Bonvoy™ American Express® Card is no longer available through Finder as American Express is no longer accepting applications for the card.
No annual fee plus rewards for Hilton properties and everyday purchases
Rewards for hotel stays at popular properties
Welcome offer
Welcome offer
100,000 Hilton Honors Bonus Points after you spend $1,000 in the first 3 months. Plus up to $100 in Statement Credits on eligible Hilton purchases in the first 12 months
75,000 points after spending $3,000 in the first 3 months
Rewards
Rewards
Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5x points for eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations, 3x on all other eligible purchases
6x points at participating SPG® and Marriott Rewards® hotels and 2x points on all other purchases
Purchase APR
Purchase APR
17.24% to 26.24% variable
17.99% to 26.99% variable
Annual fee
Annual fee
$0
$0
intro annual fee the first year, then
$95
Balance transfer APR
Balance transfer APR
N/A
17.99% to 26.99% variable
Cash advance
Cash advance
APR:
26.74%
variable
Fee:
$10
or
5%
of the transaction, whichever is greater
APR:
27.49%
variable
Fee:
$3
or
5%
of the transaction, whichever is greater
Megan Horner is the banking and credit cards Group Publisher at Finder. She's passionate about helping you find the best credit cards and bank accounts to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country. Before working at Finder, Megan worked at Credit Karma and QuinStreet.
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