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Hilton Honors American Express Card vs Marriott Bonvoy™ American Express® Card

The Hilton Honors has the rewards points edge.

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Megan Horner
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Aside from the hotel brand, one of the biggest differences between these two cards comes down to your earning rate. The Hilton Honors American Express Card earns 7x points on Hilton purchases, 5x at US restaurants, gas stations and supermarkets and 3x on other eligible purchases. The Marriott Bonvoy™ American Express® Card earns 6x points at participating hotels and just 2x points on other eligible purchases.

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Please note: All information about Marriott Bonvoy™ American Express® Card has been collected independently by Finder. Marriott Bonvoy™ American Express® Card is no longer available through Finder as American Express is no longer accepting applications for the card.

Hilton Honors American Express Card

Hilton Honors American Express Card

Terms apply, see rates & fees

Marriott Bonvoy™ American Express® Card

Marriott Bonvoy™ American Express® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0 		Not rated yet
Best for
Best for
  • No annual fee plus rewards for Hilton properties and everyday purchases
  • Rewards for hotel stays at popular properties
Welcome offer
Welcome offer

100,000 Hilton Honors Bonus Points after you spend $1,000 in the first 3 months. Plus up to $100 in Statement Credits on eligible Hilton purchases in the first 12 months

75,000 points after spending $3,000 in the first 3 months
Rewards
Rewards

Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5x points for eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations, 3x on all other eligible purchases

6x points at participating SPG® and Marriott Rewards® hotels and 2x points on all other purchases
Purchase APR
Purchase APR

17.24% to 26.24% variable

17.99% to 26.99% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR

N/A

 17.99% to 26.99% variable
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $3 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Learn more
Learn more

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