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Hilton Honors American Express Card vs Hilton Honors™ Aspire Card

Choose between the entry-level and premium Hilton cards.

Megan Horner
Megan Horner

Updated

Fact checked
Please note: All information about Hilton Honors™ Aspire Card has been collected independently by Finder and this card is no longer available through this site.

The Hilton Honors American Express Card is the entry-level, $0-annual-fee Hilton option, offering Silver status in the chain’s loyalty program. It pays 7x points at Hilton and 5x points at US supermarkets, US restaurants and US gas stations. Meanwhile, the Hilton Honors™ Aspire Card is the premium, $450-annual-fee option, offering 14x points at Hilton and 7x points on eligible flights and car rentals and at US restaurants. You’ll also enjoy complimentary Diamond status and a $250 annual Hilton credit.

Hilton Honors American Express Card

Hilton Honors American Express Card

Rates & Fees

Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

4.4 / 5.0 		Not rated yet
Best for
Best for
  • No annual fee plus rewards for Hilton properties and everyday purchases
  • Complimentary Hilton Honors™ Diamond status
Welcome offer
Welcome offer

75,000 points after spending $1,000 in the first 3 months

150,000 points after spending $4,000 in the first 3 months
Rewards
Rewards

7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases

14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $0 $450
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $5 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Learn more
Learn more

Which card should you choose?

Hilton Honors American Express Card

Hilton Honors American Express Card

  • Get a sizable 75,000-point welcome offer after you spend $1,000 in eligible purchases during your first 3 months of account opening.
  • Earn 7x points at eligible Hilton hotels and resorts. Earn 5x points at US restaurants, US supermarkets and US gas stations, and 3x points on everything else.
  • Get a complimentary upgrade to Hilton Honors Silver.

Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card

  • 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton Portfolio.
  • Earn 7x points on eligible purchases on your card for flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and US restaurants.
  • Earn 3x points on all other eligible purchases.

Our guide to the Hilton Honors program

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
The World of Hyatt Credit Card
The World of Hyatt Credit Card
9x points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
15.99% to 22.99% variable
$95
See offer
View details
Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.
Marriott Bonvoy Bold™ credit card
Marriott Bonvoy Bold™ credit card
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
15.99% to 22.99% variable
$0
See offer
View details
30,000 bonus points after you spend $1,000 on purchases in your first 3 months from your account opening.
Marriott Bonvoy Boundless™ Credit Card
Marriott Bonvoy Boundless™ Credit Card
6x points at Marriott Bonvoy hotels and 2x points on all other purchases
15.99% to 22.99% variable
$95
See offer
View details
Earn 75,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
25x points at IHG hotels, 2x on gas, groceries and dining and 1x on all other purchases
15.99% to 22.99% variable
$89
See offer
View details
125,000 points after spending $3,000 in the first 3 months.
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
See offer
View details
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
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Compare American Express credit cards

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