Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Hilton Honors American Express Card vs Hilton Honorsâ„¢ Aspire Card

Choose between the entry-level and premium Hilton cards.

The winner: Hilton Honors American Express Card

Hilton Honors American Express Card logo

100,000-point

Welcome offer after spending $1,000 in first 3 months

  • 7x points on Hilton Honors
  • 5x points at US restaurants, US supermarkets and US gas stations
  • No annual fee
Apply now
Terms apply, see rates & fees
Avatar
Megan Horner
Updated . What changed?
Fact checked
Please note: All information about Hilton Honorsâ„¢ Aspire Card has been collected independently by Finder and this card is no longer available through this site.

The Hilton Honors American Express Card is the entry-level, $0-annual-fee Hilton option, offering Silver status in the chain’s loyalty program. It pays 7x points at Hilton and 5x points at US supermarkets, US restaurants and US gas stations. Meanwhile, the Hilton Honors™ Aspire Card is the premium, $450-annual-fee option, offering 14x points at Hilton and 7x points on eligible flights and car rentals and at US restaurants. You’ll also enjoy complimentary Diamond status and a $250 annual Hilton credit.

Hilton Honors American Express Card

Hilton Honors American Express Card

Terms apply, see rates & fees

Hilton Honorsâ„¢ Aspire Card

Hilton Honorsâ„¢ Aspire Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0 		Not rated yet
Best for
Best for
  • No annual fee plus rewards for Hilton properties and everyday purchases
  • Complimentary Hilton Honorsâ„¢ Diamond status
Welcome offer
Welcome offer

100,000 points after spending $1,000 in the first 3 months, plus earn up to $100 in statement credits on eligible purchases at Hilton hotels in the first 12 months. Offers expire 8/25/2021

150,000 points after spending $4,000 in the first 3 months
Rewards
Rewards

7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases

14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $0 $450
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $5 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Our guide to the Hilton Honors program

Compare Hilton Honors American Express Card vs. Hilton Honorsâ„¢ Aspire Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Hilton Honors American Express Card
Hilton Honors American Express Card
100,000 points after spending $1,000 in the first 3 months, plus earn up to $100 in statement credits on eligible purchases at Hilton hotels in the first 12 months. Offers expire 8/25/2021
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Terms apply, see rates & fees
Apply now
View details
Hilton Honorsâ„¢ Aspire Card
Hilton Honorsâ„¢ Aspire Card
150,000 points after spending $4,000 in the first 3 months
14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
$450
150,000 Hilton Honorsâ„¢ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership. All information about this card has been collected independently by Finder.
View details
loading

Compare up to 4 providers

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site