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Hilton Honors American Express Card vs Hilton Honors™ Aspire Card

Choose between the entry-level and premium Hilton cards.

The winner: Hilton Honors American Express Card

80,000-point

Welcome offer after spending $1,000 in first 3 months

  • 7x points on Hilton Honors
  • 5x points at US restaurants, US supermarkets and US gas stations
  • No annual fee
Apply now
Terms apply, see rates & fees
Please note: All information about Hilton Honors™ Aspire Card has been collected independently by Finder and this card is no longer available through this site.

The Hilton Honors American Express Card is the entry-level, $0-annual-fee Hilton option, offering Silver status in the chain’s loyalty program. It pays 7x points at Hilton and 5x points at US supermarkets, US restaurants and US gas stations. Meanwhile, the Hilton Honors™ Aspire Card is the premium, $450-annual-fee option, offering 14x points at Hilton and 7x points on eligible flights and car rentals and at US restaurants. You’ll also enjoy complimentary Diamond status and a $250 annual Hilton credit.

Hilton Honors American Express Card

Hilton Honors American Express Card

Terms apply, see rates & fees

Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0
Not rated yet
Best for
Best for
  • No annual fee plus rewards for Hilton properties and everyday purchases
  • Complimentary Hilton Honors™ Diamond status
Welcome offer
Welcome offer

80,000 points after spending $1,000 in the first 3 months, plus 50,000 points after spending a total of $5,000 in the first 6 months

150,000 points after spending $4,000 in the first 3 months

Rewards
Rewards

7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases

14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $0 $450
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Our guide to the Hilton Honors program

Compare Hilton Honors American Express Card vs. Hilton Honors™ Aspire Card

Name Product Welcome offer Rewards Annual fee Filter values
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months, plus 50,000 points after spending a total of $5,000 in the first 6 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Terms apply, see rates & fees
Hilton Honors™ Aspire Card
150,000 points after spending $4,000 in the first 3 months
14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
$450
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership. All information about this card has been collected independently by Finder.
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