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finder.com’s rating: 4.8 / 5
★★★★★
130,000
Points as welcome offer
Up to 12x
Points
$95
Annual fee
17.24% to 26.24%
Purchase APR (variable)
Annual fee | $95 |
---|---|
Welcome offer | Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $130 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership. Offer expires 7/6/2022. |
Rewards | Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants, 3X on all other eligible purchases. |
Purchase APR | 17.24% to 26.24% variable |
Balance transfer APR | N/A |
Minimum Credit Score | 670 |
Issuer | American Express |
Review by
Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.
Being a Hilton card, you get the most benefits at their hotels and resorts, including a massive 12x points on Hilton purchases and an automatic enrollment as a Hilton Honors Gold member. Gold membership comes with room upgrades, continental breakfast and a complimentary fifth night on standard room reservations of five nights or more.
You also get a weekend night award when you meet the spend requirements and you get 10 complimentary visits after enrollment to more than 1,200 Priority Pass Select airport lounges a year. But you don’t get an intro APR period.
If a Hilton business credit card doesn’t seem like a good option for you, compare other business credit cards.
Business owners that prefer the convenience of the more than 5,000 Hilton Hotels & Resorts properties across 100 countries will likely appreciate the travel perks and rewards of The Hilton Honors American Express Business Card.
Choosing the right business card ultimately comes down to what you value most. Compare those offering travel, cash back, no annual fees and more.
To determine the average value of an Hilton Honors point, we looked at the equivalent dollar value a redemption option would cost in the Hilton Honors Rewards program. We calculated this average across all redemption options available through Hilton to reach the approximate value you can expect when redeeming these points on average. In this case, the average value of a single Hilton Honors Bonus Point came out to 0.5 cents per point.
Remember that your points could be worth more or less depending on what you redeem them on, so this figure should be used as a general guide.
Editorial note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Insurance benefit note: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Images: AmericanExpress.com
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Our team evaluates credit cards to determine their value against similar cards on the market.
We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.