Our pick for a $5,000 limit: OpenSky® Secured Visa® Credit Card
from $200
Security deposit
- No credit check to apply
- Low annual fee of $35
- Reports to all three credit bureaus to help build credit
You may find credit cards with maximum limits from $1,000 up to $10,000. The secured cards with the highest credit limits have no maximum limits at all.
Here’s a list of cards that offer high maximum deposits. Note that while the DCU Visa® Platinum Secured Credit Card and SDFCU Savings Secured Visa Platinum Card are listed as having no maximum deposits, this is subject to change based on the credit unions’ discretion.
Card | Minimum deposit | Maximum deposit | Annual fee |
---|---|---|---|
DCU Visa® Platinum Secured Credit Card | $500 | Unlimited* | $0 |
SDFCU Savings Secured Visa Platinum Card | $250 | Unlimited* | $0 |
Wells Fargo Secured Credit Card | $300 | $25,000 | $25 |
U.S. Bank Secured Visa® Card | $300 | $5,000 | $0 |
Green Dot Platinum Visa® Secured Credit Card | $200 | $5,000 | $39 |
Green Dot primor® Visa® Classic Secured Credit Card | $200 | $5,000 | $39 |
Green Dot primor® Mastercard® Classic Secured Credit Card | $200 | $5,000 | $39 |
Green Dot primor® Visa® Gold Secured Credit Card | $200 | $5,000 | $49 |
BankAmericard® Secured Credit Card | $300 | $4,900 | $0 |
OpenSky® Secured Visa® Credit Card | $200 | $3,000 | $35 |
Merrick Bank Secured Visa® from Merrick Bank | $200 | $3,000 | $36 |
Discover it® Secured | $200 | $2,500 | $0 |
Citi® Secured Mastercard® | $200 | $2,500 | $0 |
UNITY Visa® Secured Credit Card | $250 | $10,000 | $39 |
Secured-card limits vary widely, often from $1,000 to $10,000. With some providers, you’ll find no maximum limits. There are many great secured credit cards to choose from, so take your time and compare multiple options.
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