Our pick for a high limit secured card: Capital One Platinum Secured Credit Card
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Secured card credit limits depend on your deposit. For example, if you deposit $200, your credit limit is $200, and a high credit limit of $5,000 requires a $5,000 deposit. The reason you need a secured deposit is for the provider to use your funds to cover your balance if you fail to pay your card bill.
You may find credit cards with maximum limits from $1,000 up to $10,000. The secured cards with the highest credit limits have no maximum limits at all.
Here’s a list of cards that offer high maximum deposits. Note that while the DCU Visa® Platinum Secured Credit Card and SDFCU Savings Secured Visa Platinum Card are listed as having no maximum deposits, this is subject to change based on the credit unions’ discretion.
|Card||Minimum deposit||Maximum deposit||Annual fee|
|Capital One Platinum Secured Credit Card||$49||Unlimited*||$0|
|DCU Visa® Platinum Secured Credit Card||$500||Unlimited*||$0|
|SDFCU Savings Secured Visa Platinum Card||$250||Unlimited*||$0|
|Wells Fargo Secured Credit Card||$300||$25,000||$25|
|U.S. Bank Secured Visa® Card||$300||$5,000||$0|
|BankAmericard® Secured Credit Card||$300||$4,900||$0|
|OpenSky® Secured Visa® Credit Card||$200||$3,000||$35|
|Merrick Bank Secured Credit Card||$200||$3,000||$36|
|Discover it® Secured||$200||$2,500||$0|
|Citi® Secured Mastercard®||$200||$2,500||$0|
|UNITY Visa® Secured Credit Card||$250||$10,000||$39|
Secured-card limits vary widely, often from $1,000 to $10,000. With some providers, you’ll find no maximum limits. There are many great secured credit cards to choose from, so take your time and compare multiple options.
A business card and credit line combo designed for small businesses and those with no credit.
A user-friendly secured card with no credit check required.
A simple 2% cashback card that could benefit from extra features.
A credit building card held back by fees.
Earn up to 2.62% back depending on your Preferred Rewards membership.
We asked 7 financial experts what credit card they have in their wallet right now. Here’s the skinny.
Earn 1.5% back on your eligible business purchases.
Chase’s new Air Canada card offers a big signup bonus.
A secured charge card with an unfortunate monthly fee.
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