HiFX international money transfers review September 2018 | finder.com

HiFX international money transfer review – September 2018

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HiFX offers competitive exchange rates and no fees when transferring money overseas.


HiFX is no longer available through finder.com. Instead, a great alternative we recommend is XE Money Transfer. You can expect a similar experience sending money with XE as most details of the service, such as fees and currencies, are the same as HiFX.

Read our full review of XE Money Transfer or click the Go To Site button on this page to be taken directly to its website.

XE Money Transfer

Our pick: XE Money Transfer

XE specializes in a wide range of foreign currency solutions and offers an affordable solution when you need to send money overseas.

  • Send money to 170+ countries.
  • Competitive exchange rates that are often better than banks.
  • Transfer up to $500,000 online.
  • See exchange rates in real-time.

    When you need to send money overseas, the last thing you want to deal with is navigating a potentially complicated and expensive process.

    Sending money with HiFX is simple and cost-effective. HiFX offers you the ability to convert funds into over 120 currencies and transfer them internationally at the touch of a button, and does so with no fees and competitive rates.

    Pay no fees and get excellent customer service on your international transfers

    HiFX offers competitive exchange rates and charges absolutely no fees. And their reputation for great customer service gives you the peace of mind knowing help is there if you need it.

    • Fast and easy. Make transfers online 24/7.
    • Peace of mind. HiFX’s parent company, Euronet, does business with some of the world’s largest tech companies, including Apple, Google and Amazon.
    • Customer service. HiFX is proud of its excellent customer service and provides the tools and answers you need to make a successful transaction.

    How much does it cost to send money with HiFX?

    HiFX charges absolutely no transfer fees, so you’ll always know exactly how much you’re paying. However, charges may occasionally be applied by a third party bank when transferring the funds to HiFX or before the funds arrive in the recipient account.

    Competitive foreign exchange rates

    HiFX boasts bank-beating exchange rates. Their exchange rates are linked to the live foreign exchange markets. When the markets are open, the exchange rate you are offered will often fluctuate right up until the moment you confirm your transaction. Your exchange rate is only fixed once you’ve confirmed your transaction.

    What types of transfer can I make?

    You are limited to bank-to-bank transfers only with HiFX.

    Pros and cons


    • Safe and secure. Licensed as a money transmitter business, HiFX’s transactions are sent using Norton online security technology.
    • Trusted company. HiFX is part of Euronet Worldwide, the third-largest money transfer provider in the world. In 2013 alone, Euronet processed more than $60 billion in payments for many of the world’s leading companies.
    • No fees. HiFX charges no transfer fees.
    • Small & large transfers allowed. HiFX allows transfers of up to $500,000, with a minimum of only $100.
    • 24/7 transfers. Once you’ve set up your account, make transfers online 24 hours a day, 7 days a week.


    • Exchange rates not readily available. If you want to compare HiFX’s exchange rates with the rates offered by other companies, you’ll need to sign up for an account.
    • Bank-to-bank transfers only. HiFX does not accept cash, debit or credit card as payment.
    • No same-currency transfers. Your transfer must involve an exchange of currency.

    How do I use HiFX?

    To send money with HiFX, you need to create a free account, providing:

    How to make international transfers with HiFX

    If you feel HiFX could be a useful service to you, you can carry out a transfer easily.

    • Register. First you’ll need to sign up, which is free and can be done at any time of the day. You can register by clicking the green “Go to Site” button on the right. You will also need to provide identification documents as well as a document certifying your address.
    • Get a quote. After you’ve registered, tell HiFX how much you want to send and where to. They can help suggest different ways to carry out your transaction.
    • Give your recipient’s details and when you’d like to pay them. The next step will require you to let HiFX know who you’re transferring to and when, and also will require you to provide a security payment.
    • Send HiFX your transfer funds. You’re now ready to send HiFX your money and begin the transfer.
    • Track your payments. You can now sit back and track your payment to ensure that it reaches its destination.

    Steps to transfer money internationally with HiFX

    What happens next?

    • Once you have confirmed the rate, you can not cancel or change any details of the transaction. Please check the details carefully before confirming the transaction.
    • HiFX will email you notifications to keep you up to date on the progress of your transfer until delivery to your recipient within one to four business days.
    • You can track your transfer online 24/7. If there’s any delay, contact HiFX from 6 a.m. to 6 p.m. Pacific standard time at 844-832-1367 or anytime at info@hifx.com.

    Bottom line

    HiFX is definitely worth considering when you need to send a fast and secure international money transfer, but make sure to compare a range of transfer options before choosing the right provider for you.

    Transfer money all over the world

    Frequently asked questions


    Our team analyzes money transfer providers offering services in the US — from big names to digital upstarts. We rank rates and fees, speed, services and user experience for:

    • TransferWise
    • World First
    • HiFX
    • OFX
    • WorldRemit
    • Currencies Direct
    • Western Union
    • RIA Money Transfer
    • MoneyGram
    • Remitly
    • Payoneer
    • Remit2India
    • Xoom
    • PayPal

    Learn the details of our methodology and scoring.

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    Adrienne Fuller

    Adrienne Fuller leads the publishing team at finder.com. She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

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    6 Responses

    1. Default Gravatar
      SamkulApril 10, 2018

      My question is that how long is it gonna take to transfer money from USA to Nigeria and how secured is your service, I have used other services and they worked really good at first and I received the money is minutes but as time goes on they start acting weird. I just need to know if your services are reliable and fast

      • finder Customer Care
        JoshuaApril 10, 2018Staff

        Hi Samkul,

        Thanks for getting in touch with finder.

        Please note that we are finder, a comparison website. We are not affiliated with HiFX or any company we feature on our site and so we can only offer you general advice.

        According to our website, transferring money from the US to Nigeria may take up to 5 business days.

        In terms of security, HiFX is Licensed as a money transmitter business and transactions are sent using Norton online security technology. HiFX takes many different measures to ensure your money is safe. Some of these measures include VeriSign, which is an online security system used by 97% of the world’s top banks, and your funds are always held in segregated client accounts.

        It is worth noting as well that HiFX is part of Euronet Worldwide, the third-largest money transfer provider in the world. In 2013 alone, Euronet processed more than $60 billion in payments for many of the world’s leading companies.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    2. Default Gravatar
      LindyMay 24, 2017

      I like to ask is there any charges for clearance suppose to pay by the receiver, when somebody transfere money from the bank of America to Nedbank south Africa?

      • finder Customer Care
        HaroldJune 27, 2017Staff

        Hi Lindy,

        Thank you for your inquiry.

        The fee/s may vary depending on the money transfer company. You may need to consider checking on this page to check the available options for you.

        I hope this information has helped.


    3. Default Gravatar
      RobertMarch 17, 2017

      I live Indonesia I want.tranferr from America to Indonesia but you don’t have it listed in your site.
      Do you transferr from theses country’s ?

      • finder Customer Care
        HaroldJuly 13, 2017Staff

        Hi Robert,

        Thank you for your inquiry.

        Should you need to transfer money in Indonesia you may want to consider the options here.

        I hope this information has helped.


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