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HiFX international money transfer review

Get competitive exchange rates and no fees on international money transfers.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.


As of January 26, 2019, HiFX has merged with XE. This means you won’t be able to use HiFX to send money overseas. Instead, check out if XE Money Transfer is right for you in our full review.

If you already have an account with HiFX before this cut-off date, don’t worry – you’ll automatically be transferred to an XE account.

Sending money with HiFX is simple, and offers no fees and competitive rates. Send your money to countries all over the world in more than 120 currencies, all with the click of a button.

Pay no fees and get excellent customer service on your international transfers

HiFX offers competitive exchange rates and charges absolutely no fees. And their reputation for great customer service gives you the peace of mind knowing help is there if you need it.

  • Fast and easy. Make transfers online 24/7.
  • Peace of mind. HiFX’s parent company, Euronet, does business with some of the world’s largest tech companies, including Apple, Google and Amazon.
  • Customer service. HiFX is proud of its excellent customer service and provides the tools and answers you need to make a successful transaction.

How much does it cost to send money with HiFX?

HiFX charges absolutely no transfer fees, so you’ll always know exactly how much you’re paying. However, charges may occasionally be applied by a third party bank when transferring the funds to HiFX or before the funds arrive in the recipient account.

Competitive foreign exchange rates

HiFX boasts bank-beating exchange rates. Their exchange rates are linked to the live foreign exchange markets. When the markets are open, the exchange rate you are offered will often fluctuate right up until the moment you confirm your transaction. Your exchange rate is only fixed once you’ve confirmed your transaction.

What types of transfer can I make?

You are limited to bank-to-bank transfers only with HiFX.

Pros and cons


  • Safe and secure. Licensed as a money transmitter business, HiFX’s transactions are sent using Norton online security technology.
  • Trusted company. HiFX is part of Euronet Worldwide, the third-largest money transfer provider in the world. In 2013 alone, Euronet processed more than $60 billion in payments for many of the world’s leading companies.
  • No fees. HiFX charges no transfer fees.
  • Small & large transfers allowed. HiFX allows transfers of up to $500,000, with a minimum of only $100.
  • 24/7 transfers. Once you’ve set up your account, make transfers online 24/7.


  • Exchange rates not readily available. If you want to compare HiFX’s exchange rates with the rates offered by other companies, you’ll need to sign up for an account.
  • Bank-to-bank transfers only. HiFX does not accept cash, debit or credit card as payment.
  • No same-currency transfers. Your transfer must involve an exchange of currency.

Compare other transfer services

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
24 hours

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OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Dunbridge Financial
Dunbridge Financial
24 hours

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Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
24 hours
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

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Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Within minutes

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XE has fast transfers with low fees and a range of foreign currency tools.
Within an hour
From $1.99

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New customers send USD 20 to Lebanon and use code ADD10 for a USD 10 discount. Valid till 7 November 2021. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From $2.26

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Within an hour

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Exclusive: Use code GET60 to save 30 USD on each transaction over 200 USD. Valid for the first two transactions and till 30 November 2021. T&Cs apply.
Instarem offers zero transfer fees on all transfers.
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

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Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Western Union
Within an hour
From $0

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Western Union sends money online to friends and family in 200+ countries around the world.
Within an hour
From $0

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MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.

Compare up to 4 providers

How do I use HiFX?

To send money with HiFX, you need to create a free account, providing:

How to make international transfers with HiFX

If you feel HiFX could be a useful service to you, you can carry out a transfer easily.

  • Register. First you’ll need to sign up, which is free and can be done at any time of the day. You can register by clicking the green “Go to Site” button on the right. You will also need to provide identification documents as well as a document certifying your address.
  • Get a quote. After you’ve registered, tell HiFX how much you want to send and where to. They can help suggest different ways to carry out your transaction.
  • Give your recipient’s details and when you’d like to pay them. The next step will require you to let HiFX know who you’re transferring to and when, and also will require you to provide a security payment.
  • Send HiFX your transfer funds. You’re now ready to send HiFX your money and begin the transfer.
  • Track your payments. You can now sit back and track your payment to ensure that it reaches its destination.

Steps to transfer money internationally with HiFX

To transfer money internationally with HiFX, follow these steps.

  1. Go to HiFX’s website.
  2. If this is your first time using HiFX, select Join Now to create a free account.
  3. Choose whether you’re creating a personal account or a business account.
  4. Select the country you live in.
  5. Enter your email address, password and security question. Click Continue.
  6. Enter your home address, phone number and date of birth. Click Continue.
  7. Estimate of the amount of money and number of transfers you expect to transfer in the next 12 months. Select the country from which you will be sending money and how you learned about HiFX. Click “Continue.”

Your application to transfer money with HiFX is now complete. HiFX will email you within 24 hours with information about your application and initiating transfers. Once accepted, you can begin sending money by entering your recipient’s name and bank account information and your bank account information for payment.

What happens next?

  • Once you have confirmed the rate, you can not cancel or change any details of the transaction. Please check the details carefully before confirming the transaction.
  • HiFX will email you notifications to keep you up to date on the progress of your transfer until delivery to your recipient within one to four business days.
  • You can track your transfer online 24/7. If there’s any delay, contact HiFX from 6 a.m. to 6 p.m. Pacific standard time at 844-832-1367 or anytime at

Bottom line

HiFX is definitely worth considering when you need to send a fast and secure international money transfer, but make sure to compare a range of transfer options before choosing the right provider for you.

Transfer money all over the world

Frequently asked questions


Our team analyzes money transfer providers offering services in the US — from big names to digital upstarts. We rank rates and fees, speed, services and user experience for:

  • Wise
  • HiFX
  • OFX
  • WorldRemit
  • Currencies Direct
  • Western Union
  • RIA Money Transfer
  • MoneyGram
  • Remitly
  • Payoneer
  • Remit2India
  • Xoom
  • PayPal

Learn the details of our methodology and scoring.

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6 Responses

    Default Gravatar
    SamkulApril 10, 2018

    My question is that how long is it gonna take to transfer money from USA to Nigeria and how secured is your service, I have used other services and they worked really good at first and I received the money is minutes but as time goes on they start acting weird. I just need to know if your services are reliable and fast

      Avatarfinder Customer Care
      JoshuaApril 10, 2018Staff

      Hi Samkul,

      Thanks for getting in touch with finder.

      Please note that we are finder, a comparison website. We are not affiliated with HiFX or any company we feature on our site and so we can only offer you general advice.

      According to our website, transferring money from the US to Nigeria may take up to 5 business days.

      In terms of security, HiFX is Licensed as a money transmitter business and transactions are sent using Norton online security technology. HiFX takes many different measures to ensure your money is safe. Some of these measures include VeriSign, which is an online security system used by 97% of the world’s top banks, and your funds are always held in segregated client accounts.

      It is worth noting as well that HiFX is part of Euronet Worldwide, the third-largest money transfer provider in the world. In 2013 alone, Euronet processed more than $60 billion in payments for many of the world’s leading companies.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    LindyMay 24, 2017

    I like to ask is there any charges for clearance suppose to pay by the receiver, when somebody transfere money from the bank of America to Nedbank south Africa?

      Avatarfinder Customer Care
      HaroldJune 27, 2017Staff

      Hi Lindy,

      Thank you for your inquiry.

      The fee/s may vary depending on the money transfer company. You may need to consider checking on this page to check the available options for you.

      I hope this information has helped.


    Default Gravatar
    RobertMarch 17, 2017

    I live Indonesia I want.tranferr from America to Indonesia but you don’t have it listed in your site.
    Do you transferr from theses country’s ?

      Avatarfinder Customer Care
      HaroldJuly 13, 2017Staff

      Hi Robert,

      Thank you for your inquiry.

      We do have a list of international money transfer service providers who can help you send money to Indonesia. Please check our list to find the right service for you.

      I hope this information has helped.


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