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The Delta SkyMiles® Gold American Express Card and the Chase Sapphire Reserve® are completely different credit cards. The Delta one is a mid-tier airline card that costs $99 from the second year and offers perks like free checked bags and priority boarding, while the Chase Sapphire Reserve® is a premium travel card with a $550 annual fee and premium perks like a $300 annual travel credit, Priority Pass lounge access, TSA PreCheck or Global entry application fee credit and more.
Signup bonus. Earn 50,000 bonus points when you spend $4,000 in your first 3 months of card membership. This is worth $750 if you redeem through the Chase Ultimate Rewards travel portal.
Earn rewards points. Earn 3x points on travel and dining at restaurants worldwide and 1x points on all other purchases. The 3x points can be worth 4.5% back if redeemed on travel purchases through the Chase Ultimate Rewards. You also earn 10x points on Lyft purchases until March 2022. This can be worth up to 15% back in travel purchases via the Chase Ultimate Rewards portal.
Annual travel credit. Get $300 in statement credit as reimbursement for your travel purchases every year on your card account anniversary.
Compare Delta SkyMiles® Gold American Express Card vs. Chase Sapphire Reserve®
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
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