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Delta SkyMiles® Gold American Express Card vs. Capital One® Venture® Rewards Credit Card

Which of these two travel credit cards can make your spending go the distance?

Updated

Fact checked

The main difference between these two cards is that the Delta SkyMiles® Gold American Express Card offers the highest value for frequent Delta flyers, while the Capital One® Venture® Rewards Credit Card is more of a general travel card with high value for air and land travel.

Check out the comparison table below to find out which card best suits your needs.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

35,000 miles after spending $1,000 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months

Earn an additional 50,000 miles after spending $20,000 on purchases within the first 12 months

Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

5x miles on Uber Eats and 2x miles on all purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $95
Balance transfer APR
Balance transfer APR

N/A

17.24% to 24.49% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Summary of card features

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Earn an additional 50,000 miles after spending $20,000 on purchases within the first 12 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

What’s next?

Your next step would be to apply for the card that’s a fit for your lifestyle and spending, however, that’s your call to make.

If you didn’t like the Delta SkyMiles® Gold American Express Card or the Capital One® Venture® Rewards Credit Card, continue comparing travel cards until you come across the one that your wallet can’t live without.

Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
The Platinum Card® from American Express
75,000 points after spending $5,000 in your first 6 months, plus 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases in the same timeframe
10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).
$550
One of the most valuable premium travel cards, featuring two welcome offers worth up to $4,500, multiple travel credits and unrivaled lounge access. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Marriott Bonvoy Brilliant™ American Express® Card
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
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