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Delta SkyMiles® Gold American Express Card vs. Capital One Venture Rewards Credit Card

Which of these two travel credit cards can make your spending go the distance?

Kyle Morgan's headshot

By

Kyle Morgan

Reviewed by

Laura Adams, MBA

Updated

Fact checked

The main difference between these two cards is that the Delta SkyMiles® Gold American Express Card offers the highest value for frequent Delta flyers, while the Capital One Venture Rewards Credit Card is more of a general travel card with high value for air and land travel.

Check out the comparison table below to find out which card best suits your needs.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

After spending $2,000 using your new card in the first 6 months, you may be eligible for as high as 80,000 Bonus Miles. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

In your first cardholder year, enjoy $250 to use on Capital One Travel, plus earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $1,000 in travel
Rewards
Rewards

2x miles on Delta purchases at U.S. supermarkets and at restaurants worldwide, including takeout and delivery in the U.S., 1x miles on all other eligible purchases

2X miles per dollar on every purchase, every day, 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
Purchase APR
Purchase APR

19.49% to 28.49% variable

19.99% - 29.24% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $150 $95
Cash advance
Cash advance

APR: 28.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 29.24% variable

Fee: $5 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score New to credit 670
Card type
Card type Credit Credit
Learn more
Learn more

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Laura Adams, MBA's headshot
To make sure you get accurate and helpful information, this guide has been reviewed by Laura Adams, MBA, a member of Finder's Editorial Review Board.
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Written by

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Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University. See full bio

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