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Delta SkyMiles® Gold American Express Card vs. Capital One Venture Rewards Credit Card

Which of these two travel credit cards can make your spending go the distance?

The main difference between these two cards is that the Delta SkyMiles® Gold American Express Card offers the highest value for frequent Delta flyers, while the Capital One Venture Rewards Credit Card is more of a general travel card with high value for air and land travel.

Check out the comparison table below to find out which card best suits your needs.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards
Rewards

Earn 2X Miles on Delta purchases,at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases.

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023

Purchase APR
Purchase APR

17.24% to 26.24% variable

17.49%, 22.49% or 25.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $95
Balance transfer APR
Balance transfer APR

N/A

17.49% to 25.49% variable
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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