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Delta SkyMiles® Gold American Express Card vs. Capital One Venture Rewards Credit Card

Which of these two travel credit cards can make your spending go the distance?

Updated

Jan 8, 2021

Fact checked

The main difference between these two cards is that the Delta SkyMiles® Gold American Express Card offers the highest value for frequent Delta flyers, while the Capital One Venture Rewards Credit Card is more of a general travel card with high value for air and land travel. (Terms apply, see rates & fees).

Check out the comparison table below to find out which card best suits your needs.

	Delta SkyMiles® Gold American Express Card Terms apply, see rates & fees	Capital One Venture Rewards Credit Card Terms apply, see rates & fees
Finder rating
Finder rating	★★★★★ 4.0 / 5.0	★★★★★ 4.4 / 5.0
Best for
Best for	Delta rewards and perks with a low annual fee	High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer	70,000 bonus miles after you spend $2,000 in your first 6 months	Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
Rewards	2x miles on Delta purchases at U.S. supermarkets and at restaurants worldwide, including takeout and delivery in the U.S., 1x miles on all other eligible purchases	2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel
Purchase APR
Purchase APR	20.24% to 29.24% variable	20.24% to 28.24% variable
Annual fee
Annual fee	$0 intro annual fee the first year, then $99	$95
Balance transfer APR
Balance transfer APR	N/A	20.24% to 28.24% variable
Cash advance
Cash advance	APR: 29.74% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 28.24% variable Fee: $3 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $40	Up to $40
Additional cardholder fee
Additional cardholder fee		$0
Interest-free period
Interest-free period	25 days	25 days
Minimum interest
Minimum interest		$0
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Learn more
Learn more	Read review	Read review

See rates and fees for Delta SkyMiles® Gold American Express Card

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Kyle Morgan

Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University.

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