Gold Delta SkyMiles vs. Venture from Capital One | finder.com

Gold Delta SkyMiles® Credit Card from American Express vs. Capital One® Venture® Rewards Credit Card

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Which of these two travel credit cards can make your spending go the distance?

The main difference between these two cards is that the Gold Delta SkyMiles® Credit Card from American Express offers the highest value for frequent Delta flyers, while the Capital One® Venture® Rewards Credit Card is more of a general travel card with high value for air and land travel.

Check out the comparison table below to find out which card best suits your needs.

Our pick: Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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Promoted

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe

50,000 bonus miles after spending $3,000 in the first 3 months

Rewards
Rewards

2x miles on Delta purchases and 1x miles on all other purchases

2x miles on all purchases and 10x miles at hotels.com/venture

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

17.74% to 26.74% variable

17.99%, 22.74% or 25.24% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $0 intro annual fee the first year, then $95
Balance transfers
Balance transfers APR: 17.74% to 26.74% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 17.99% to 25.24% variable

Fee: 3% of the transaction

Cash advance
Cash advance

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2x miles on all purchases
  • 10x miles on purchases at hotels.com/venture
  • $100 credit toward Global Entry or TSA PreCheck
  • No foreign transaction fees

What’s next?

Your next step would be to apply for the card that’s a fit for your lifestyle and spending, however, that’s your call to make.

If you didn’t like the Gold Delta SkyMiles® Credit Card from American Express or the Capital One® Venture® Rewards Credit Card, continue comparing travel cards until you come across the one that your wallet can’t live without.

Name Product Welcome offer Rewards Annual fee Filter values
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
50,000 bonus miles after spending $3,000 in the first 3 months
2x miles on all purchases and 10x miles at hotels.com/venture
$0 intro annual fee for the first year ($95 thereafter)
Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
50,000 points after spending $2,000 in the first 3 months
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
$0
50,000 bonus points after you spend $2,000 on purchases in your first 3 months from your account opening.

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