Gold Delta SkyMiles vs. Platinum Delta SkyMiles | finder.com

Gold Delta SkyMiles® Credit Card from American Express vs. Platinum Delta SkyMiles® Credit Card

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If you’re a Delta power flier, both cards are fine choices.

Our pick: Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a card member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with priority boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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The Gold Delta SkyMiles® Credit Card from American Express and Platinum Delta SkyMiles® Credit Card are very similar products. However, the latter has two important additions: an annual companion certificate and Miles Boost.

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Accelerated miles for Delta SkyMiles® members
Welcome offer
Welcome offer 30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months. Earn 35,000 bonus miles and 10,000 Medallion® Qualification Miles(MQMs) after spending $1,000 in purchases on your new card in your first 3 months.
Rewards
Rewards

Earn 2x miles on Delta purchases. Earn 1x miles on all other purchases.

Earn 2x miles on Delta purchases. Earn 1x miles for all other purchases.

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

variable

variable

Annual fee
Annual fee $0 the first year, then $95 $195
Cash advance
Cash advance

APR: 27.49% variable

Fee: $3 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Late payment fee
Late payment fee $38 $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
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Which card should you choose?

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

The Gold Delta SkyMiles® Credit Card from American Express offers 2x miles on Delta purchases and 1x miles on all other purchases. It also comes with Delta perks like your first checked bag free, priority boarding, discounted Delta Sky Club access and savings on in-flight purchases. With this card, your annual fee will be waived for the first year, after which you’ll pay $95 a year.

Platinum Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

  • Priority boarding
  • American Express purchase protection
  • Check first bag for free

The Platinum Delta SkyMiles® Credit Card offers the perks that come with the Gold Delta SkyMiles®, with a few additions. You’ll receive a larger welcome offer, of course. On top of that, you’ll receive a Domestic Main Cabin round-trip companion certificate each year you renew your card. You’ll also receive complimentary miles toward higher Delta SkyMiles status after you hit spending targets. With a $195 annual fee, the Platinum Delta SkyMiles® Credit Card is about double the price of the Gold Delta SkyMiles®.

What’s next?

Both cards are great choices for Delta regulars. If you’re choosing between them, consider whether you want an annual companion certificate or think you’ll qualify for the Miles Boost. If either is the case, you may want the Platinum Delta SkyMiles® Credit Card.

If you’re not convinced about either card, there are many other airline-branded and travel cards to compare.

Compare travel credit cards

Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
1x points
18.24% to 25.24% variable
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
Earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening - that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1x points
19.24% to 26.24% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
1x miles
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of card membership.
3x points
17.99% to 26.99% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
1x points
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
2x miles
18.24%, 22.24% or 25.24% variable
$0 annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
1x points
None (Charge Card)
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new card to make $2,000 in eligible purchases within the first 3 months of card membership.
3x points
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months.
1x miles
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
2x points
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees
1x points
17.24% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1x points
17.24% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1x points
17.24% variable
$995
Earn 1x points when redeemed for airfare through the Luxury rewards program.

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