Gold Delta SkyMiles vs. Platinum Delta SkyMiles | finder.com

Gold Delta SkyMiles® Credit Card vs. Platinum Delta SkyMiles® Credit Card

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If you’re a Delta power flier, both cards are fine choices.

The Gold Delta SkyMiles® Credit Card and Platinum Delta SkyMiles® Credit Card are very similar products. However, the latter has two important additions: an annual companion certificate and Miles Boost.

Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

Welcome bonus 35,000 bonus miles after you use your new Card to make $1,000 in purchases within the first 3 months

Earn 70,000 miles after spending $3,000 in the first 3 months

Rewards

Earn 2x miles on Delta purchases. Earn 1x miles on all other purchases.

Earn 2x miles on delta purchases. Earn 1x miles for all other purchases.

Purchase APR (annual percentage rate)

17.49% to 26.49% variable

17.49% to 26.49% variable

Annual fee $0 the first year, then $95 $195
Balance transfers

APR: 17.49% to 26.49% variable

Fee: of the transaction

APR: 17.49% to 26.49% variable

Fee: $0

Cash advance

APR: 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee None None
Late payment fee $38 $38
Additional cardholder fee $0 $0
Interest-free period 25 days 25 days
Minimum interest $0 $0
Minimum credit score 680 720
Card type Credit Credit
Learn more

Which card should you choose?

Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles® Credit Card

  • Priority boarding on Delta flights
  • American Express purchase protection
  • Check first bag for free

The Gold Delta SkyMiles® Credit Card offers 2x miles on Delta purchases and 1x miles on all other purchases. It also comes with Delta perks like your first checked bag free, priority boarding, discounted Delta Sky Club access and savings on in-flight purchases. With this card, your annual fee will be waived for the first year, after which you’ll pay $95 a year.

Platinum Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

  • Priority boarding
  • American Express purchase protection
  • Check first bag for free

The Platinum Delta SkyMiles® Credit Card offers the perks that come with the Gold Delta SkyMiles®, with a few additions. You’ll receive a larger welcome offer, of course. On top of that, you’ll receive a Domestic Main Cabin round-trip companion certificate each year you renew your card. You’ll also receive complimentary miles toward higher Delta SkyMiles status after you hit spending targets. With a $195 annual fee, the Platinum Delta SkyMiles® Credit Card is about double the price of the Gold Delta SkyMiles®.

What’s next?

Both cards are great choices for Delta regulars. If you’re choosing between them, consider whether you want an annual companion certificate or think you’ll qualify for the Miles Boost. If either is the case, you may want the Platinum Delta SkyMiles® Credit Card.

If you’re not convinced about either card, there are many other airline-branded and travel cards to compare.

Compare travel credit cards

Name Product Welcome Bonus Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
1 points
16.74% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1 points
16.74% variable
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
2 points
16.74% variable
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
Earn 60,000 points after spending $5,000 in the first 3 months
1 points
None (Charge Card)
$550
Get 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X points on eligible hotels booked on amextravel.com.
Earn 25,000 points after spending $2,000 in the first 3 months
1 points
None (Charge Card)
$0 annual fee for the first year ($195 thereafter)
25,000 bonus Membership Rewards® Points (up to $250 value) when you spend $2,000 in the first 3 months
Earn 25,000 points after spending $1,000 in the first 90 days
1.5 points
16.74% to 24.74% variable
$0
An intro offer rewards cardholders with a $250 value (25,000 online bonus points) after spending $1,000 within the first 90 days of account opening
Earn 50,000 points after spending $4,000 in the first 3 months
1 points
17.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Earn 50,000 points after spending $3,000 in the first 90 days
1.5 points
17.74% to 24.74% variable
$95
Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
Earn 50,000 points after spending $4,000 in the first 3 months
1 points
17.74% to 24.74% variable
$450
Earn 50,000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
Earn 50,000 miles after spending $3,000 in the first 3 months
2 miles
14.74%, 21.24% or 24.74% variable
$0 annual fee for the first year ($95 thereafter)
Earn 40,000 miles after spending $2,000 in the first 3 months
1 miles
17.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.* Plus a $100 statement credit after your first purchase.
Earn 40,000 points after spending $1,000 in the first 3 months
1 points
17.74% to 24.74% variable
$99
40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open

Compare up to 4 providers

Compare more American Express credit cards

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Important Information*
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