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Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Platinum American Express Card

Both cards are fine choices if you often fly Delta.

The winner: Delta SkyMiles® Platinum American Express Card

90,000-mile

Welcome offer after spending $3,000 in first 3 months

  • Enjoy a welcome offer worth up to $1,260
  • Annual companion certificate
  • Global Entry or TSA PreCheck credit
Apply now
Terms apply, see rates & fees
Pick the Delta SkyMiles® Gold American Express Card if you want Delta perks — such as priority boarding and your first checked bag free per flight — for a $99 ongoing annual fee after the first-year intro (Terms apply, see rates & fees). Go with the $250-annual-fee Delta SkyMiles® Platinum American Express Card if you want those benefits in addition to Status Boost and an annual Domestic Main Cabin round-trip companion certificate (Terms apply, see rates & fees).

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Delta perks with a stellar welcome offer
Welcome offer
Welcome offer

Limited Time Offer, expires 7/28/21: 70,000 miles after spending $2,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months

Limited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months

Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 15.74% to 24.74% variable

0% intro APR for 12 months, and then 15.74% to 24.74% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $250
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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What’s next?

Both cards are great choices for Delta regulars. If you’re choosing between them, consider whether you want an annual companion certificate or think you’ll qualify for the Status Boost. If either is the case, you may want the Delta SkyMiles® Platinum American Express Card.

If you’re not convinced about either card, there are many other airline-branded and travel cards to compare.

Compare Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Platinum American Express Card

Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Gold American Express Card
Limited Time Offer, expires 7/28/21: 70,000 miles after spending $2,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)

High Miles Offer

Earn 70,000 miles after spending $2,000 in the first 3 months and get a $200 statement credit after making a Delta purchase in the first 3 months. Offer expires 7/28/2021.
Delta SkyMiles® Platinum American Express Card
Limited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months
3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases
$250

High Miles Offer

Earn 90,000 miles after spending $3,000 in the first 3 months and get a $200 statement credit after making a Delta purchase in the first 3 months. Offer expires 7/28/2021.
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