Amex Gold Delta SkyMiles vs Chase Sapphire Preferred Card | finder.com

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Delta SkyMiles® Gold American Express Card vs Chase Sapphire Preferred® Card

Two strong travel cards for generalists and Delta loyalists.

Updated

Fact checked

The winner: Delta SkyMiles® Gold American Express Card

35,000-mile

Welcome offer after spending $1,000 in first 3 months

  • 2x miles on Delta and at restaurants and US supermarkets
  • Delta perks include priority boarding, first bag checked free and statement credits
  • $0 intro annual fee, then $99
Apply now
Terms apply, see rates & fees

With the Delta SkyMiles® Gold American Express Card, you’ll earn 35,000 miles after you spend $1,000 in the first 3 months. The Chase Sapphire Preferred® Card offers a similar number of points at 60,000 after you spend $4,000 in your first 3 months, though these points are in the Chase Ultimate Rewards program. Your reward preferences will determine which card is more valuable to you.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

See rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

See rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

35,000 miles after spending $1,000 in the first 3 months

60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries.

Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $95
Balance transfer APR
Balance transfer APR

N/A

15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Delta SkyMiles® Gold American Express Card vs. Chase Sapphire Preferred® Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Gold American Express Card
35,000 miles after spending $1,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Terms apply, see rates & fees
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries.
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 plus up to $50 statement credit towards groceries with this popular travel card.
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