Fundrise Review 2025: Low-Cost Access to Alternative Assets

- Stock trade fee
- N/A
- Minimum deposit
- $10
Our verdict
Diversify your portfolio with Fundrise's private real estate, private equity and venture capital offerings with as little as $10.
Consider Fundrise if you want a convenient way to diversify your portfolio with alternative assets such as private real estate, private credit and venture capital with a low barrier to investing. The minimum to invest is $10, and you do not need to be an accredited investor to invest. Fundrise's investment offerings include private real estate like multifamily apartments and industrial properties, private credit for income-focused investors and venture capital, with opportunities to invest in private technology companies before they IPO. Unlock premium benefits when you invest $100,000 or more, including exclusive investment opportunities, priority service and a year with no advisory fees. Look elsewhere if you're a short-term trader, highly liquid investor or seeking full control over individual investments, as Fundrise's offerings are through managed funds.
Best for: Private asset investing.
Pros
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Invest with as little as $10
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Alternative assets include private real estate, private credit and venture capital
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Invest via taxable and retirement accounts
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Open to all investors
Cons
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Limited liquidity
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Fund development fees, asset origination costs, liquidation charges, early redemption fees and a $125 annual IRA fee for balances below $3,000 apply
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Can only contact customer support by email
Fundrise is best for low-cost private market access
Widely considered the first company to successfully crowdfund real estate investing, Fundrise remains one of the most accessible and beginner-friendly private market investing platforms on the market. It offers:
- A very low barrier to entry, at just $10 for taxable accounts.
- An easy-to-use modern investment platform.
- Access to private real estate, private credit and venture capital opportunities.
With a minimum investment amount of $10 and a growing lineup of alternative assets, Fundrise is one of the most convenient and accessible platforms to diversify your portfolio with private assets.
Where Fundrise shines
Fundrise makes alternative investing approachable and easy to manage for everyday investors. Here’s where it stands out:
- Low minimum investment. Start with as little as $10.
- No accreditation required. Fundrise is open to all US investors.
- Access to private markets. Invest in private real estate, venture capital and private credit funds.
- Diversified, managed portfolios. Funds are professionally-built and automatically rebalanced, with automatic dividend reinvestment for hands-off compounding over time.
- User-friendly platform. The Fundrise platform has an intuitive interface with clear performance tracking.
Where Fundrise falls short
While Fundrise offers easy access to private markets, it comes with trade-offs that may not suit every investor. Key drawbacks include:
- Limited liquidity. Funds are locked up, with restricted or delayed redemptions.
- No control over individual assets. Portfolios are managed with little investor input.
- Opaque fee structure. Fees can be layered and not always easy to track. Plus, a $125 annual IRA fee applies for IRAs less than $3,000.
- Customer service limitations. Support can be slow, with email being the only contact method.
Fundrise’s fees
Minimum deposit $0 Minimum investment $10; $1,000 to invest in an IRA Annual fee 0.15% annual advisory fee; 0.85% annual management fee for Fundrise’s real estate funds; 1.85% annual management fee for the Fundrise Fundrise Innovation Fund Inactivity fee $0 Liquidation fees $0 to sell Flagship Fund and Income Fund shares; 1% penalty if you sell eREIT or Fundrise eFund shares you’ve held for less than five years Is Fundrise legit?
Yes, Fundrise is a legitimate company and private asset investing platform. Founded in 2012 and headquartered in Washington, DC, Fundrise manages more than $3 billion of equity for more than 387,000 individual investors.
In terms of safety, the Fundrise platform is considered safe and secure. Fundrise uses bank-level security to protect your personal and financial information and offers two-factor authentication for added security.
Our expert says"I initially opened a Fundrise account to review the product but have since joined the hundreds of thousands of other individual investors looking to expand their portfolios with private assets. The Fundrise platform is sophisticated and easy to navigate and lets me invest in assets like commercial real estate, private credit and venture capital — assets that have long been out of reach for regular investors like me — without requiring significant upfront costs."
Robinhood customer reviews and ratings
BBB accredited Yes BBB rating A+ BBB customer reviews 1.25 out of 5 stars, based on 12 customer reviews Trustpilot score 4.2 out of 5 stars, based on 492 customer reviews Apple App Store Score 4.8 out of 5 stars, based on 34,500 customer reviews Google Play Score 4.7 out of 5 stars, based on 5,731 customer reviews Customer reviews verified as of 11 July 2025 Fundrise customer sentiment is generally positive, with many users appreciating the platform’s ease of use, steady long-term returns and accessibility for non-accredited investors. However, some express frustration over limited liquidity, lack of transparency in asset performance and challenges with customer service responsiveness. On Reddit and BBB, a subset of users voice concerns about disappointing returns during certain periods, unclear fees and difficulties withdrawing funds, especially during market downturns. Overall, sentiment favors long-term investors with patience, while short-term or hands-on investors may feel constrained or dissatisfied.
How to open an account with Fundrise
- Select the Sign up now button below, and then enter your email address. Select Next.
- Create a password, choose your account type and answer some investor questions.
- Complete your profile and deposit funds to begin investing.
Eligibility and required information
- At least 18 years old
- Personal information, such as your name, email address and phone number
- Social Security number
Frequently asked questions about Fundrise
Can you really make money on Fundrise?
Yes, you can make money on Fundrise. But like any investment, there are no guarantees and there’s always risk of loss.
Is Fundrise still a good investment?
Fundrise may be a good investment if you want to diversify your portfolio with private assets, such as commercial real estate, private equity and venture capital.
Compare Fundrise to other platforms
Fundrise
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Real estate, Private credit, Venture capital
Stock trade fee
N/A
Minimum deposit
$10
Signup bonus
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Stock trade fee
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Minimum deposit
$10,000
Signup bonus
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Your reviews

Matt Finder
Investments editor
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