Fundrise Review 2025: Low-Cost Access to Alternative Assets

Fundrise is best for low-cost private market access

Widely considered the first company to successfully crowdfund real estate investing, Fundrise remains one of the most accessible and beginner-friendly private market investing platforms on the market. It offers:

• A very low barrier to entry, at just $10 for taxable accounts.
• An easy-to-use modern investment platform.
• Access to private real estate, private credit and venture capital opportunities.

With a minimum investment amount of $10 and a growing lineup of alternative assets, Fundrise is one of the most convenient and accessible platforms to diversify your portfolio with private assets.

Where Fundrise shines

Fundrise makes alternative investing approachable and easy to manage for everyday investors. Here’s where it stands out:

• Low minimum investment. Start with as little as $10.
• No accreditation required. Fundrise is open to all US investors.
• Access to private markets. Invest in private real estate, venture capital and private credit funds.
• Diversified, managed portfolios. Funds are professionally-built and automatically rebalanced, with automatic dividend reinvestment for hands-off compounding over time.
• User-friendly platform. The Fundrise platform has an intuitive interface with clear performance tracking.

  

  Where Fundrise falls short

  While Fundrise offers easy access to private markets, it comes with trade-offs that may not suit every investor. Key drawbacks include:

  • Limited liquidity. Funds are locked up, with restricted or delayed redemptions.
  • No control over individual assets. Portfolios are managed with little investor input.
  • Opaque fee structure. Fees can be layered and not always easy to track. Plus, a $125 annual IRA fee applies for IRAs less than $3,000.
  • Customer service limitations. Support can be slow, with email being the only contact method.

  Fundrise’s fees

  Minimum deposit	$0
  Minimum investment	$10; $1,000 to invest in an IRA
  Annual fee	0.15% annual advisory fee; 0.85% annual management fee for Fundrise’s real estate funds; 1.85% annual management fee for the Fundrise Fundrise Innovation Fund
  Inactivity fee	$0
  Liquidation fees	$0 to sell Flagship Fund and Income Fund shares; 1% penalty if you sell eREIT or Fundrise eFund shares you’ve held for less than five years

  Is Fundrise legit?

  Yes, Fundrise is a legitimate company and private asset investing platform. Founded in 2012 and headquartered in Washington, DC, Fundrise manages more than $3 billion of equity for more than 387,000 individual investors.

  In terms of safety, the Fundrise platform is considered safe and secure. Fundrise uses bank-level security to protect your personal and financial information and offers two-factor authentication for added security.

  

  Our expert says

  "I initially opened a Fundrise account to review the product but have since joined the hundreds of thousands of other individual investors looking to expand their portfolios with private assets. The Fundrise platform is sophisticated and easy to navigate and lets me invest in assets like commercial real estate, private credit and venture capital — assets that have long been out of reach for regular investors like me — without requiring significant upfront costs."

  Matt Miczulski

  Investments editor

  Robinhood customer reviews and ratings

  BBB accredited	Yes
  BBB rating	A+
  BBB customer reviews	1.25 out of 5 stars, based on 12 customer reviews
  Trustpilot score	4.2 out of 5 stars, based on 492 customer reviews
  Apple App Store Score	4.8 out of 5 stars, based on 34,500 customer reviews
  Google Play Score	4.7 out of 5 stars, based on 5,731 customer reviews
  Customer reviews verified as of	11 July 2025

  Fundrise customer sentiment is generally positive, with many users appreciating the platform’s ease of use, steady long-term returns and accessibility for non-accredited investors. However, some express frustration over limited liquidity, lack of transparency in asset performance and challenges with customer service responsiveness. On Reddit and BBB, a subset of users voice concerns about disappointing returns during certain periods, unclear fees and difficulties withdrawing funds, especially during market downturns. Overall, sentiment favors long-term investors with patience, while short-term or hands-on investors may feel constrained or dissatisfied.

  How to open an account with Fundrise

  1. Select the Sign up now button below, and then enter your email address. Select Next.
  2. Create a password, choose your account type and answer some investor questions.
  3. Complete your profile and deposit funds to begin investing.

  Eligibility and required information

  • At least 18 years old
  • Personal information, such as your name, email address and phone number
  • Social Security number

  Frequently asked questions about Fundrise

  Can you really make money on Fundrise?

  Yes, you can make money on Fundrise. But like any investment, there are no guarantees and there’s always risk of loss.

  Is Fundrise still a good investment?

  Fundrise may be a good investment if you want to diversify your portfolio with private assets, such as commercial real estate, private equity and venture capital.

  Compare Fundrise to other platforms

  

  Fundrise

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  Available asset types

  Real estate, Private credit, Venture capital

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  Stock trade fee

  N/A

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  Minimum deposit

  $10

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  Signup bonus

  N/A

  

  Ark7 Real Estate Investing

  Go to site

  ---

  Available asset types

  Real estate

  ---

  Stock trade fee

  N/A

  ---

  Minimum deposit

  $0

  ---

  Signup bonus

  N/A

  

  Yieldstreet

  Go to site

  ---

  Available asset types

  Real estate, Art, Other, Private credit, Venture capital

  ---

  Stock trade fee

  N/A

  ---

  Minimum deposit

  $10,000

  ---

  Signup bonus

  N/A

  Finder Scores: What they mean

  

  If you want peace of mind, this rating will give it to you. These products offer the best value and outcomes considering various product features, terms, conditions and price.

  

  Well-balanced products that provide what you need, offering a healthy mix of competitive features at a good price. However, they're not quite the best in class.

  

  Bottom line: You can find better, but these products still offer reasonable value and have the basics sorted.

  

  These products may not offer much value in the long run, and there are better options available.