Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Our pick for lounge access: Chase Sapphire Reserve®
60,000-point
Signup bonus after spending $4,000 in first 3 months
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
While access to airport lounges may be included for business class ticket-holders, here’s how the rest of us can unlock the complimentary refreshments, perks and serenity tucked away in a VIP airport lounge.
Premium credit cards often come with complimentary lounge access — though the type of lounge you can access depends on your card. For example, with the The Platinum Card® from American Express, you get access to a variety of lounges, including the Centurion Lounge, the International American Express lounges, Delta Sky Club and Priority Pass Select lounges.
But if you get a cobranded airline card, you’ll likely only get complimentary or discounted access to the airlines’ lounges, such as Delta Sky Club access with Delta cards, United Club access with a United card or Admirals Club access with an American Airlines card.
Consider applying for a credit card that gives you access to the lounges you visit most often.
Credit cards are among the best ways to enjoy travel rewards and perks — including access to airline lounges.
If you’re not interested in opening a credit card, here’s how you can still gain entry to airport lounges.
Reaching one of the top tiers of a frequent flyer program can unlock discounts on lounge passes or give you free access to select lounges. For example:
Active duty military members in uniform, with present leave orders or with rest and recuperation papers can get free access to some lounges, such as:
If you’re traveling with a companion that has a credit card with complimentary lounge access or a lounge membership, you can often access the lounge free-of-charge or at a discount.
Your final option is the obvious one — purchase a day pass or an annual membership. You can do this through a service like LoungeBuddy or Priority Pass.
These lounges are known for offering best-in-class complimentary food and beverages, along with high-speed Wi-Fi. Here’s a guide to help you compare extra perks, locations and airport lounge reviews.
| Locations (worldwide) | Airports (US) | Special perks | Credit cards that grant complimentary access | Airport lounge reviews | |
|---|---|---|---|---|---|
| Amex Centurian Lounge | 12 | CLT, DFW, IAH, LAS, LAX, MIA, LGA, PHL, SFO, SEA |
|
| According to first person reviews on travel blogs around the web, Centurian lounges are generally considered the best in the biz. The food and drinks are as close to gourmet as you’ll find in any airport lounge within the US, and the decor is glitzy and posh. That said, they’re not always easy to access. Sometimes, Centurian lounges are located outside of security, or in the international terminal. |
| Virgin Atlantic Clubhouse | 9 | BOS, EWR, IAD, JFK, LAX, SFO Partner lounges: ATL, LAS, MIA, MCO, SEA |
|
*The Virgin Atlantic Clubhouse at Washington Dulles (IAD) and Newark (EWR) can both be accessed with a Priority Pass membership | According to reviews on TripAdvisor, these clubhouses are known for having chic, upscale decor and a cosmopolitan vibe. The Heathrow and JFK Virgin Atlantic Clubhouses are particularly popular, as both feature sit-down table service. However, Virgin Atlantic Clubhouse has the smallest amount of total lounges, so folks looking for widespread access may want to look elsewhere. |
| Delta Sky Club | 45 | ATL, AUS, BOS, BNA, CVG, DCA, DEN, DFW, DTW, FLL, HNL, IND, JAX, JFK, LGA, LAX, MCO, MEM, MKE, MIA, MSP, MSY, ORD, PBI, PDX, PHL, PHX, RDU, SLC, SAN, SFO, SEA, TPA |
|
| Delta Sky Club lounges are generally beloved for their convenience and customer service. According to Reddit, guests appreciate the concierge assistance for missed or delayed flights. Just keep in mind that Delta lounges are notoriously exclusive. You’ll need to be a loyal Delta flyer to make one of these memberships worth it. |
| Alaska Airlines Board Room | 50 | ANC, JFK, LAX, PDX, SEA |
|
*Except for Seattle and Portland locations, you can access Alaska Airlines lounges with any credit card that includes Priority Pass. | Decor in Alaska Airlines lounges is inspired by the Northwest, with leather chairs and rustic details. If you’re a frequent flyer with this airline, you’ll likely enjoy the comfortable setting and tasty beverages, according to reviews around the web. |
| American Airlines Admirals Club | 50 | ATL, AUS, BOS, CLT, DCA, DEN, DFW, HNL, IAH, LAX, MIA, BNA, JFK, LGA, EWR, MCO, PIT, PHL, PHX, ORD, RDU, SFO, SNA, STL, TPA |
|
| Some Redditors praise the Admirals Club for offering a quiet space with just enough creature comforts to relax and recharge. Other travelers, however, complain about the lack of made-to-order food options. Admirals Club lounges are also rather exclusive. The only way to get in is with the Citi® / AAdvantage® Executive World Elite™ Mastercard® or elite status with American Airlines (aside from the standard ways, like purchasing a day pass, having a first-or business-class ticket, or being a military member). |
| United Club | 45 | ATL, AUS, BOS, CLE, DFW, DEN, DCA, EWR, FLL, HNL, IAD, IAH, LAS, LAX, LGA, MSP, MSY, MCO, ORD, PHL, PHX, PDX, RDU, SAT, SAN, SFO, SEA, SNA |
|
*Priority Pass also inludes access to most United Club lounges | Overall, users on reddit agree that the United Club Polaris lounge at O’Hare airport in Chicago is a true standout. Otherwise, the general consencus is that United Club membership is most beneficial to people who travel 15+ times per year. The ability to access newspapers and magazines is a perk, as are the staff on hand to help with delays and layovers. Frequent United flyers may benefit most from this membership. |
There are many ways to access airport lounges for free or with a discount. If you’re a frequent traveler, the most cost-effective way is to use a credit card with lounge access. This way, you’ll get lounge access, along with other card perks, such as earning rewards, getting priority boarding, free checked bags and more.
Use these credit card combinations to boost your rewards earnings.
Compare skiing, nightlife, cost of lift tickets and more at the top US ski resorts.
Take advantage of miles, points and perks with a card that best fits your lifestyle.
Here are our top picks for 2021.
Our top picks for cards across 7 student categories, including international students, first-time cardholders and cashback.
Here are our picks for the top travel cards on the market.
Have your sights set on travel this year? We compared nearly 100 cards to find the best deals and perks.
Our picks for the best no-annual-fee cards.
Famous clubs Richmond and Geelong clash in the 2020 AFL Grand Final. This is how you can watch overseas.
Earn rewards on travel, dining, public transportation and other categories you spend the most in.
what credit card will provide
1. free airport lounge including American, United, Delta, Air Canada and
2. will provide multiple sub-account card with individual limits (for staff) with the total charges of each sub-account card charged to the main card, and
3. will provide points for all charges made on card that can be redeemed at par for use to purchase flights on airlines mentioned in Par#1 above?
Hi S3n10r!
Thanks for getting in touch with finder.
There are business credit cards that let’s you earn points, have additional credit card holders and earn points all at the same time.
Here are your options:
Marriott Rewards® Premier Business
Southwest Rapid Rewards
American Express Business Platinum Card
Please browse through these pages and come back to us should you have further questions.
Cheers,
Nikki