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$100
Welcome offer
Up to 10x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 6 billing cycles (then 15.99% to 26.99% variable)
Review by
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
To apply for the FordPass™ Rewards Visa®:
You’ll want a good credit score of 670 or higher to qualify for the FordPass™ Rewards Visa®.
FordPass™ Rewards Visa®
Not yet rated
Find out more |
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Minimum credit score 670 |
Annual fee $0 |
Purchase APR 0% intro for the first 6 billing cycles (then 15.99% to 26.99% variable) |
Balance transfer APR 15.99% to 26.99% variable |
Rewards
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Welcome offer
|
Costco Anywhere Visa® Card by Citi
★★★★★
Go to site |
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Minimum credit score 740 |
Annual fee $0 |
Purchase APR 15.24% variable |
Balance transfer APR 15.24% variable |
Rewards 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases |
Welcome offer N/A |
Sam’s Club® Mastercard®
★★★★★
Rates & feesGo to site |
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Minimum credit score 670 |
Annual fee $0 |
Purchase APR 14.9% to 22.9% variable |
Balance transfer APR 14.9% to 22.9% variable |
Rewards Up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases |
Welcome offer
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases
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Compare even more credit cards
To get a better understanding of the strength of the FordPass™ Rewards Visa®, we’ll need to compare it to a similar card: the BMW Card for Motorrad.
Feature | FordPass™ Rewards Visa® | BMW Card for Motorrad |
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Rewards |
|
|
Signup bonus |
| None |
APR |
| 0%% intro APR on purchases and balance transfers for 12 billing cycles, reverting to 15.24% – 24.24% variable |
Annual fee | $0 | $0 |
Point value | Half a cent | 1 cent |
Points expire? | After 365 days of no account activity | After 5 years from earning |
As we can see, the BMW Card for Motorrad doesn’t have the same loyalty program earning potential as the FordPass™ Rewards Visa®. However, it does have a stronger point value compared to the FordPass™ Rewards Visa®, so you could be earning more value, even if you’re technically earning fewer points. The BMW Card for Motorrad also comes with a 12 billing cycles intro APR on purchases and balance transfers, which offers the card some extra flexibility.
With that said, both cards fall into the same hyper-niche automobile card category. These cards are strictly for serious automobile spenders and are unlikely to convince you to purchase a BMW over a Ford or vice versa. They should be used as supplemental cards to your existing financial (and automobile) preferences.
As of February 2021, First National Bank of Omaha, the bank behind the FordPass™ Rewards Visa®, earns an A+ rating from the Better Business Bureau and has been accredited with the organization since 1985.
The bank received a 1.22 out of 5 rating from customer reviews and 220 complaints have been filed.
Ford fans looking to add a little extra earning potential to Ford purchases might find the FordPass™ Rewards Visa® a decent supplement to their existing card lineup. But reward restrictions and a weak point value hamper the overall strength of this card. If you’re looking for a more robust rewards option, compare rewards cards to find one that can add some oomph to your wallet.