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The best credit cards for entertainment 2020

Earn up to 6% cash back on select entertainment spending.

Updated

Fact checked
Whether you like to hit the town for a concert or the theater, or you like to stay in with a little Netflix, there’s an entertainment credit card for you. Not only can you earn bonus rewards on entertainment, you might earn accelerated points or cash back in other categories such as travel and dining.

We looked for cards with accelerated rewards for entertainment or streaming services. The ones that offered the highest rates or standout, streaming-related features made our list.

Best credit cards for streaming service perks

Cards with streaming service rewards typically offer cash back or points. With some providers, you can transfer your points to travel partners to get higher rewards rates than you might think.

Here’s our 2020 list of best credit cards for streaming service perks.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95
Annual fee
Up to 6%
Cash back
$250
Welcome offer
The Blue Cash Preferred® Card from American Express has a market-leading rewards rate on streaming subscriptions. You'll earn unlimited 6% cash back on US streaming subscriptions, as well as great rewards in common everyday categories. And the 6% rewards tier has another benefit: It makes it easier to come out in the green on your rewards after the card's $95 annual fee.
  • The Blue Cash Preferred® Card from American Express is an attractive option, but comes with a $95 annual fee. Still, its strong rewards might make the fee worth paying.
Annual Fee $95
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer $250 after spending $1,000 in the first 3 months
Rewards 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$200
Welcome offer
The U.S. Bank Cash+™ Visa Signature® Card is another strong choice for streaming purchases.
  • You'll earn 5% cash back on the first 2,000 in qualifying purchases each quarter in two categories of your choice, then 1%. At the time of this writing, these categories include TV, Internet and Streaming Services according to the provider.
  • You'll also earn unlimited 2% cash back in one everyday category of your choice, including grocery stores, gas stations and restaurants.
  • Beware of the downside: You have to activate your categories every quarter. If you don't, the highest cashback rate you can earn is 1%.
Annual Fee $0
Purchase APR 13.99% to 23.99% variable
Balance transfer APR 0% intro for the first 12 billing cycles (then 13.99% to 23.99% variable)
Welcome offer $200 after spending $500 in the first 90 days
Rewards 5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
Up to 3x
Points
20,000
Points welcome offer
This card is a great option if you want attractive rewards in multiple categories without paying an annual fee.
  • You'll earn 3x points on select streaming services as well as on eligible dining, gas and travel.
  • At the same time, Wells Fargo's list of qualifying streaming providers is shorter than you'll find with other issuers.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Balance transfer APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Welcome offer 20,000 points after spending $1,000 in the first 3 months
Rewards 3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases

Amazon Prime Rewards Visa Signature Card

Amazon Prime Rewards Visa Signature Card logo
Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$70
Welcome offer
The Amazon Prime Rewards Visa Signature Card doesn't offer direct rewards on streaming services.
  • It does offer 5% back at Amazon.com and Whole Foods Market. This means you can earn an excellent rate on your Amazon Prime subscription, currently $119 a year, which includes video, music and gaming streaming.
  • This card might not be the right choice if you're a member of several non-Amazon streaming services, as you'll earn just 1% back on non-bonus purchases.
Annual Fee $0
Purchase APR 14.24% to 22.24% variable
Balance transfer APR 14.24% to 22.24% variable
Welcome offer $70 Amazon.com gift card upon approval
Rewards 5% back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations and drugstores and 1% back on all other purchases
The information about Amazon Prime Rewards Visa Signature Card has been collected independently by Finder and has not been reviewed or provided by the issuer.

Deserve® PRO

Deserve® PRO logo
Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
Up to 3%
Cash back

Welcome offer
The Deserve® PRO offers 3% cash back on entertainment, as well as bonus rewards on travel and restaurants.
  • Deserve periodically changes its qualifying streaming providers for bonus rewards, and it doesn't publish an exact list. However, merchants have included Apple Music, Netflix, ESPN Plus, Hulu, Spotify, SiriusXM and more.
  • Deserve caps spending that earns bonus rewards at $500 each billing cycle. If that limit is too low for you, consider another card.
Annual Fee $0
Purchase APR 15.99% to 22.99% variable
Balance transfer APR N/A
Welcome offer One-year Priority Pass™ Select membership when you spend $1,000 on purchases in the first 90 days
Rewards 3% back on travel and entertainment and 2% on dining up to $500 combined each billing cycle, then 1% after that and on all other purchases

How to choose the best credit card with streaming perks

There are several helpful cards for streaming perks. That said, here are a few ways to narrow your options:

  • Calculate how much you spend on streaming services.
    Consider how much your monthly streaming bill is and calculate the rewards you’ll earn based on that spending.
  • Check which streaming services are included.
    Not all streaming reward cards offer rewards on the same services. Make sure you choose a card that offers rewards on a service you watch.
  • Consider the annual fee.
    Whether the annual fee is worth paying largely depends on whether you think you can earn enough rewards to justify the card’s cost. Also, consider whether the card offers perks to offset the annual fee.
  • Decide which bonus categories you’d like.
    Look at the card’s bonus categories outside of streaming spending. If these categories line up with your typical spending, the card could be a well-rounded choice for you.
  • Check the rules or limits on rewards.
    Some providers cap the rewards you can earn in bonus categories. Others make you jump through hoops before you can earn your rewards. Check if you’re okay with these limits before applying for the card.

What are credit cards with streaming service perks?

These are credit cards that offer accelerated rewards on streaming services. Your card provider will maintain a list of qualifying merchants, and it may cap the bonus rewards you can earn.

Why should I get a credit card with streaming service perks?

If you spend a lot on streaming services, you might be able to get a decent chunk of change back in rewards. That can be especially valuable since most streaming services are subscription-based that require monthly spending.

But be careful about getting a card just for its streaming-service perks. There are other cards out there that could reward you more in different categories. To find out if a card with streaming service perks is worth it, calculate your spending to get an accurate handle on the rewards you would earn.

Alternatives to credit cards for streaming services

Streaming service rewards are a fairly new category when it comes to rewards cards. As such, your options for getting rewards on streaming are still rather limited in terms of card selection. However, if you’re looking for a credit card that offers rewards on more general entertainment, you have a few options available:

  • Dining cards. Rewards credit cards for dining are popular and there are plenty of great cards to choose from.
  • Travel cards. A travel rewards credit card is a great pick if you love to travel to get your kicks. This catch-all category can include activities ranging from flights to hotel stays to cruises.

Bottom line

If you’re a streaming enthusiast, you could find a credit card that rewards you for your spending. Even better, your card could offer bonus rewards in other categories in which you spend heavily.

If you couldn’t find the right credit card on the list above, consider other rewards credit cards.

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