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Disney® Premier Visa® Card vs Disney® Visa® Card

Two cashback Disney cards with a 0% intro APR period.

Updated

Fact checked
These Disney cards both offer a 0% intro APR period on select Disney vacation packages. The difference is the Disney® Premier Visa® Card comes with a $49 annual fee, but offers 2% cash back at gas stations, grocery stores, restaurants and most Disney locations, while the Disney® Visa® Card offers 1% cash back on all purchases, but you can apply with a fair credit score.

Learn more about these cards’ differences in the table below.

Disney® Premier Visa® Card

Disney® Premier Visa® Card

Rates & Fees

Disney® Visa® Card

Disney® Visa® Card

Rates & Fees

Best for
Best for
  • Generous Disney rewards and a signup bonus
  • Disney rewards with no annual fee
Welcome offer
Welcome offer

$200 after spending $500 in the first 3 months

$50 after first purchase

Rewards
Rewards

2% cash back at gas stations, grocery stores, restaurants and most Disney locations and 1% on everything else

1% cash back on all purchases

Purchase APR
Purchase APR

0% intro APR for 6 months on select Disney vacation packages, and then 15.99% variable

0% intro APR for 6 months on select Disney vacation packages, and then 15.99% variable

Annual fee
Annual fee $49 $0
Balance transfer APR
Balance transfer APR

15.99% variable

15.99% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $37 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 570
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Disney® Premier Visa® Card

Disney® Premier Visa® Card

  • Earn a signup bonus
  • 2% back in Disney Rewards Dollars at gas stations, grocery stores, restaurants and most Disney locations
  • 1% on all other purchases

Disney® Visa® Card

Disney® Visa® Card

  • Earn a statement credit after your first purchase
  • 1% back in Disney Rewards Dollars on all purchases
  • No annual fee

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Citi Premier® Card
60,000 points after spending $4,000 in the first 3 months
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
$95
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Marriott Bonvoy Brilliant™ American Express® Card
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
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