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Disney® Premier Visa® Card vs Disney® Visa® Card

Two cashback Disney cards with a 0% intro APR period.

These Disney cards both offer a 0% intro APR period on select Disney vacation packages. The difference is the Disney® Premier Visa® Card comes with a $49 annual fee, but offers 2% cash back at gas stations, grocery stores, restaurants and most Disney locations, while the Disney® Visa® Card offers 1% cash back on all purchases, but you can apply with a fair credit score.

Learn more about these cards’ differences in the table below.

Disney® Premier Visa® Card

Disney® Premier Visa® Card

Terms apply, see rates & fees

Disney® Visa® Card

Disney® Visa® Card

Terms apply, see rates & fees

Best for
Best for
  • Generous Disney rewards and a signup bonus
  • Disney rewards with no annual fee
Welcome offer
Welcome offer

$300 after spending $1,000 in the first 3 months

None
Rewards
Rewards

2% cash back at gas stations, grocery stores, restaurants and most Disney locations and 1% on everything else

1% cash back on all purchases

Purchase APR
Purchase APR

0% intro APR for 6 months on select Disney vacation packages, and then 15.99% variable

0% intro APR for 6 months on select Disney vacation packages, and then 15.99% variable

Annual fee
Annual fee $49 $0
Balance transfer APR
Balance transfer APR

15.99% variable

15.99% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $37 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 570
Card type
Card type Credit Credit
Learn more
Learn more

Compare Disney® Premier Visa® Card vs. Disney® Visa® Card

Name Product Welcome Offer Rewards Annual fee Filter values
Disney® Premier Visa® Card
$300 after spending $1,000 in the first 3 months
2% cash back at gas stations, grocery stores, restaurants and most Disney locations and 1% on everything else
$49
Earn a statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Disney® Visa® Card
1% cash back on all purchases
$0
Earn 1% in Disney Rewards Dollars on all card purchases.
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