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Delta SkyMiles® Reserve American Express Card vs Delta SkyMiles® Platinum American Express Card

Reach elite status tier faster with one of these cards.

The winner: Delta SkyMiles® Platinum American Express Card

90,000-mile

Welcome offer after spending $3,000 in first 3 months

  • Enjoy a welcome offer worth up to $1,260
  • Annual companion certificate
  • Global Entry or TSA PreCheck credit
Apply now
Terms apply, see rates & fees

The Delta SkyMiles® Reserve American Express Card and the Delta SkyMiles® Platinum American Express Card are two premium frequent flyer cards with one main difference: the annual fee. The Delta SkyMiles® Platinum American Express Card requires an annual fee of $250(Terms apply, see rates & fees) while the Delta SkyMiles® Reserve American Express Card demands a whopping $550 each year(Terms apply, see rates & fees). To justify the cost, the Reserve lets you reach Medallion status faster, you get complimentary Delta Sky Club access and you get a first-class companion certificate.

Make sure you get the best value for your card by comparing all the other perks and features.

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Terms apply, see rates & fees

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.3 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta and Centurion lounge access
  • Delta perks with a stellar welcome offer
Welcome offer
Welcome offer

80,000 bonus miles and 20,000 MQMs after spending $5,000 in the first 3 months, plus $200 statement credit after your first Delta purchase in the same timeframe

Limited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months

Rewards
Rewards

3x miles on direct Delta purchases and 1x miles on all other purchases

3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

0% intro APR for 12 months, and then 15.74% to 24.74% variable

Annual fee
Annual fee $550 $250
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

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Compare Delta SkyMiles® Reserve American Express Card vs. Delta SkyMiles® Platinum American Express Card

Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Reserve American Express Card
80,000 bonus miles and 20,000 MQMs after spending $5,000 in the first 3 months, plus $200 statement credit after your first Delta purchase in the same timeframe
3x miles on direct Delta purchases and 1x miles on all other purchases
$550

High Miles Offer

Earn 80,000 bonus miles and 20,000 MQMs after spending $5,000 in the first 3 months, plus $200 statement credit after your first Delta purchase in the same timeframe.
Delta SkyMiles® Platinum American Express Card
Limited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months
3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases
$250

High Miles Offer

Earn 90,000 miles after spending $3,000 in the first 3 months and get a $200 statement credit after making a Delta purchase in the first 3 months. Offer expires 7/28/2021.
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