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Qantas frequent flyer credit cards
Compare airline credit cards offering up to 100,000 bonus miles.
If you live in the US, benefit from a Qantas credit card from Australia’s largest airline is out of your reach. But the US offers lots of travel credit cards that let you earn and redeem miles for Qantas flights.
Compare credit cards for earning Qantas miles
How do Qantas airline credit cards work?
Since you can’t apply for a Qantas credit card, you have two options. Use a credit card from partner airlines or get a Chase Ultimate Rewards credit card with point-to-mile transfer.
Qantas partners are American Airlines, British Airways and Iberia. Using their credit cards you can earn and redeem miles on Qantas flights.
If you opt-in for a Chase card, you need to transfer your points to British Airways or Iberia miles first and then use those miles to book Qantas award flight.
How can I earn miles?
Depending on the card, you could earn miles on every purchase. However, most cards give more miles for purchases on flights, dining, hotels and in-flight purchases. You likely earn no miles on balance transfers and cash advances.
How do I compare Qantas airline credit cards?
When determining the best airline credit card to use for Qantas flights, you want to make sure that you’re earning the most miles, without paying too much in fees. Annual fees, APRs and other charges can eat away at your hard-earned miles.
Airline cards can offer anywhere from 10,000 to 100,000 bonus miles when you sign up for a card. You usually need to meet certain criteria to get the miles including:
- Spend requirements. Most credit cards require that you meet a spending threshold to get the bonus. For example, spending at least $3,000 in the first three months of owning the card could earn you a 50,000-mile bonus.
- Eligibility. Bonus miles are generally only available to new customers. So you’re out of luck for a welcome offer if you already have a credit card with the same provider, or had one in the past year.
- Application deadline. Promotional bonus miles expire, so make sure you can meet the spending threshold before the promotional period is up.
- Miles per $1 spent. The miles you earn for every $1 you spend influences the value of this type of card. The value of your miles can vary based on how you spend them.
- Partner airlines. Qantas Airways is a member of the Oneworld alliance. This means you can earn miles with one airline and redeem them with others within the alliance. American Airlines, British Airways and Iberia are also members of the Oneworld alliance.
Rates and fees
Annual fee. Annual fees for airline credit cards range from $0 to $450. Some cards may waive the annual fee for the first year. If the card does have an annual fee, make sure the value that you’ll earn that year outweighs the cost.
- Interest rates. Airline credit cards typically have high purchase rates, ranging from around 17% to 27% variable. If you don’t pay your balance in full each month, interest charges could quickly outweigh the value.
- Promotional interest rates. These cards rarely offer a 0% intro APR period on balance transfers and purchases. If you’re looking to move your balance or pay off your purchases without any interest, look for a 0% intro APR card.
- Other fees. Some other common costs you can expect are late payment fees, penalty APRs and cash advance charges.
- Travel benefits. Airline credit cards can come with a range of other perks, including lounge access, free checked bags, priority boarding and in-flight savings on meals and beverages.
- Interest-free days. If you pay off your credit card in full between 20 and 25 days, depending on the card, you’ll pay zero interest on your purchases.
- Additional cardholders. Many airline credit cards let you request a supplementary card for a partner or family member to link to your account for purchases that earn rewards. Check if your card charges an additional annual fee for additional cards.
What to avoid with airline credit cards
While this type of card offers a variety of rewards and perks, you’ll get the most from your card by avoiding these common mistakes:
- Overspending. It can be tempting to spend as much as possible to earn more miles, but this could make it harder to pay off your balance and may lead to credit card debt.
- Carrying a balance each month. If you fail to pay your balance in full every month, the remaining debts collect interest. The costs could easily outweigh the value of your points.
- Letting the annual fee eat your rewards. Compare the miles you’ll likely earn and the value of any rewards you’ll redeem against the annual fee.
- Failing to take advantage of benefits. Airline credit cards usually come with extra features such as international travel insurance, lounge access and free checked bags.
How do I apply for a Qantas credit card?
You can only apply for a Qantas credit card if you live in Australia. But Delta or United Airlines both fly between the US and Australia and let you earn miles on your flights. If you prefer to fly Qantas, consider American Airlines, British Airways or Iberia credit cards that let you earn and redeem miles on your Qantas flights.
Find the right airline credit card and add it to your wallet by using the following five steps:
- Compare. Read reviews and compare airline credit cards to weigh the features and costs of several airline credit cards.
- Apply online. Once you’ve chosen your card, click on the Go to site button and you’ll be taken to a secure online application page.
- Read through the terms and conditions. Check the fine print for details and requirements to meet for the introductory offer.
- Fill out the application form. Provide personal details including your name, date of birth, street address, Social Security number, monthly expenses and annual income.
- Submit the application. You should get a response from the issuer within a few minutes, either on the website or via email. Once approved, expect your card to arrive within seven to 10 business days.
Frequently asked questions about airline credit cards
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