Credit building

The best credit-building apps include Self Credit Builder, Step, Cred.ai, Cleo, Grow Credit and Credit Karma Credit Builder.

Confused by credit scores and how they work? Here’s a simple, no-nonsense explanation of all things credit scores, including how to improve yours.

Improving your chances for better interest rates is just one advantage of having a good credit score. Discover more benefits in this guide.

Credit-builder loans improve your credit score with payments into a savings account. Self, Ava and MoneyLion are top examples.

StellarFi is a credit reporting app that helps you build credit with bills you already pay. No credit checks are required and you won’t be charged interest.

Kovo Credit Builder helps you build your credit history for around $10 per month and reports to four credit bureaus. Many competitors do not.

Step banking accounts help kids and teens learn to manage their money while building their credit scores.

The Extra debit card is a debit card that builds credit without charging interest like traditional credit cards do. Review Extra’s features, fees and more.

Lexington Law is a credit repair company, but it carries a poor reputation.

Kikoff offers several credit-building products, including a secured card with no monthly fee, no interest charges and a low minimum deposit.