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Credit cards that offer complimentary silver status

You could get this status with cards from Marriott, Hilton and Hyatt.


A couple having coffee on bed in  front of a laptop holding credit card

Reaching silver status in a hotel loyalty program typically involves staying a certain number of nights or earning elite credits. But you may be able to skip these qualification requirements with a hotel credit card.

What are credit cards with complimentary silver status?

These cards let you automatically join the silver tier in a hotel loyalty program. This may be especially valuable as there can be significant requirements to reach this level normally.

Here are a few benefits you might receive with silver status

  • Earn more points per stay, which you can redeem for award nights
  • Complimentary gifts
  • Dedicated reservation line
  • Complimentary premium Internet
  • Late checkout

Late checkout is a perk typically reserved for gold status in many loyalty programs. However, you might find it in some silver tiers, such as with Hilton Honors.

Compare credit cards with complimentary silver status

Name Product Welcome offer Rewards Annual fee Filter values
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The World of Hyatt Credit Card
25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months
4x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees

Compare up to 4 providers

Bottom line

With the right credit card, you can skip to silver status in a hotel program without staying the requisite nights. For more elite perks, consider credit cards that get you gold status.

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