CitiBusiness / AAdvantage World Mastercard - Review | finder.com
CitiBusiness® / AAdvantage® World Master Card®

Review: CitiBusiness / AAdvantage World Mastercard — February 2018

Sign up for the CitiBusiness / AAdvantage World Mastercard today and benefit from 30,000 AAdvantage bonus miles, dedicated card services and more.

The CitiBusiness / AAdvantage World Mastercard has been designed to meet both the business and travel needs of its customers. This card rewards both business purchases and traveling expenses with airline miles, so it could be an option to consider for your business.

Things to consider about the CitiBusiness / AAdvantage World Mastercard

The CitiBusiness / AAdvantage World Mastercard is suited for businesses with a reputable credit history. This card lets you earn up to 30,000 bonus miles after making $1,000 in purchases during the initial three months of use. You and your traveling companions will be entitled to receive your first checked bag at no cost. These benefits could help you save up to $250 on a round-trip flight.

Features of the CitiBusiness / AAdvantage World Mastercard

  • Introductory bonus. You will receive 30,000 bonus miles after spending $1,000 within the first three months of using the CitiBusiness Mastercard. This bonus is sufficient to cover a domestic round-trip ticket in the US.
  • Fees. You will pay a yearly membership fee of $95 beginning the second year of membership. If you travel regularly, this annual membership fee seems reasonable thanks to the other cost-saving features of the card.
  • No foreign transaction fee. You will not be charged a foreign transaction fee.
  • Balance transfer fee. The balance transfer cost is $5 or 3% of the amount transferred, whichever is greater.
  • Annual percentage rate (APR). The APR for purchases is 16.74% to 24.74%, based on your creditworthiness, as well as for balance transfers. This rate may fluctuate depending on the prime rate.
  • AAdvantage miles. You will be awarded 2 AAdvantage miles for every dollar spent on American Airlines purchases, as well as on select business categories, including gas. Earn 1 mile for all other purchases. And your miles will not expire.
  • Flight privileges. The card entitles you to priority boarding with “group one” privileges, which makes traveling less stressful for you and your employees. You and up to four of your companions will also enjoy the privilege of checking in a free bag each flight, provided the bags are within the recommended weights. While flying, using the CitiBusiness / AAdvantage World Mastercard will enable you receive a 25% discount on suitable in-flight food and beverage purchases.
  • Companion Certificate. Every year you make payments worth $30,000 or more using the CitiBusiness / AAdvantage World Mastercard and also renew your membership, you will be given an American Airlines Companion Certificate, which is valid for travel on flights within the US.
  • Account security. Citi has invested in security to ensure customers do not fall victim to credit card fraud. This lets you shop with increased confidence.

Complimentary insurance policies

  • Retail purchase protection. You will be covered for most products you buy with your card in the event of damage or theft. This coverage is valid for only 90 days from the date of purchase and every incident is covered by up to $10,000.
  • Travel and emergency assistance. You will receive an extensive range of emergency services in case you experience difficulties while traveling. The services are available 24/7, 365 days a year.
  • Automatic travel accident insurance. If you use your card to pay for your transportation costs, you will be covered by travel accident insurance without incurring any extra charges.
  • Auto rental insurance. If your rental vehicle is stolen or damaged, you will receive compensation provided that you used your card to initiate and pay for the whole rental transaction. With this service, it will not be necessary to opt for the collision/damage waiver insurance offered by the car rental company.

Compare other Citi credit cards

Rates last updated February 24th, 2018
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Citi® Double Cash Card
14.74% to 24.74% variable
0% Intro APR for 18 months (with the amount of each transfer, $5 or 3% balance transfer fee)
$0
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
Citi ThankYou® Preferred Card
14.74% to 24.74% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Enjoy our low intro APR for 15 months on purchases and balance transfers.
Citi® Secured Mastercard®
23.74% variable
$0
Start building credit for tomorrow with a secured credit card.
AT&T Access Card from Citi
15.24% to 24.24% variable
$0
Get rewarded for purchases you're already making with the AT&T Access Card, a top rewards credit card from Citi. Apply for the AT&T credit card today and start earning ThankYou® Points redeemable for gift cards, travel rewards electronics and much more.
Citi Simplicity® Card
15.24% to 25.24% variable
0% Intro APR for 18 months from date of first transfer; completed within 4 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.
Citi Prestige® Card
16.99% to 24.99% variable
$450 for the primary cardmember
Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through ThankYou.com
Costco Anywhere Visa® Card by Citi
16.49% variable
$0
Earn Costco cash rewards everywhere Visa® is accepted.
Citi® Diamond Preferred®
14.24% to 24.24% variable
0% Intro APR for 21 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Lowest intro APR for 21 months plus VIP Access.
Citi® / AAdvantage® Executive World Elite™ Mastercard®
16.99% to 24.99% variable
$450
Earn 50000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
Citi® / AAdvantage®  Platinum Select®  World Elite™ Mastercard®
17.24% to 25.24% variable
$0 annual fee for the first year ($95 thereafter)
Earn 60000 AAdvantage® bonus miles after you spend $3,000 in the first 3 months.
Citibank AT&T Universal Savings and Rewards Card
13.99% to 23.99% variable
0% Intro APR for 12 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Earn 10000 bonus ThankYou Points after spending $500 in your first 3 months.
Citibank AT&T Universal Savings Platinum Card
13.99% to 23.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Citi ThankYou® Preferred Card for College Students
15.74% to 25.74% variable
$0
Earn 2500 bonus points after spending $500 within the first 3 months of account opening.
Citi Gold / AAdvantage World Mastercard
16.99% to 24.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0 annual fee for the first year ($50 thereafter)
Earn 25000 American Airlines AAdvantage® bonus miles after you spend $750 in purchases within the first 3 months of account opening.
Citi ThankYou® Premier Card
15.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
Enjoy Great Rewards and Earn ThankYou® Points on Dining, Entertainment, Travel and more

Compare up to 4 providers

How to apply for the CitiBusiness / AAdvantage World Mastercard

If you are interested in the features of the CitiBusiness / AAdvantage World Mastercard, visit the Citi webpage and begin your application. Please allocate roughly five minutes to complete the form.

To apply, you must satisfy the following requirements:

  • You must be an authorized officer of the business
  • You must have a legitimate Social Security number

You will also be required to provide your personal details, financial information, business information and advise whether you are an American Airlines AAdvantage member. After submitting your application, the company will process it and give you feedback on the status of your application.

The CitiBusiness / AAdvantage World Mastercard is a viable offering that rewards both business and travel expenses, allowing you to stay competitive in the business world.

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