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Citi Premier℠ Card vs Capital One® Venture® Rewards Credit Card

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Citi Premier℠ Card

Citi Premier℠ Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees

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finder.com's rating

★★★★★

4.3 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Rewards on travel and everyday purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

60,000 points after spending $4,000 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months

Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months

Rewards
Rewards

3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else

5x miles on Uber Eats and 2x miles on all purchases

Purchase APR
Purchase APR

15.99% to 23.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $95
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable

17.24% to 24.49% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Citi Premier℠ Card

Citi Premier℠ Card

  • Strong signup bonus
  • Earn accelerated points on dining, groceries, gas, flights and hotels
  • No foreign transaction fees on purchases

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Compare credit cards

Name Product Foreign transaction fee Welcome offer Rewards Filter values
Chase Freedom Flex℠
3% of the transaction value
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Blue Cash Everyday® Card from American Express
2.7% of the transaction value
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Blue Cash Preferred® Card from American Express
2.7% of the transaction value
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
Chase Sapphire Preferred® Card
None
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Citi® Double Cash Card
3% of the transaction value
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
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Compare Citibank credit cards

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