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Citi Premier® Card vs Capital One® Venture® Rewards Credit Card

Megan Horner

Updated Jan 2, 2021

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	Citi Premier® Card Rates & Fees	Capital One® Venture® Rewards Credit Card Rates & Fees
finder.com's rating
finder.com's rating	★★★★★ 4.3 / 5.0	★★★★★ 4.4 / 5.0
Best for
Best for	Rewards on travel and everyday purchases	High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer	60,000 points after spending $4,000 in the first 3 months	60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first
Rewards
Rewards	3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else	5x miles on Uber Eats and 2x miles on all purchases
Purchase APR
Purchase APR	15.99% to 23.99% variable	17.24%, 21.99% or 24.49% variable
Annual fee
Annual fee	$95	$95
Balance transfer APR
Balance transfer APR	15.99% to 23.99% variable	17.24% to 24.49% variable
Cash advance
Cash advance	APR: 25.24% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 24.49% variable Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $40	Up to $40
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	23 days	25 days
Minimum interest
Minimum interest	$0.50	$0
Minimum credit score
Minimum credit score	740	670
Card type
Card type	Credit	Credit
Learn more
Learn more	Read review

Summary of card features

Citi Premier® Card

Strong signup bonus
Earn accelerated points on dining, groceries, gas, flights and hotels
No foreign transaction fees on purchases

Capital One® Venture® Rewards Credit Card

Earn an unlimited 2x miles on all purchases.
Get a 60,000-mile welcome offer after you spend $3,000 in your first 3 months.
Earn an additional miles after spending on purchases within the first .
Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Compare Citi Premier® Card vs. Capital One® Venture® Rewards Credit Card

Name	Product	Welcome offer	Rewards	Annual fee	Filter values
Citi Premier® Card		60,000 points after spending $4,000 in the first 3 months	3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else	$95		Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.	Apply now View details	Compare	loading Fetching your data...
Capital One® Venture® Rewards Credit Card		60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first	5x miles on Uber Eats and 2x miles on all purchases	$95		Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.	View details	Compare	loading Fetching your data...

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Megan Horner

Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.

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