Citi Hilton HHonors Reserve Card review | finder.com

Review: Citi® Hilton Honors Reserve Card

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Please note: This card has been discontinued, and it is not available on our site.

Compare similar credit cards and find the best option for you.

Compare other rewards credit cards

Name Product Welcome Offer Rewards Annual Fee
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
$150 cash back after spending $500 in the first 3 months
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$150 statement credit after spending $1,000 in the first 3 months
3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees

Compare up to 4 providers

Things to consider with the Citi® Hilton Honors Reserve Card

Hilton’s teamed up with Citigroup to create this card that rewards frequent travelers who prefer staying at Hilton Portfolio hotels. Expect to pay a $95 annual fee for a variable 15.99% APR on purchases.

The Citi® Hilton Honors Reserve Card comes with no foreign transaction fees, making it a good way to earn points abroad. But you could bump into other fees that include:

  • Balance transfer fee. You’ll pay a fee of $5 or 3% of the transaction, whichever is greater .
  • Cash advance. Cash advances come with a fee of $5 or 3% of the transaction, whichever is greater .

You can pick up an anniversary bonus weekend night at a Hilton Portfolio hotel when you spend $10,000 in a year from your annual fee date and get bumped from automatic HHonors Gold Status to elusive diamond status when you spend more than $40,000 on your card in a calendar year.

Cardholders can also score weekend night certificates at more than 4,000 resorts and hotels across 91 countries — and your points never expire.

Features of the Citi® Hilton Honors Reserve Card

  • Bonus points. Earn 10x HHonors bonus points on Hilton Portfolio hotels, 5x points on airfare and car rentals and 3x points on all other purchases.
  • Visa Signature benefits. Enjoy free perks that include access to food events and 24-hour complimentary concierge services.
  • Travel protection. You can expect worldwide car rental and travel accident insurance as well as lost baggage, trip cancellation and trip interruption protection.
  • Visa’s Zero Liability. Shop anywhere knowing you’re not liable for unauthorized purchases made with your card.
  • Purchase protection. Extend manufacturer warranties an extra year for items purchased with your card, and get additional protection against damage and theft — up to $500 for up to 90 days after purchase.
  • Worldwide security. Take advantage of enhanced global acceptance and improved security abroad with integrated EVM chip-based technology.

How to apply for the Citi® Hilton Honors Reserve Card

Applying for this hotel rewards card is easy, you need to be at least 18 years old. You’ll need to submit personal and financial information with your application that includes:

  • Your full name and mailing address.
  • Your employer and income details.
  • A valid Social Security number.
Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site