Citi Hilton HHonors Reserve Card - Overview |

Review: Citi® Hilton Honors Reserve Card

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

Please note: This card has been discontinued, and it is not available on our site.

Compare similar credit cards and find the best option for you.

Compare other rewards credit cards

Name Product Welcome Bonus Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 60,000 miles after spending $5,000 in the first 90 days
2 miles
17.74%, 21.74% or 24.74% variable
Enjoy 60,000 bonus miles after you spend 5,000 on purchases in the first 90 days - that's enough to redeem for a $600 travel statement credit toward a qualifying travel purchase
1 points
16.74% variable
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1 points
12% variable
Excellent Credit Required - Applicants that do not have excellent credit will not be approved
2 points
16.74% variable
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.

Compare up to 4 providers

Things to consider with the Citi® Hilton Honors Reserve Card

Hilton’s teamed up with Citigroup to create this card that rewards frequent travelers who prefer staying at Hilton Portfolio hotels. Expect to pay a $95 annual fee for a variable 15.99% APR on purchases.

The Citi® Hilton Honors Reserve Card comes with no foreign transaction fees, making it a good way to earn points abroad. But you could bump into other fees that include:

  • Balance transfer fee. You’ll pay a fee of 3% or $5 (whichever is greater).
  • Cash advance. Cash advances come with a fee of 3% or $5 (whichever is greater).

You can pick up an anniversary bonus weekend night at a Hilton Portfolio hotel when you spend $10,000 in a year from your annual fee date and get bumped from automatic HHonors Gold Status to elusive diamond status when you spend more than $40,000 on your card in a calendar year.

Cardholders can also score weekend night certificates at more than 4,000 resorts and hotels across 91 countries — and your points never expire.

Features of the Citi® Hilton Honors Reserve Card

  • Bonus points. Earn 10x HHonors bonus points on Hilton Portfolio hotels, 5x points on airfare and car rentals and 3x points on all other purchases.
  • Visa Signature benefits. Enjoy free perks that include access to food events and 24-hour complimentary concierge services.
  • Travel protection. You can expect worldwide car rental and travel accident insurance as well as lost baggage, trip cancellation and trip interruption protection.
  • Visa’s Zero Liability. Shop anywhere knowing you’re not liable for unauthorized purchases made with your card.
  • Purchase protection. Extend manufacturer warranties an extra year for items purchased with your card, and get additional protection against damage and theft — up to $500 for up to 90 days after purchase.
  • Worldwide security. Take advantage of enhanced global acceptance and improved security abroad with integrated EVM chip-based technology.

How to apply for the Citi® Hilton Honors Reserve Card

Applying for this hotel rewards card is easy. , you need to be at least 18 years old. You’ll need to submit personal and financial information with your application that includes:

  • Your full name and mailing address.
  • Your employer and income details.
  • A valid Social Security number.

Adrienne Fuller

Adrienne Fuller leads the publishing team at She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site