Citi Hilton HHonors Reserve Card - Overview | finder.com

Review: Citi® Hilton Honors Reserve Card

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Please note: This card has been discontinued, and it is not available on our site.

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Name Product Welcome Bonus Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
1.5 points
14.74%, 18.74% or 24.74% variable
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
1 points
16.74% variable
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1 points
16.74% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
2 points
16.74% variable
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
Earn 15,000 points after spending $1,000 in the first 3 months
1 points
14.74% to 24.74% variable
$95
15,000 Membership Rewards points after you spend $1,000 in the first 3 months of opening your account
Earn 10,000 points after spending $1,000 in the first 3 months
1 points
14.74% to 25.74% variable
$0
Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months.
Earn 150 cash back after spending $1,000 in the first 3 months
1% cash back
14.74% to 25.74% variable
$0
Snag a $150 bonus statement credit after you spend $1,000 in the first 3 months
Earn 200 cash back after spending $1,000 in the first 3 months
1% cash back
14.74% to 25.74% variable
$95
Earn $200 bonus cash back after you spend $1,000 in the first 3 months
Earn 150 cash back after spending $500 in the first 3 months
1.5% cash back
16.74% to 25.49% variable
$0
Earn unlimited 1.5% cash back on every purchase - it's automatic. No minimum to redeem for cash back.

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Things to consider with the Citi® Hilton Honors Reserve Card

Hilton’s teamed up with Citigroup to create this card that rewards frequent travelers who prefer staying at Hilton Portfolio hotels. Expect to pay a $95 annual fee for a variable 15.99% APR on purchases.

The Citi® Hilton Honors Reserve Card comes with no foreign transaction fees, making it a good way to earn points abroad. But you could bump into other fees that include:

  • Balance transfer fee. You’ll pay a fee of $5 or 3% of the transaction, whichever is greater .
  • Cash advance. Cash advances come with a fee of $5 or 3% of the transaction, whichever is greater .

You can pick up an anniversary bonus weekend night at a Hilton Portfolio hotel when you spend $10,000 in a year from your annual fee date and get bumped from automatic HHonors Gold Status to elusive diamond status when you spend more than $40,000 on your card in a calendar year.

Cardholders can also score weekend night certificates at more than 4,000 resorts and hotels across 91 countries — and your points never expire.

Features of the Citi® Hilton Honors Reserve Card

  • Bonus points. Earn 10x HHonors bonus points on Hilton Portfolio hotels, 5x points on airfare and car rentals and 3x points on all other purchases.
  • Visa Signature benefits. Enjoy free perks that include access to food events and 24-hour complimentary concierge services.
  • Travel protection. You can expect worldwide car rental and travel accident insurance as well as lost baggage, trip cancellation and trip interruption protection.
  • Visa’s Zero Liability. Shop anywhere knowing you’re not liable for unauthorized purchases made with your card.
  • Purchase protection. Extend manufacturer warranties an extra year for items purchased with your card, and get additional protection against damage and theft — up to $500 for up to 90 days after purchase.
  • Worldwide security. Take advantage of enhanced global acceptance and improved security abroad with integrated EVM chip-based technology.

How to apply for the Citi® Hilton Honors Reserve Card

Applying for this hotel rewards card is easy, you need to be at least 18 years old. You’ll need to submit personal and financial information with your application that includes:

  • Your full name and mailing address.
  • Your employer and income details.
  • A valid Social Security number.

Adrienne Fuller

Adrienne Fuller leads the publishing team at finder.com. She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

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