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Review: Citi® Hilton Honors Reserve Card

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Please note: This card has been discontinued, and it is not available on our site.

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.

Compare similar credit cards and find the best option for you.

Things to consider with the Citi® Hilton Honors Reserve Card

Hilton’s teamed up with Citigroup — a finder.com advertising partner — to create this card that rewards frequent travelers who prefer staying at Hilton Portfolio hotels. Expect to pay a $95 annual fee for a variable 15.99% APR on purchases.

The Citi® Hilton Honors Reserve Card comes with no foreign transaction fees, making it a good way to earn points abroad. But you could bump into other fees that include:

  • Balance transfer fee. You’ll pay a fee of $5 or 3% of the transaction, whichever is greater.
  • Cash advance. Cash advances come with a fee of $5 or 3% of the transaction, whichever is greater.

You can pick up an anniversary bonus weekend night at a Hilton Portfolio hotel when you spend $10,000 in a year from your annual fee date and get bumped from automatic HHonors Gold Status to elusive diamond status when you spend more than $40,000 on your card in a calendar year.

Cardholders can also score weekend night certificates at more than 4,000 resorts and hotels across 91 countries — and your points never expire.

Features of the Citi® Hilton Honors Reserve Card

  • Bonus points. Earn 10x HHonors bonus points on Hilton Portfolio hotels, 5x points on airfare and car rentals and 3x points on all other purchases.
  • Visa Signature benefits. Enjoy free perks that include access to food events and 24-hour complimentary concierge services.
  • Travel protection. You can expect worldwide car rental and travel accident insurance as well as lost baggage, trip cancellation and trip interruption protection.
  • Visa’s Zero Liability. Shop anywhere knowing you’re not liable for unauthorized purchases made with your card.
  • Purchase protection. Extend manufacturer warranties an extra year for items purchased with your card, and get additional protection against damage and theft — up to $500 for up to 90 days after purchase.
  • Worldwide security. Take advantage of enhanced global acceptance and improved security abroad with integrated EVM chip-based technology.

Compare Hilton credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Hilton Honors American Express Card
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Hilton Honors American Express Surpass® Card
125,000 points after spending $2,000 in the first 3 months
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$95
With a big welcome offer worth up to $750, up to 12x points on spending, and free Gold status, this is an upgrade from the entry Hilton card. Rates & fees
CardMatch™ from creditcards.com
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
The Hilton Honors American Express Business Card
130,000 points after spending $3,000 in the first 3 months
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
$95
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
Hilton Honors™ Aspire Card
150,000 points after spending $4,000 in the first 3 months
14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
$450
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership. All information about this card has been collected independently by Finder.
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How to apply for the Citi® Hilton Honors Reserve Card

Applying for this hotel rewards card is easy, you need to be at least 18 years old. You’ll need to submit personal and financial information with your application that includes:

  • Your full name and mailing address.
  • Your employer and income details.
  • A valid Social Security number.

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