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finder.com’s rating: 2.5 / 5.0
★★★★★
If you’re looking to open a new checking account with minimal fees that earns interest, the Chase Premier Plus Checking account could be a sound choice. You’ll get access to Chase’s convenient mobile banking app, large ATM network and even a rent-free safety deposit box. But if you want to visit a branch in person, you’ll need to live in one of the 28 states it services.
$25 per month
Fee
0.01%
APY
$0
Minimum deposit to open
APY | 0.01% |
---|---|
Fee | $25 per month |
To waive the fee | Meet ONE of the following: • Have an average beginning day balance of $15,000 or more in this account and any linked deposits or investments • OR pay your Chase first mortgage with auto pay from your Chase account • OR be a member of the military with ID |
Minimum deposit to open | $0 |
Intro or bonus offer | $300 bonus when you open this account and sign up for direct deposit before 10/14/2020. Available online nationwide except in Alaska, Hawaii and Puerto Rico. |
ATMs | Access to 16,000 ATMs and more than 4,700 branches nationwide |
ATM transaction fee | $0 |
ATM fee rebates | First four non-Chase ATM transactions per statement period |
Out-of-network ATM fee | $2.50 in the US, Puerto Rico and US Virgin Islands; outside the US, it's $5 per withdrawal and $2.50 per transfer or inquiry |
Foreign transaction fee | 3% |
Overdraft fee | $34 |
Nonsufficient funds fee | $34 |
Review by
Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.
The Chase Premier Plus Checking account is best for those who expect to have a daily balance of at least $15,000 in their account. Although the account is interest-bearing, it’s a low 0.01% percent.
You can open a Chase Premier Plus Checking account in person by visiting your local branch or online, by following these steps.
The only eligibility requirement for the Chase Premier Plus Checking is a $25 deposit to open the account. You’ll need to show a government-issued ID, but as long as you have a permanent address, you should be able to open an account.
The $300 introductory bonus is only available to new Chase customers. Once the account is open, you’ll need to make a direct deposit into the account within 60 days.
This account comes with a Chase Visa debit card with chip technology, giving you access to the largest bank-owned ATM network in the country, with a whopping 16,000 ATMs in 28 states. Chase ATMs are free, and you’ll pay no Chase fees on your first four non-Chase ATM transactions per month. However, five or more incur the following fees:
If you prefer a higher yield account, you’ll want to keep looking. As always, compare your options when looking for a checking account.
This account requires a minimum deposit of $0, which can be funded when you open your account online or at a branch.
Chase also offers a few other checking accounts:
Yes. Chase also offers a range of business services, including:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.