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finder.com’s rating: 2.5 / 5.0
★★★★★
If you’re looking to open a new checking account with minimal fees that earns interest, the Chase Premier Plus Checking account could be a sound choice. You’ll get access to Chase’s convenient mobile banking app, large ATM network and even a rent-free safety deposit box. But if you want to visit a branch in person, you’ll need to live in one of the 28 states it services.
$25 per month
Monthly fee
0.01%
APY
$0
Minimum deposit to open
| APY | 0.01% |
|---|---|
| Monthly fee | $25 per month |
| To waive the fee | Meet ONE of the following: • Have an average beginning day balance of $15,000 or more in this account and any linked deposits or investments • OR pay your Chase first mortgage with auto pay from your Chase account • OR be a member of the military with ID |
| Minimum deposit to open | $0 |
| Intro or bonus offer | $300 bonus when you open this account and sign up for direct deposit before 4/20/2020. Available online nationwide except in Alaska, Hawaii and Puerto Rico. |
| ATMs | Access to 16,000 ATMs and nearly 4,900 branches nationwide |
| ATM transaction fee | $0 |
| ATM fee rebates | First four non-Chase ATM transactions per statement period |
| Out-of-network ATM fee | $2.50 in the US, Puerto Rico and US Virgin Islands; outside the US, it's $5 per withdrawal and $2.50 per transfer or inquiry |
| Foreign transaction fee | 3% |
| Overdraft fee | $34 |
| Nonsufficient funds fee | $34 |
Review by
Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.
The Chase Premier Plus Checking account is best for those who expect to have a daily balance of at least $15,000 in their account. Although the account is interest-bearing, it’s a low 0.01% percent.
Chase Banking
$300 signup bonus when you open a new account with direct deposit
Offer valid for Chase Premier Plus Checking through April 20, 2020, if you're a new Chase checking customer and set up direct deposit.
Last verified
This account comes with a Chase Visa debit card with chip technology, giving you access to the largest bank-owned ATM network in the country, with a whopping 16,000 ATMs in 28 states. Chase ATMs are free, and you’ll pay no Chase fees on your first four non-Chase ATM transactions per month. However, five or more incur the following fees:
If you prefer a higher yield account, you’ll want to keep looking. As always, compare your options when looking for a checking account.
This account requires a minimum deposit of $0, which can be funded when you open your account online or at a branch.
You can open a Chase Premier Plus Checking account in person by visiting your local branch or online, by following these steps.
1. Visit the Chase site and click Checking accounts.
2. Click Open account under Chase Premier Plus Checking account.
3. Fill in your personal information including your name, address and Social Security number, then click Next.
4. Once your application is complete, you’ll need to fund the account.
5. Submit your application.
The only eligibility requirement for the Chase Premier Plus Checkingg is a $25 deposit to open the account. You’ll need to show a government-issued ID, but as long as you have a permanent address, you should be able to open an account.
The $300 introductory bonus is only available to new Chase customers. Once the account is open, you’ll need to make a direct deposit into the account within 60 days.
Chase also offers a few other checking accounts:
Yes. Chase also offers a range of business services, including:
Read about the Chase Total Business Checking account
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.