Compare Chase hotel credit cards

Chase is one of the rare card providers that offer three co-branded hotel credit cards: IHG, World of Hyatt and Marriott. Aside from these, you can also get either a Chase Freedom or a Chase Sapphire card and redeem your points for hotels via the Chase Ultimate Rewards program.

To get the best value, consider which hotel brands you frequently visit and whether the perks outweigh the annual fee.

Compare Chase hotel credit cards

Typical features of a Chase hotel credit card

Aside from earning card-specific perks, all Chase hotel credit cards offer:

• Reward points. Earn points on your purchases and redeem them for hotel stays, or depending on your card, redeem for car rentals, gift cards, shopping and more.
• Signup bonus. Whichever card you choose, you’ll earn a decent signup bonus when you meet the spend criteria.
• Baggage delay insurance. If your bags are delayed for more than six hours, get reimbursement for essential purchases like toiletries and clothing of up to $100 a day for three days.
• Purchase protection. Get 120 days of protection from the moment you make the purchase against damage or theft up to $500 per claim and $50,000 per account.

Chase Ultimate Rewards and hotels redemption

Even though the Chase Freedom credit cards are marketed as cashback cards, they earn points within the Chase Ultimate Rewards program. These are the same points that both the Sapphire and the Ink business cards earn.

The cool thing about the program is that you can redeem your points for hotel stays via the Chase Ultimate Rewards portal. This is especially valuable if you own a Sapphire Reserve or a Sapphire Preferred card, which not only gives you a 50% and 25% higher points value, but you can also transfer your points at a 1:1 ratio to IHG hotels and resorts, World of Hyatt and Marriott hotels.

Is it worth transferring Chase Ultimate Rewards points to partner hotels?

It may be more worth it to redeem your Chase points via the Chase Ultimate Rewards portal instead of transferring points to partner hotels.

Based on our calculations, you get an average of 1.2 cents per point when you redeem your Chase Ultimate Rewards points for IHG, World of Hyatt or Marriott hotels. You get an average value of 0.7 cents per point if you transfer points to either of these hotel reward programs. The odd one here is World of Hyatt, where in some cases you could get a value of 1.7 cents per point.

IHG credit cards

The IHG rewards program offers two credit cards to help you earn points on your purchases:

• IHG® Rewards Club Premier Credit Card
• IHG® Rewards Club Traveler Credit Card

Once you earn enough points, you can redeem for hotel stays, shopping, cash and more. The highest redemption value goes to IHG stays where you typically get between 0.6 and 0.7 cents per point.

Unlike other reward programs, IHG doesn’t provide an award chart. Instead, you can visit the IHG website, select miles and browse their properties. Hotel redemption starts from 10,000 points and up to 70,000 points.

To find out the value of each hotel, divide the regular cash price for one night stay with the number of points required. For example $250/40,000 points = 0.006. This means you get a 0.6 cents value per point. The higher the number, the more valuable your points.

IHG hotels and resorts

• Kimpton Hotels and Resorts
• Regent
• Hotel Indigo
• Crowne Plaza
• Hualuxe
• Holiday Inn

• InterContinental
• Voco
• StayBridge Suites
• CandleWood Suites
• Avid
• Even Hotels

World of Hyatt credit cards

World of Hyatt offers only one credit card: the World of Hyatt Credit Card. This is a solid card that lets you earn up to 9x points on Hyatt purchases, which can get a value of between 0.8 cents apiece to 1.7 cents, depending on the hotel and room type. This is way above the competitor hotel reward programs where the value of points rarely goes above 1 cent.

For more details on the redemption value of points, check out the World of Hyatt award chart below.

Hotel category	Standard room points per night	Regency/Grand club points per night	Standard Suite points per night	Premium Suite points per night
1	5,000	7,000	8,000	10,000
2	8,000	12,000	13,000	16,000
3	12,000	17,000	20,000	24,000
4	15,000	21,000	24,000	30,000
5	20,000	27,000	32,000	40,000
6	25,000	33,000	40,000	50,000
7	30,000	39,000	48,000	60,000
8	40,000

Data obtained March 2021. Values are subject to change and should be used only as a general guide.

World of Hyatt hotels and resorts

• Park Hyatt
• Miraval
• Grand Hyatt
• Hyatt Regency
• Hyatt
• Hyatt Ziva
• Hyatt Zilara
• Hyatt Place
• Hyatt House

• Hyatt Residence Club
• Andaz
• Alila
• Thompson Hotels
• Hyatt Centric
• Exhale Spa and Fitness
• The Unbound Collection
• Destination Hotels
• Joie de Vivre

Marriott credit cards

Marriott offers two credit cards that let you earn and redeem points at Marriott hotels. Here are your options:

• Marriott Bonvoy Boundless™ credit card
• Marriott Bonvoy Bold™ credit card

The value you can get with Marriott points varies depending on the travel season and the hotel category. But it’s typically between 0.6 cents and 0.7 cents apiece. This is in line with most hotel reward programs.

The award chart below shows you the number of points required to redeem for each category hotel depending on the travel season.

Hotel Category	Off peak	Standard	Peak
1	5,000	7,500	10,000
2	10,000	12,500	15,000
3	15,000	17,500	20,000
4	20,000	25,000	30,000
5	30,000	35,000	40,000
6	40,000	50,000	60,000
7	50,000	60,000	70,000
8	70,000	85,000	100,000

Data obtained March 2021. Values are subject to change and should be used only as a general guide.

Marriott hotels and resorts

• Edition
• The Ritz-Carlton
• The Luxury Collection
• St Regis
• W Hotels
• JW Marriott
• Marriott
• Sheraton
• Marriott Vacation Club
• Delta Hotels
• Westin
• Le Meridien
• Renaissance Hotels
• Autograph Collection Hotels
• Tribute Portfolio
• Design Hotels

• Gaylord Hotels
• Courtyard
• Four points
• Springhill Suites
• Fairfield
• Protea Hotels
• AC Hotels
• Aloft Hotels
• Moxy Hotels
• Homes & Villas by Marriott International
• Residence Inn
• Towneplace Suites
• Marriott Executive Apartments
• Element

Bottom line

Chase offers an impressive selection of hotel credit cards. To find the right card for your needs, consider which hotel brands you visit most often. If you’re willing to pay an annual fee, you may get more robust rewards.

But if none of the cards seem appealing enough, compare other hotel credit cards to find the right fit for your wallet.

Frequently asked questions

• Which Chase hotel credit card is best?
  This largely depends on your financial and travel needs. However, the IHG® Rewards Club Premier Credit Card may be an excellent choice for frequent travelers because it comes with a strong signup bonus that you can redeem for reward nights, plus you get one reward night every time you redeem your points for four consecutive nights.
  In addition, you get one bonus night after your card anniversary. Of course, the number of bonus nights will vary depending on which hotels you redeem your points for.
• Are Chase travel cards a better choice than Chase hotel cards?
  It depends. Travelers who frequently stay at a certain brand of hotels, say IHG, Marriott or World of Hyatt, may get a better value because of the additional perks you get.Travelers that don’t want to be bound to a certain brand of hotels and who want a slightly higher points redemption value may find the Chase travel cards to be the better option.
• Does any Chase hotel credit card offers TSA PreCheck or Global Entry fee credit?
  Only the IHG® Rewards Club Premier Credit Card offers up to $100 credit as a reimbursement for your TSA PreCheck or Global Entry application fee once every four years.
• Which Chase hotel card offers automatic elite status upgrade?
  • IHG® Rewards Club Premier Credit Card
  • World of Hyatt Credit Card
  • Marriott Bonvoy Boundless™ Credit Card