Compare Chase hotel credit cards

Hotel credit cards can be an excellent addition to your wallet if you travel often. But to get the best value, consider which hotel brands you frequently visit and whether the perks outweigh the annual fee. The most worthwhile hotel credit cards often let you earn points on purchases and come with benefits such as reward nights, an elite status upgrade and hotel-specific perks.

Compare Chase hotel credit cards

Which Chase hotel credit card should I pick?

Marriott Bonvoy Bold™ credit card

Marriott Bonvoy Boundless™ Credit Card

The World of Hyatt Credit Card

IHG® Rewards Club Premier Credit Card

Chase Sapphire Reserve®

Disney® Visa® Card

Disney® Premier Visa® Card

Typical features of a Chase hotel credit card

Aside from earning card-specific perks, all Chase hotel credit cards offer:

• Reward points.
  Earn points on your purchases and redeem them for hotel stays, or depending on your card, redeem for car rentals, gift cards, shopping and more.
• Signup bonus.
  Whichever card you choose, you’ll earn a decent signup bonus when you meet the spend criteria.
• Baggage delay insurance.
  If your bags are delayed for more than six hours, get reimbursement for essential purchases like toiletries and clothing of up to $100 a day for three days.
• Purchase protection.
  Get 120 days of protection from the moment you make the purchase against damage or theft up to $500 per claim and $50,000 per account.

How to earn and redeem Chase Ultimate Reward points

Earning Chase Ultimate Reward points is a straightforward process where you use an eligible Chase credit card to make purchases. Depending on which card you choose, you can earn more points on select categories.

Eligible Chase credit cards are:

	Rewards	Signup bonus	Hotel perks	Annual fee
Chase Freedom Flex℠	Earn 5% cash back in rotating categories on up to $1,500 in combined purchases each quarter, then 1%. Earn 5% cash back on travel through Chase Ultimate Rewards and on Lyft through March 2022. Earn 3% back at restaurants and drugstores. Earn 1% cash back on all other purchases.	Earn $200 bonus cash after you spend $500 in your first 3 months of card membership. Earn 5% back at grocery stores on up to $12,000 for your first year following account opening	None	$0
Chase Freedom Unlimited®	Earn 5% cash back on travel through Chase Ultimate Rewards and on Lyft through March 2022. Earn 3% back at restaurants and drugstores. Earn 1.5% cash back on all other purchases.	Earn $200 bonus cash after you spend $500 in your first 3 months of card membership. Earn 3% back at grocery stores on up to $12,000 for your first year following account opening	None	$0
Chase Sapphire Preferred® Card	Earn 2x points on travel and dining. Earn 1x points on all other purchases.	Earn 80,000 bonus points after you spend $4,000 in the first 3 months of card membership.	Transfer points in 1:1 ratio to IHG, World of Hyatt and Marriott hotels 25% higher point redemption value via the Chase Ultimate Rewards program.	$95
Chase Sapphire Reserve®	Earn 3x points on travel and dining. Earn 1x points on all other purchases.	Earn 50,000 bonus points after you spend $4,000 in the first 3 months of card membership.	$Transfer points in 1:1 ratio to IHG, World of Hyatt and Marriott hotels. 50% higher point redemption value via the Chase Ultimate Rewards program. Special benefits at The Luxury Hotel & Resort Collection worldwide such as complimentary room upgrades, early check-in and late check-out.	$550
Ink Business Preferred® Credit Card	Earn 3x points on the first $150,000 spent in combined purchases on: Travel Shipping purchases Internet Cable and phone services Advertising purchases at social media sites and search engines each year. Earn 1x points after reaching the cap and on all other purchases.	Earn 100,000 bonus points after you spend $15,000 in the first 3 months of card membership.	Transfer points in 1:1 ratio to IHG, World of Hyatt and Marriott hotels. 25% higher point redemption value via the Chase Ultimate Rewards program.	$95
Ink Business Unlimited℠ Credit Card	Earn 1.5% cash back on all purchases.	Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months of card memberships.	None	$0
Ink Business Cash℠ Credit Card	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores, Internet, cable and phone services each year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each year. Earn 1% cash back after reaching the cap and on all other purchases.	Earn $500 cash bonus after you spend $3,000 in the first 3 months of card memberships.	None	$0

Redeem Chase Ultimate Reward points

Once you accrue enough Chase Ultimate Reward points, redeem for a variety of rewards, including cash, gift cards, merchandise, hotel stays, airfare and car rentals. As an alternative, you can transfer points to hotel and airline partners.

Redeeming your points for travel purchases through the Chase Ultimate Rewards portal is often the most rewarding option. Especially if you have a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve®. With the first card, you get a 25% higher redemption value at the portal, while with the second — a 50% higher value.

Depending on which Chase Ultimate Rewards credit card you choose, here’s how many points you can earn each year:

Credit card	Hotels: annual spending	Airfare: annual spending	Dining: annual spending	Points earned	Points value at the Chase travel portal
Chase Freedom Flex℠	$5,000	$5,000	$5,000	65,000	$650
Chase Freedom Unlimited®	$5,000	$5,000	$5,000	65,000	$650
Chase Sapphire Preferred® Card	$5,000	$5,000	$5,000	30,000	$375
Chase Sapphire Reserve®	$5,000	$5,000	$5,000	45,000	$675
Ink Business Preferred® Credit Card	$5,000	$5,000	$5,000	35,000	$437
Ink Business Unlimited℠ Credit Card	$5,000	$5,000	$5,000	22,500	$225
Ink Business Cash℠ Credit Card	$5,000	$5,000	$5,000	20,000	$200

Transfer points to hotels

Another option to use your Chase Ultimate Rewards points is to transfer them to partner airlines and partner hotels in a 1:1 ratio. But in most cases, this comes with lower redemption value.

You can move your Chase Ultimate points to these partner hotels:

• IHG hotels and resorts
• World of Hyatt
• Marriott

IHG hotels and resorts

Once you transfer your Chase Ultimate points to the IHG rewards program, you can redeem for hotel stays, shopping, cash and more. The highest redemption value goes to IHG stays where you typically get between 0.6 and 0.7 cents per point.

Unlike other reward programs, IHG doesn’t provide an award chart. Instead, you can visit the IHG website, select miles and browse their properties. Hotel redemption starts from 10,000 points and up to 70,000 points.

To find out the value of each hotel, divide the regular cash price for one night stay with the number of points required. For example $250/40,000 points = 0.006. This means you get a 0.6 cents value per point. The higher the number, the more valuable your points.

IHG hotels and resorts

• Kimpton Hotels and Resorts
• Regent
• Hotel Indigo
• Crowne Plaza
• Hualuxe
• Holiday Inn

• InterContinental
• Voco
• StayBridge Suites
• CandleWood Suites
• Avid
• Even Hotels

World of Hyatt hotels

Another popular hotel brand where you can transfer your Chase points is the World of Hyatt. Once transferred, you can get a value of between 0.8 cents apiece to 1.7 cents, depending on the hotel and room type. This is way above the competitor hotel reward programs where the value of points rarely goes above 1 cent.

For more details on the redemption value of points, check out the World of Hyatt award chart below.

Hotel category	Standard room points per night	Regency/Grand club points per night	Standard Suite points per night	Premium Suite points per night
1	5,000	7,000	8,000	10,000
2	8,000	12,000	13,000	16,000
3	12,000	17,000	20,000	24,000
4	15,000	21,000	24,000	30,000
5	20,000	27,000	32,000	40,000
6	25,000	33,000	40,000	50,000
7	30,000	39,000	48,000	60,000
8	40,000

Data obtained June 2020. Values are subject to change and should be used only as a general guide.

World of Hyatt hotels and resorts

• Park Hyatt
• Miraval
• Grand Hyatt
• Hyatt Regency
• Hyatt
• Hyatt Ziva
• Hyatt Zilara
• Hyatt Place
• Hyatt House

• Hyatt Residence Club
• Andaz
• Alila
• Thompson Hotels
• Hyatt Centric
• Exhale Spa and Fitness
• The Unbound Collection
• Destination Hotels
• Joie de Vivre

Marriott hotels and resorts

This one of the largest hotel brands where you can transfer your Chase points and redeem for Marriott hotel stays. The value you can get with Marriott points varies, depending on the travel season and the hotel category. But it’s typically between 0.6 cents and 0.7 cents apiece. This is in line with most hotel reward programs.

The award chart below shows you the number of points required to redeem for each category hotel depending on the travel season.

Hotel Category	Off peak	Standard	Peak
1	5,000	7,500	10,000
2	10,000	12,500	15,000
3	15,000	17,500	20,000
4	20,000	25,000	30,000
5	30,000	35,000	40,000
6	40,000	50,000	60,000
7	50,000	60,000	70,000
8	70,000	85,000	100,000

Data obtained June 2020. Values are subject to change and should be used only as a general guide.

Marriott hotels and resorts

• Edition
• The Ritz-Carlton
• The Luxury Collection
• St Regis
• W Hotels
• JW Marriott
• Marriott
• Sheraton
• Marriott Vacation Club
• Delta Hotels
• Westin
• Le Meridien
• Renaissance Hotels
• Autograph Collection Hotels
• Tribute Portfolio
• Design Hotels

• Gaylord Hotels
• Courtyard
• Four points
• Springhill Suites
• Fairfield
• Protea Hotels
• AC Hotels
• Aloft Hotels
• Moxy Hotels
• Homes & Villas by Marriott International
• Residence Inn
• Towneplace Suites
• Marriott Executive Apartments
• Element

Is it worth transferring Chase Ultimate Rewards points to partner hotels?

It may be more worth it to redeem your Chase points via the Chase Ultimate Rewards portal instead of transferring points to partner hotels.

Based on our calculations, you get an average of 1.2 cents per point when you redeem your Chase Ultimate Rewards points for IHG, World of Hyatt or Marriott hotels. You get an average value of 0.7 cents per point if you transfer points to either of these hotel reward programs. The odd one here is World of Hyatt, where in some cases you could get a value of 1.7 cents per point.

Here’s what this means: Suppose you have 50,000 Chase points. You can redeem with a minimum value of $500 ($750 for Chase Sapphire Reserve cardholders) for any hotel through the Chase Ultimate Rewards program. If you transfer these points to IHG or Marriott, you get an average redemption value of $370. With World of Hyatt, though, you may get a redemption value of $850. Because of that, make sure you compare your redemption options before you commit.

Are Chase travel cards a better choice than Chase hotel cards?

It depends. Travelers who frequently stay at a certain brand of hotels, say IHG, Marriott or World of Hyatt, may get a better value because of the additional perks you get.

Travelers that don’t want to be bound to a certain brand of hotels and who want a slightly higher points redemption value may find the Chase travel cards to be the better option.

Bottom line

Chase offers an impressive selection of hotel credit cards. To find the right card for your needs, consider which hotel brands you visit most often. If you’re willing to pay an annual fee, you may get more robust rewards.

But if none of the cards seem appealing enough, compare other hotel credit cards to find the right fit for your wallet.

Frequently asked questions

• Which Chase hotel credit card is best?

  This largely depends on your financial and travel needs. However, the IHG® Rewards Club Premier Credit Card may be an excellent choice for frequent travelers because it comes with a strong signup bonus that you can redeem for reward nights, plus you get one reward night every time you redeem your points for four consecutive nights.

  In addition, you get one bonus night after your card anniversary. Of course, the number of bonus nights will vary depending on which hotels you redeem your points for.

• Does any Chase hotel credit card offers TSA PreCheck or Global Entry fee credit?

  Only the IHG® Rewards Club Premier Credit Card offers up to $100 credit as a reimbursement for your TSA PreCheck or Global Entry application fee once every four years.

• Which Chase hotel card offers automatic elite status upgrade?

  • IHG® Rewards Club Premier Credit Card
  • The World of Hyatt Credit Card
  • Marriott Bonvoy Boundless™ Credit Card