Credit cards editor, Finder.com
RBG worked on the Equal Credit Opportunity Act, which passed in 1974 and allowed women to apply for bank accounts, credit cards, and mortgages without a male co-signer. How has RBG’s Equal Credit Opportunity Act impacted the way you approach personal finance, using a credit card, opening a savings account, etc.?
Thanks to RBG’s legacy, women can take the reins of their own financial futures. As a person who works in personal finance, I am especially interested in how women impact credit card spending trends, and how credit cards have been a liberating tool for women. With credit cards, women have started businesses, paid for their education, managed debt, and have made big purchases over time.
Personally, credit cards have been the primary way I am able to travel across the country to see family. Redeeming miles using a travel credit card makes this affordable. I am also considering renting a new apartment, which will be doable for me as I’ve built a positive credit history over the last couple of years.
In what ways has Ruth’s legacy affected your career? What have you been able to accomplish in the workforce as a result of RBG’s efforts?
I’m a credit cards editor with a mission to make information about credit cards accessible and digestible. I am able to do this, in part, because I can pull from my personal experiences with credit cards and managing finances. My deep understanding of credit cards enables me to impart knowledge effectively and clearly. If it wasn’t for RGB helping women have access to credit cards without a male co-signer, I don’t think I would be in the role I am today. Generally speaking, I can thank RGB for my job.
What lessons have you learned from RBG’s time as a Supreme Court Justice?
I have learned just how important financial freedom is. Being able to own a credit card goes far beyond just being able to make big purchases or manage debt. It’s about being able to build credit so you can have the life you want — whether that’s starting a business, going to school, renting an apartment, or buying a home.