- Sign up for this card for nationwide ATM access and multiple ways to load your card without a credit check.
- Pick something else if you plan to deposit less than $1,000 a month — otherwise, you'll pay a monthly maintenance fee.
Rein in your day-to-day spending with this personalized reloadable card.
The Card.com Visa prepaid card is best for those who want nationwide ATM access and ways to load a debit card without a credit check.
But if you deposit less than $1,000 a month, you'll pay $9.95.
Applying for a card is simple: all you need to do is hop online and fill out an online order form. If Card.com can verify your identity, you’ll be approved within minutes. Follow these steps:
The Card.com Visa Prepaid Card isn’t open to Vermont and Connecticut residents. But it’s open to any other US citizen or resident who is at least 18 years old.
Have the following information on hand when you apply for this card:
You can expect to receive your card in seven to 10 business days. Once you activate your card online or over the phone, you’ll be able to load funds onto it and use it immediately.
The Card.com Visa Prepaid Card packs a punch with over 1,000 personalized card designs to choose from. As a card holder, you’ll enjoy early direct deposits and fee-free access to over 32,000 MoneyPass ATMs nationwide. But you’ll need at least $1,000 in direct deposits to waive the monthly fee.
The Card.com Visa Prepaid Card doesn’t require a credit check and boasts a slew of benefits, including fraud protection from unauthorized transactions and a handy mobile app that lets you manage transactions, upload checks and search for ATMs, as well as:
The Card.com prepaid card may be popular, but that doesn’t mean it’s perfect. Weigh a few of its drawbacks against your needs.
If you prefer a prepaid card with minimal fees, you’ll want to keep looking. As always, compare your options when looking for a prepaid card.
Card.com Visa Prepaid Card
Maintenance Fees
$9.95 monthly
Card purchase fee
$0
Age requirements
Any age
Netspend Prepaid Mastercard, WWE partner
Maintenance Fees
$9.95 monthly
Card purchase fee
$0
Age requirements
Any age
BusyKid
★★★★★
Finder rating 4.6 / 5
Maintenance Fees
$4 monthly
Card purchase fee
$0
Age requirements
5+
Card.com has been accredited with the Better Business Bureau since 2014 and boasts an B+ rating.
But customer reviews tell a different story. The BBB has registered 265 complaints in the past three years, most relating to problems with products and services. As of October 2020, Card.com earns 1.1 stars based on 41 reviews.
On TrustPilot, Card.com earns a 4.5-star rating based on 26,888 reviews. Customers praise the simple signup, informative website and friendly customer service team. Some say the card is ideal for everyday expenses.
Make the most of your new Card.com prepaid card with easy reloads, including options that can help you avoid the monthly fee.
Card.com Visa Prepaid Card is not currently available on Finder
Have you considered Greenlight?
Teach your child to spend, save and invest all in one app. Get 5+ financial literacy tools, including chores and allowances. All with powerful parental controls to decide where your child can spend and how much. Includes up to 5% savings rewards. Free one-month trial.
Katia Finder
Writer
You are about to post a question on finder.com:
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
nikkiangco
July 12, 2019
Hi Stephanie,
Thanks for your question!
According to our page and from the Cards.com website, when a deposit is made on the Card.com Prepaid Card, Direct deposit capabilities is subject to payer’s support of this feature. Check with your payer to find out when the direct deposit funds will start. Funds availability is subject to payer’s timing.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Best,
Nikki
Paige
June 24, 2019
Do I have a credit limit on this card?
Jhez Finder
June 24, 2019
Hi Paige,
Thank you for your comment.
Please note that the Card.com Visa Prepaid Card is just one type of reloadable card on the market that you can use anywhere that accepts Visa. This is not a credit card, hence, there is no credit limit set up for this card.
Regards,
Jhezelyn
Tuka
April 17, 2019
Can I transfer money to another bank account or card that’s not Card.com?
Jeni Finder
April 19, 2019
Hi Tuka,
Thank you for getting in touch with Finder.
You can not transfer money from this card to another bank or card.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Samantha
January 17, 2019
I’ve only read bad reviews for card.com but it seems to be a pretty good card from what I just read. I’ve not used it yet but my solo pre paid card is terrible. I get charged for everything I do. When running at a store, ATM and when it don’t go through, they charge almost a dollar even when it’s not my fault so I’m just asking will this be the case with card.com? I need a card I can use everyday and not be charged for everything I do. Is there charges for online purchases?
Jeni Finder
January 18, 2019
Hi Samantha,
Thank you for getting in touch with finder.
Some of the fees this card are $2.95 per withdrawal at an ATM not in the MoneyPass Network in the U.S. or international withdrawal, $0.95 per balance inquiry, at an ATM not in the MoneyPass Network, $2.95 per withdrawal – each time you request cash from a teller at a financial institution, $1.95 per monthly paper statement requested each time you request that they send you a paper statement etc. You may get further info on fees when you go to the Fee Schedule of their official page. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Stephanie
July 10, 2019
I made external transfer from my discover checking account to card.com its already completed with discover when will card.com release funds