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Subaru Crosstrek insurance rates

Average insurance cost for your Crosstrek? $151. But you can go even cheaper — see Geico’s rates.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Subaru Crostrek is $151.04 — or $1,812.48 a year. However, some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs will depend on your driving history, mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2013 Subaru Crosstrek$98.24$96.84$155.83136.33$121.81
2016 Subaru Crosstrek$119.91$105.49$134.33154.12$128.46
2021 Subaru Crosstrek$127.08$120.98$170.44$185.67$151.04

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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Subaru Crosstrek money-saving safety features

You could save money on car insurance for your Subaru Crosstrek if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Subaru Crosstrek?

The Subaru Crosstrek has been around since 2013, but it was originally known as the Subaru XV Crosstrek until 2016. The subcompact SUV is known for its large cargo space, athletic handling and spacious seating. In 2014, Subaru released a hybrid model.

The 2017 Subaru Crosstrek received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4-star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Subaru Crosstrek as a Top Safety Pick car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Crosstrek model includes antilock brakes, blind-spot monitoring and stability control.

How does the Subaru Crosstrek compare to other car models?

From a price standpoint, the Subaru Crosstrek ranks right in the middle of our list of the 360 priciest car models to insure.

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