Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Subaru Crosstrek insurance rates

Average insurance cost for your Crosstrek? $151. But you can go even cheaper — see Geico’s rates.

Get the cheapest quotes for your car

Compare providers in your area.

We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Subaru Crostrek is $151.04 — or $1,812.48 a year. However, some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs will depend on your driving history, mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2013 Subaru Crosstrek$98.24$96.84$155.83136.33$121.81
2016 Subaru Crosstrek$119.91$105.49$134.33154.12$128.46
2021 Subaru Crosstrek$127.08$120.98$170.44$185.67$151.04

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
1 - 6 of 7
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
GoodRatesFinder
GoodRatesFinder
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Compare Between Top Carriers And Start Saving.
Get quotes
AutoQuoteCenter
AutoQuoteCenter
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
The AutoQuoteCenter platform makes sure you are presented with the top options in one place.
Get quotes
GoCarQuotes
GoCarQuotes
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
A smart matching engine will sift through thousands of possible insurance policies and only present you with relevant and valid options.
Get quotes
BestPolicyRate
BestPolicyRate
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Choose the specific policy that suits you the most from a list of matching policies.
Get quotes
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
loading

Get the cheapest quotes for your car

Compare providers in your area.

Subaru Crosstrek money-saving safety features

You could save money on car insurance for your Subaru Crosstrek if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Subaru Crosstrek?

The Subaru Crosstrek has been around since 2013, but it was originally known as the Subaru XV Crosstrek until 2016. The subcompact SUV is known for its large cargo space, athletic handling and spacious seating. In 2014, Subaru released a hybrid model.

The 2017 Subaru Crosstrek received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4-star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Subaru Crosstrek as a Top Safety Pick car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Crosstrek model includes antilock brakes, blind-spot monitoring and stability control.

How does the Subaru Crosstrek compare to other car models?

From a price standpoint, the Subaru Crosstrek ranks right in the middle of our list of the 360 priciest car models to insure.

Roslyn McKenna's headshot
Written by

Publisher

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio

More guides on Finder

Ask a Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site