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Kia Soul insurance rates
Average insurance cost for your Kia Soul: $165. But how low can your rates go? See Geico’s rates.
We pulled Kia Soul car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Kia Soul is $165.26. However, an older model may score you lower rates.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 KIA Soul | $90.90 | $83.49 | $141.84 | $150.35 | $116.65 |
| 2016 KIA Soul | $111.41 | $92.72 | $154.75 | $194.62 | $138.38 |
| 2021 KIA Soul | $144.58 | $105.31 | $187.21 | $223.93 | $165.26 |
How we got these rates
Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Get the cheapest quotes for your Kia Soul
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How safe is the Kia Soul?
All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.
The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Soul compare to other car models?
From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.
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