We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Kia Soul is $165.26 — or, $1,983.12 annually. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2011 KIA Soul
$90.90
$83.49
$141.84
$150.35
$116.65
2016 KIA Soul
$111.41
$92.72
$154.75
$194.62
$138.38
2021 KIA Soul
$144.58
$105.31
$187.21
$223.93
$165.26
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.
The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Soul compare to other car models?
From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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