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Kia Soul insurance rates

Average insurance cost for your Kia Soul: $165. But how low can your rates go? See Geico’s rates.

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We pulled Kia Soul car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Kia Soul is $165.26. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 KIA Soul$90.90$83.49$141.84$150.35$116.65
2016 KIA Soul$111.41$92.72$154.75$194.62$138.38
2021 KIA Soul$144.58$105.31$187.21$223.93$165.26

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Assurance
Yes
Yes
No
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Travelers
Yes
Yes, up to 5%
IntelliDrive
All states except AK, HI, KS, MI, ND, SD, WV, WY
Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.
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How safe is the Kia Soul?

All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.

The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Soul compare to other car models?

From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.

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