We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Kia Soul insurance rates
Average Kia Soul insurance rates
Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
The average insurance costs for a Kia Soul is $176 a month — or $2,112 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
- Pay by miles driven
- Low base rates
- Drive less, pay less
Our top pick: Metromile
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
- Rates from $29/month plus pennies per mile
- Low-mileage drivers could save $611/year
- All miles over 250 a day are free
- Easy app and online claims plus 24/7 support
Compare insurance for your Kia Soul
Kia Soul car insurance rates
A 2017 Kia Soul starts at a base price of $16,100. With the average insurance rate at $2,112 per year, the annual insurance cost–to–base car price ratio is 13.1%.
|Model||Monthly insurance rate||Base car price|
About the Kia Soul
The Kia Soul has been around since 2009 and is currently in its second generation. U.S. News & World Report ranked the 2017 Kia Soul as the top compact car on the market. The Kia Soul is known for its large cargo space, luxurious interior and massive passenger space. A turbocharged engine is available for the 2017 model.
Insurance companies determine the insurance cost for a Kia Soul based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Soul shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Kia Soul money-saving safety features
You could save money on car insurance for your Kia Soul if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Soul?
All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.
The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Soul compare to other car models?
From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Based on your answers, check out:
Read more on this topic
Noblr car insurance review Noblr car insurance offers monthly premium discounts based on your safe driving habits.
Compare carshare car insurance Make sure the free insurance offered by carshare services is enough protection for you.
Compare car insurance for self-employed drivers Self-employed drivers need to balance getting the best rates with protecting their business.
Compare Allstate car insurance discounts You could save well over 30% by taking advantage of Allstate’s numerous car insurance discounts.
Compare Liberty Mutual car insurance discounts Save extra money with Liberty Mutual by taking advantage of its numerous car insurance discounts.
Which gas should you use in your car? When should you use regular, premium or E85 gas? And what if you use the wrong kind?
How does car insurance cover additional drivers? Insurance should cover drivers listed on your policy, but double-check how your company handles unnamed drivers.
Compare car insurance with accidental death benefits An accidental death benefits rider can help cover funeral expenses after a fatal car accident.
Does driver assist technology affect car insurance? Driver assist technology won’t discount your insurance premium, but it could save your life.
Ferrari LaFerrari car insurance rates You can expect to pay a lot to buy — and insure — this hybrid hypercar from Ferrari.
Ask an Expert