Kia Soul insurance rates

Average Kia Soul insurance rates

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Kia Soul 2019 car in motion in a highway

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The average insurance costs for a Kia Soul is $176 a month — or $2,112 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

  • Pay by miles driven
  • Low base rates
  • Drive less, pay less

Our top pick: Metromile

Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.

  • Rates from $29/month plus pennies per mile
  • Low-mileage drivers could save $611/year
  • All miles over 250 a day are free
  • Easy app and online claims plus 24/7 support

Compare insurance for your Kia Soul

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

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Kia Soul car insurance rates

A 2017 Kia Soul starts at a base price of $16,100. With the average insurance rate at $2,112 per year, the annual insurance cost–to–base car price ratio is 13.1%.

ModelMonthly insurance rateBase car price
Cadenza$220.00$31,990
Forte$180.00$16,600
K900$220.00$49,900
Optima$181.00$22,200
Rio$187.00$14,165
SEdona$190.00$26,900
Sorento$165.00$25,600
Soul$176.00$16,100
Soul Ev$174.00$32,250
Sportage$174.00$23,200

About the Kia Soul

The Kia Soul has been around since 2009 and is currently in its second generation. U.S. News & World Report ranked the 2017 Kia Soul as the top compact car on the market. The Kia Soul is known for its large cargo space, luxurious interior and massive passenger space. A turbocharged engine is available for the 2017 model.

Insurance companies determine the insurance cost for a Kia Soul based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Soul shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Kia Soul money-saving safety features

You could save money on car insurance for your Kia Soul if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Soul?

All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.

The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Soul compare to other car models?

From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.

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