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Kia Soul insurance rates

Average Kia Soul insurance rates

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Kia Soul 2019 car in motion in a highway

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The average insurance costs for a Kia Soul is $176 a month — or $2,112 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: Progressive

Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.

  • Top-rated insurer with 80 years of experience.
  • Easy online sign-up and reporting.
  • Multiple discounts available.
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  • Top-rated insurer
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Compare insurance for your Kia Soul

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Find basic coverage and low rates through its easy online or app-based experience.
Assurance
Optional
Yes
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Enjoy exclusive savings and benefits designed for experienced drivers over the age of 49.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.
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Kia Soul car insurance rates

A 2017 Kia Soul starts at a base price of $16,100. With the average insurance rate at $2,112 per year, the annual insurance cost–to–base car price ratio is 13.1%.

ModelMonthly insurance rateBase car price
Cadenza$220.00$31,990
Forte$180.00$16,600
K900$220.00$49,900
Optima$181.00$22,200
Rio$187.00$14,165
SEdona$190.00$26,900
Sorento$165.00$25,600
Soul$176.00$16,100
Soul Ev$174.00$32,250
Sportage$174.00$23,200

About the Kia Soul

The Kia Soul has been around since 2009 and is currently in its second generation. U.S. News & World Report ranked the 2017 Kia Soul as the top compact car on the market. The Kia Soul is known for its large cargo space, luxurious interior and massive passenger space. A turbocharged engine is available for the 2017 model.

Insurance companies determine the insurance cost for a Kia Soul based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Soul shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Kia Soul money-saving safety features

You could save money on car insurance for your Kia Soul if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Soul?

All the crash tests for the Kia Soul were rated as good, the highest rating possible, by the Insurance Institute for Highway Safety. The National Highway Traffic Safety Administration (NHTSA) awarded the Kia Soul with a 5-Star Overall Safety Rating. The NHTSA gave the 2017 Kia Soul five stars for all crash test, except for the rollover crash test that received four stars.

The latest model of the Kia Soul include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Soul compare to other car models?

From a price standpoint, the Kia Soul ranks right in the middle of our list of the 360 priciest car models to insure.

Compare all car makes & models

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