Ford Fusion insurance rates

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A 2017 Ford Fusion starts at a base price of $22,610. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 9.4%.

Model	Monthly insurance rate	Base car price
C-Max	$238	$36,620
Edge	$173	$25,905
Escape	$178	$22,405
Expedition	$172	$20,000
Explorer	$171	$55,450
F-150	$157	$16,975
F-250	$167	$23,100
F-350	$245	$30,745
F-450	$166	$27,500
Fiesta	$180	$13,660
Flex	$171	$30,025
Focus	$238	$16,775
Fusion	$178	$22,610
GT	$245	$450,000
Mustang	$166	$25,185
Taurus	$173	$27,345
Transit Connect	$172	$23,010
EcoSport	$130	$20,990

• How we got these rates

  To determine our estimated insurance cost, we aggregated quotes from insurance companies using this profile.

  • 2017 Ford Fusion
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles driven per year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

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About the Ford Fusion

The Ford Fusion has been around since 1976 and is currently in its seventh generation. In 2010, Ford began selling the Fusion model in North America. The subcompact car is known for its inexpensive cost, spacious seats and excellent fuel economy. From 1976 to 2011, there have been over 16 million sales of the Ford Fusion.

How safe is the Ford Fusion?

The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA.

According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.

In 2013, the Ford Fusion was the second most stolen model, according to the National Insurance Crime Bureau. This were about 790 Ford Fusion models stolen that year.

Bottom line

The Ford Fusion ranks right in the middle of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.