Ford Fusion insurance rates

Average Ford Fusion insurance rates

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Ford Fusion Insurance Finder

The average insurance costs for a Ford Fusion is $178 a month or $2,136 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

  • Pay by miles driven
  • Low base rates
  • Drive less, pay less

Cheapest for safe drivers: Metromile

Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.

  • Rates from $29/month plus pennies per mile
  • Low-mileage drivers could save $611/year
  • All miles over 250 a day are free
  • Easy app and online claims plus 24/7 support

Compare insurance for your Ford Fusion

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

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Ford Fusion car insurance rates

A 2017 Ford Fusion starts at a base price of $22,610. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 9.4%.

Model Monthly insurance rate Base car price
C-Max $238 $36,620
Edge $173 $25,905
Escape $178 $22,405
Expedition $172 $20,000
Explorer $171 $55,450
F-150 $157 $16,975
F-250 $167 $23,100
F-350 $245 $30,745
F-450 $166 $27,500
Fiesta $180 $13,660
Flex $171 $30,025
Focus $238 $16,775
Fusion $178 $22,610
GT $245 $450,000
Mustang $166 $25,185
Taurus $173 $27,345
Transit Connect $172 $23,010
EcoSport $130 $20,990

About the Ford Fusion

The Ford Fusion has been around since 1976 and is currently in its seventh generation. In 2010, Ford began selling the Fusion model in North America. The subcompact car is known for its inexpensive cost, spacious seats and excellent fuel economy. From 1976 to 2011, there have been over 16 million sales of the Ford Fusion.

How safe is the Ford Fusion?

The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA.

According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.

In 2013, the Ford Fusion was the second most stolen model, according to the National Insurance Crime Bureau. This were about 790 Ford Fusion models stolen that year.

Bottom line

The Ford Fusion ranks right in the middle of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.

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