Average Ford Fusion insurance rates
The average insurance costs for a Ford Fusion is $178 a month or $2,136 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
About the Ford Fusion
The Ford Fusion has been around since 1976 and is currently in its seventh generation. In 2010, Ford began selling the Fusion model in North America. The subcompact car is known for its inexpensive cost, spacious seats and excellent fuel economy. From 1976 to 2011, there have been over 16 million sales of the Ford Fusion.
Insurance companies determine the insurance cost for a Ford Fusion based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford Fusion shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
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- Ford was founded in 1903 and sells the most luxury cars under the Lincoln brand. The first model was sold that same year for $850.
- Ford prices start at $14,000 and can go up to $450,000.
- Ford is the second largest automotive company, after General Motors, in the United States. Ford is the fifth largest automotive company in the world.
- Ford is the second largest family owned company in the world. Currently, a descendent of Henry Ford is the executive chairman of the company.
- In 2015, there were over 2.6 million Ford models sold in the United States. Ford sales took up approximately 15% market share of all American cars sold.
Ford Fusion car insurance rates
A 2017 Ford Fusion starts at a base price of $22,610. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 9.4%.
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How safe is the Ford Fusion?
The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA. According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
In 2013, the Ford Fusion was the second most stolen model, according to the National Insurance Crime Bureau. This were about 790 Ford Fusion models stolen that year.
The Ford Fusion ranks right in the middle of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.
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