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Ford Fusion insurance rates

Average Ford Fusion insurance rates

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A 2017 Ford Fusion starts at a base price of $22,610. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 9.4%.

ModelMonthly insurance rateBase car price
C-Max$238$36,620
Edge$173$25,905
Escape$178$22,405
Expedition$172$20,000
Explorer$171$55,450
F-150$157$16,975
F-250$167$23,100
F-350$245$30,745
F-450$166$27,500
Fiesta$180$13,660
Flex$171$30,025
Focus$238$16,775
Fusion$178$22,610
GT$245$450,000
Mustang$166$25,185
Taurus$173$27,345
Transit Connect$172$23,010
EcoSport$130$20,990
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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About the Ford Fusion

The Ford Fusion has been around since 1976 and is currently in its seventh generation. In 2010, Ford began selling the Fusion model in North America. The subcompact car is known for its inexpensive cost, spacious seats and excellent fuel economy. From 1976 to 2011, there have been over 16 million sales of the Ford Fusion.

How safe is the Ford Fusion?

The 2017 model of the Ford Fusion was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Fusion was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA.

According to the IIHS, all crash tests were deemed good, the highest rating possible. The Ford Fusion has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.

In 2013, the Ford Fusion was the second most stolen model, according to the National Insurance Crime Bureau. This were about 790 Ford Fusion models stolen that year.

Bottom line

The Ford Fusion ranks right in the middle of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.

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