What are the requirements for New Hampshire and Virginia?
If you live in New Hampshire or Virginia, you’re not required to have auto insurance. However, you need to prove you can pay if you cause bodily injury or property damage. The easiest way to do this is by purchasing insurance like in any other state.
It’s not mandatory to have auto insurance in Virginia, either. But like in New Hampshire, you must prove that you can pay for costs stemming from bodily injury or property damage. You can do that by either buying insurance or paying a fee to the DMV.
What does bodily injury liability exclude?
Bodily injury liability coverage doesn’t cover any of your or your passengers’ injuries, and it doesn’t cover damages to your vehicle either. You may consider adding personal injury protection coverage in case you and your passengers also have medical needs.