Car insurance calculator: How much is car insurance? |

Car insurance calculator

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How much is car insurance? Compare personalized rates online in seconds

No one wants to pay too much for car insurance, especially since you never know if you’ll actually need to use your coverage. Compare auto quotes from top insurers online in one place with just a few clicks.

Not ready to buy? Read more about each provider with over 50 reviews including price, discounts, reviews, coverage and more.

How much should I pay for car insurance?

Your car insurance rates vary based on factors like where you live, what kind of car you drive, your driving habits and more. The annual average is $1,300 for the whole US.

Your state makes a big difference in your costs. Drivers in Maine pay only about $864, while drivers in Michigan see premiums around $2,394. Women tend to see lower premiums, as do drivers over 25.

This calculator includes some of the factors that determine your car insurance rate, but your exact quote from any provider might not be what you see here.

Bottom line

Comparing costs is a good way to start your search for the right car insurance, but price and discounts aren’t the only factor. Understand what you’re covered for with each policy and what level of coverage you need. Research each provider to make sure you’re happy not just with your bills but also customer support, claims process, account management and more.

Compare your options online to make your search easy.

Find the cheapest rates

Compare the best car insurance companies near you.

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Roslyn McKenna

Roslyn McKenna is the publisher for car insurance at Finder. Her writing has helped readers compare finance, travel, technology and other topics, and she was a top author for the PetSafe blog for five years. Roslyn has a Bachelor of Arts in Writing and Communications and a home full of pets. Her goal is to help people get a great deal on car insurance so they can enjoy the ride.

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2 Responses

  1. Default Gravatar
    RiddhiJuly 5, 2018

    What’s the cheapest for liability?

    • finder Customer Care
      RoslynJuly 10, 2018Staff

      Hi Riddhi,

      It depends on your location and what kind of liability insurance you need.

      Most states require some basic liability limits for bodily injury and personal property, and you might want more coverage above your state’s minimum.

      Using the calculator on this page, add your ZIP code and select the state minimum coverage level to show the cheapest coverage in your area. Update your info in the calculator for the most accurate rates for you.

      You can also compare companies with the cheapest insurance for different drivers.

      Let us know if we can help answer any other questions about cheap car insurance.



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