Car insurance calculator: How much is car insurance? | finder.com

Car insurance calculator

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

How much is car insurance? Compare personalized rates online in seconds

No one wants to pay too much for car insurance, especially since you never know if you’ll actually need to use your coverage. Compare auto quotes from top insurers online in one place with just a few clicks.

Not ready to buy? Read more about each provider with over 50 reviews including price, discounts, reviews, coverage and more.

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

How much should I pay for car insurance?

Your car insurance rates vary based on factors like where you live, what kind of car you drive, your driving habits and more. The annual average is $1,300 for the whole US.

Your state makes a big difference in your costs. Drivers in Maine pay only about $864, while drivers in Michigan see premiums around $2,394. Women tend to see lower premiums, as do drivers over 25.

This calculator includes some of the factors that determine your car insurance rate, but your exact quote from any provider might not be what you see here.

Bottom line

Comparing costs is a good way to start your search for the right car insurance, but price and discounts aren’t the only factor. Understand what you’re covered for with each policy and what level of coverage you need. Research each provider to make sure you’re happy not just with your bills but also customer support, claims process, account management and more.

Compare your options online to make your search easy.

  • Top-rated insurer
  • Online quotes & claims
  • Bundle and save

Our top pick: Progressive

Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.

  • Top-rated insurer with 80 years of experience
  • Easy online sign-up and reporting
  • Multiple discounts available
  • Transparent quoting
Promoted

Compare car insurance providers

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

More car insurance articles

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

2 Responses

  1. Default Gravatar
    RiddhiJuly 5, 2018

    What’s the cheapest for liability?

    • finder Customer Care
      RoslynJuly 10, 2018Staff

      Hi Riddhi,

      It depends on your location and what kind of liability insurance you need.

      Most states require some basic liability limits for bodily injury and personal property, and you might want more coverage above your state’s minimum.

      Using the calculator on this page, add your ZIP code and select the state minimum coverage level to show the cheapest coverage in your area. Update your info in the calculator for the most accurate rates for you.

      You can also compare companies with the cheapest insurance for different drivers.

      Let us know if we can help answer any other questions about cheap car insurance.

      Cheers,

      -Roslyn

Go to site