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How much car insurance you need and how much it’ll cost you depends on several factors, including your car’s age and how much you use it. But you can estimate how much you’ll pay for car insurance before you even need to get quotes.
Take Finder’s 30-second quiz to find out what kind of coverage you need and how much it will likely cost you.
Switching car insurance is the easiest way to save. Estimate how much money you could save by shopping around for cheaper quotes.
Annual car insurance cost |
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Your car insurance rates vary based on factors like where you live, what kind of car you drive, your driving habits and more. The annual average is $1,300, or about $108 per month throughout the US.
Compare a few common examples of car insurance rates by driver type.
Driver profile | Cars driven | Annual rate |
---|---|---|
Married couple, age 50 | Toyota Prius, Toyota Camry | $3,178 |
Married couple, age 40, with a teen driver | Toyota Camry, Hyundai Santa Fe | $6,923 |
Single driver, age 30 | Honda Accord | $1,978 |
Young couple, age 25 | Toyota Camry, Honda Odyssey | $4,038 |
Your individual circumstances, your car and the policy you choose will affect the price you pay for car insurance. Insurers calculate cost based on your perceived risk.
Compare car insurance companies near you.
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Comparing costs is a good way to start your search for the right car insurance, but price and discounts aren’t the only factor. Understand what you’re covered for with each policy and what level of car insurance coverage you need. Research each provider to make sure you’re happy not just with your bills but also with customer support, claims process, account management and more.
Compare your options online to make your search easy.
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What’s the cheapest for liability?
Hi Riddhi,
It depends on your location and what kind of liability insurance you need.
Most states require some basic liability limits for bodily injury and personal property, and you might want more coverage above your state’s minimum.
You can use the car insurance savings calculator on this page, add your ZIP code and select the state minimum coverage level to show the cheapest coverage in your area. Update your info in the calculator for the most accurate rates for you.
You can also compare cheap car insurance for different drivers to help you find the right coverage that would give you the best value for your money.
Let us know if we can help answer any other questions about cheap car insurance.
Cheers,
-Roslyn