We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Capital One mobile app review
Keep track of your accounts and manage your finances.
There’s little reason not to download the Capital One mobile app if you have a Capital One card and a smartphone. The app is free and it will make managing your finances a breeze.
Benefits of the Capital One mobile app
Downloading the Capital One mobile app can help you:
- Monitor your accounts.
Keep an eye on your transactions, your available credit and get instant purchase notifications. - Make payments.
Pay your balance or use Zelle to send money to friends and family. - Rewards tracking.
Monitor your reward miles or redeem them through the app. - CreditWise score access.
Get access to your VantageScore 3.0 from TransUnion. This can be useful if you’re using one of Capital One’s credit-building cards and you want to keep an eye on your progress. - Card lock.
Lock your card in case you misplace it or lose it. Unlock it whenever you want. - Paperless statements.
Access your monthly statement as soon as it’s available.
Drawbacks of the Capital One mobile app
In general, credit card apps have more benefits than drawbacks. But to see if an app is worth downloading, you can either read customer reviews or see how it ranks in the J.D. Power’s credit card mobile app satisfaction study.
The study takes several aspects into consideration, including app simplicity, functionality, visual user experience and content.
Customer reviews
Users love the app and the features it offers. Some users have reported bugs and issues with the app, but this happens often with most mobile apps. Expect future updates to fix some of the issues.
The J.D. Power’s credit card mobile app satisfaction study from 2019 rates Capital One mobile app with three power circle ratings out of five. This is a one circle jump from the previous year when it was rated with two circles.
Compare Capital One credit cards
If you own a Capital One card, or if you’re considering applying for another, the Capital One mobile app can help you manage multiple cards with ease.
{"niche":"USCCF"}
Bottom line
The Capital One mobile app can help you simplify your credit card management. It’s free and you can monitor your account, pay your bills, redeem rewards, get access to your credit score and more.
If you’re still wondering which card to get, compare credit cards until you find one that works for you.
Frequently asked questions
Ask an Expert