Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Capital One mobile app review
Keep track of your accounts and manage your finances.
There’s little reason not to download the Capital One mobile app if you have a Capital One card and a smartphone. The app is free and it will make managing your finances a breeze.
Benefits of the Capital One mobile app
Downloading the Capital One mobile app can help you:
Monitor your accounts.
Keep an eye on your transactions, your available credit and get instant purchase notifications.
Pay your balance or use Zelle to send money to friends and family.
Monitor your reward miles or redeem them through the app.
CreditWise score access.
Get access to your VantageScore 3.0 from TransUnion. This can be useful if you’re using one of Capital One’s credit-building cards and you want to keep an eye on your progress.
Lock your card in case you misplace it or lose it. Unlock it whenever you want.
Access your monthly statement as soon as it’s available.
Drawbacks of the Capital One mobile app
In general, credit card apps have more benefits than drawbacks. But to see if an app is worth downloading, you can either read customer reviews or see how it ranks in the J.D. Power’s credit card mobile app satisfaction study.
The study takes several aspects into consideration, including app simplicity, functionality, visual user experience and content.
Users love the app and the features it offers. Some users have reported bugs and issues with the app, but this happens often with most mobile apps. Expect future updates to fix some of the issues.
The J.D. Power’s credit card mobile app satisfaction study from 2019 rates Capital One mobile app with three power circle ratings out of five. This is a one circle jump from the previous year when it was rated with two circles.
Compare Capital One credit cards
If you own a Capital One card, or if you’re considering applying for another, the Capital One mobile app can help you manage multiple cards with ease.
The Capital One mobile app can help you simplify your credit card management. It’s free and you can monitor your account, pay your bills, redeem rewards, get access to your credit score and more.
If you’re still wondering which card to get, compare credit cards until you find one that works for you.
Frequently asked questions
More guides on Finder
Sound Community Bank loans review
Online business and personal loans for the Puget Sound area of Washington State.
Best phone and accessories deals this week
30+ cell phone deals happening right now.
First Foundation Bank Online Savings Account review
No monthly fees and a competitive APY from this high-yield savings account.
PlushCare review Nov 2020
Get discounted prescriptions and lab tests with this top-rated telemedicine app.
TAB Bank High-Yield Savings account review
TAB Bank’s high-yield savings account has a competitive APY, but it’s probably best for truckers.
Netspend Small Business Prepaid card review
This business account supports in-person payments and lets you manage employee spending.
Teladoc review 2020
Find out how this telemedicine app stacks up against its younger competitors.
PayPal now lets struggling businesses crowdfund for support
The PayPal Generosity Network is a crowdfunding platform that can help struggling businesses raise money through community donations. Here’s what you need to know.
Daylight Visa prepaid card review
The first LGBTQ-focused digital banking platform launches with this prepaid card.
OakStone Platinum Secured Mastercard® review
Build credit with this secured credit card.
Ask an Expert