Capital One mobile app review

There’s little reason not to download the Capital One mobile app if you have a Capital One card and a smartphone. The app is free and it will make managing your finances a breeze.

Benefits of the Capital One mobile app

Downloading the Capital One mobile app can help you:

• Monitor your accounts. Keep an eye on your transactions, your available credit and get instant purchase notifications.
• Make payments. Pay your balance or use Zelle to send money to friends and family.
• Rewards tracking. Monitor your reward miles or redeem them through the app.
• CreditWise score access. Get access to your VantageScore 3.0 from TransUnion. This can be useful if you’re using one of Capital One’s credit-building cards and you want to keep an eye on your progress.
• Card lock. Lock your card in case you misplace it or lose it. Unlock it whenever you want.
• Paperless statements. Access your monthly statement as soon as it’s available.

Drawbacks of the Capital One mobile app

In general, credit card apps have more benefits than drawbacks. But to see if an app is worth downloading, you can either read customer reviews or see how it ranks in the J.D. Power’s credit card mobile app satisfaction study.

The study takes several aspects into consideration, including app simplicity, functionality, visual user experience and content.

Compare Capital One credit cards

If you own a Capital One card, or if you’re considering applying for another, the Capital One mobile app can help you manage multiple cards with ease.

Sort by:

Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Capital One® Quicksilver® Cash Rewards Credit Card			1.5% cash back on all purchases	0% intro for the first 15 months (then 15.49% to 25.49% variable)	$0	View details	This no-annual-fee 1.5% cashback card offers of intro APR on purchases. No foreign transaction fees set this card apart.	Compare	loading Fetching your data...
Capital One® VentureOne® Rewards Credit Card			5x miles on Uber Eats and 1.25x miles on all purchases	0% intro for the first 12 months (then 15.49%, 21.49% or 25.49% variable)	$0	View details	Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.	Compare	loading Fetching your data...
Capital One® Secured Mastercard®			N/A	26.99% variable	$0	View details	Get access to a higher credit line after making your first 5 monthly payments on time.	Compare	loading Fetching your data...

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Bottom line

The Capital One mobile app can help you simplify your credit card management. It’s free and you can monitor your account, pay your bills, redeem rewards, get access to your credit score and more.

If you’re still wondering which card to get, compare credit cards until you find one that works for you.

Frequently asked questions

• I can't find the app online. How can I download it?

  Text Get to 80101 and you’ll get a download link.

• Can I log in using my fingerprint ID?

  Yes, but only if your smartphone supports this feature.

• Can I transfer money with the app?

  Yes, you can use Zelle or deposit checks.