There’s little reason not to download the Capital One mobile app if you have a Capital One card and a smartphone. The app is free and it will make managing your finances a breeze.
Benefits of the Capital One mobile app
Downloading the Capital One mobile app can help you:
Monitor your accounts. Keep an eye on your transactions, your available credit and get instant purchase notifications.
Make payments. Pay your balance or use Zelle to send money to friends and family.
Rewards tracking. Monitor your reward miles or redeem them through the app.
CreditWise score access. Get access to your VantageScore 3.0 from TransUnion. This can be useful if you’re using one of Capital One’s credit-building cards and you want to keep an eye on your progress.
Card lock. Lock your card in case you misplace it or lose it. Unlock it whenever you want.
Paperless statements. Access your monthly statement as soon as it’s available.
Drawbacks of the Capital One mobile app
In general, credit card apps have more benefits than drawbacks. But to see if an app is worth downloading, you can either read customer reviews or see how it ranks in the J.D. Power’s credit card mobile app satisfaction study.
The study takes several aspects into consideration, including app simplicity, functionality, visual user experience and content.
Users love the app and the features it offers. Some users have reported bugs and issues with the app, but this happens often with most mobile apps. Expect future updates to fix some of the issues.
The J.D. Power’s credit card mobile app satisfaction study from 2019 rates Capital One mobile app with three power circle ratings out of five. This is a one circle jump from the previous year when it was rated with two circles.
Compare Capital One credit cards
If you own a Capital One card, or if you’re considering applying for another, the Capital One mobile app can help you manage multiple cards with ease.
The Capital One mobile app can help you simplify your credit card management. It’s free and you can monitor your account, pay your bills, redeem rewards, get access to your credit score and more.
If you’re still wondering which card to get, compare credit cards until you find one that works for you.
Frequently asked questions
Text Get to 80101 and you’ll get a download link.
Yes, but only if your smartphone supports this feature.
Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.