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List of Stores That Accept Sezzle in 2026

Pay off your purchase in small chunks over six weeks — 100% interest-free.

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Gabrielle Pastorek

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Letting go of a chunk of change all at once can be a challenge, especially if the purchase wasn’t exactly planned in your budget. With Sezzle, you can divide purchases into four payments over a six-week period, easing the burden on your wallet. And the best part? You’ll never pay any interest.

The only catch is that you need to be able to pay off the total within six weeks — and the store you’re shopping at must be partnered with Sezzle. The good news? The list of merchants that offer Sezzle financing is quickly growing.

Compare cash advance alternatives to Sezzle:

Updated regularly
Finder Score Max. amount per pay period Turnaround time Costs
Finder score
9.5 Excellent
Up to $150/day, with a max of $1000 between paydays
1–2 business days standard; minutes with Lightning Speed
Free to use or within minutes with a fee as low as $3.99 per transfer
Access up to $150 per day, with a max of $1000 between paydays. Subject to EarnIn terms & conditions.
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Finder score
9.4 Excellent
$500 to $5,000
As soon as the same business day
99% - 195% APR
Not available in: CO, CT, GA, IA, MD, MA, NY, SD, VT, WV. Comes with the option to change your due date so you won’t fall behind on repayments.
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Finder score
9.1 Excellent
$300 to $5,000
1 to 2 business days
APRs over 36% plus fees
Not available in: AK, CO, CT, FL, GA, IL, IA, KY, ME, MD, MA, MT, NV, NH, NJ, NM, NY, NC, ND, OR, VT, VA, WA, WV. Fast online funding up to $5K, but you won't know about rates and terms until after you apply.
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Varo logo
Finder score
9.4 Excellent
Varo Cash Advance
Finder score
9.4 Excellent
$20 to $500
Instant, once qualified
No membership fee, Flat Fee of $1.6 to $40
Varo Advance (VA) is a small dollar line of credit. Initial limits range from $20-$250. Work your way up to $500 over time. Fees range from $1.60 - $40 based on loan amount and deposits to your Varo Bank Account. No interest is charged. Qualifications Apply.
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Current logo
Finder score
8.7 Great
Current
Finder score
8.7 Great
$50 to $750
Up to 3 days or within an hour for a fee
Free
Get up to $750 before payday, once you qualify. Paycheck Advance is an earned wage access service and is not a loan or credit product. Subject to Paycheck Advance Terms and Conditions.
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Cleo logo
Finder score
8.2 Great
Cleo
Finder score
8.2 Great
$20 to $250
3 to 4 days or instant for a fee.
$5.99 monthly membership fee to access cash advances
Automatically monitor your spending plus access cash advances up to $100 at a time.
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Chime logo
Finder score
9.4 Excellent
Chime MyPay®
Finder score
9.4 Excellent
Up to $500
$2 to $5 for instant transfers
No subscription fees, $2 to $5 instant transfer fee
Plus access up to $500 of your pay before payday fee-free within 24 hours. See Chime terms and conditions.
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What is the Finder Score?

The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best short-term loans for all credit types, you can see how each short-term loan stacks up against other short-term loans with the same borrower type, rate type and repayment type.

Read the full breakdown

Alternatives to Sezzle

If you’re looking for a flexible option for paying off purchases over time, few programs can beat a credit card. Credit cards are accepted at a wide majority of retailers online and offline, and offer plenty of additional perks and rewards for consumers. Check out your credit card options to find one that best fits your shopping needs.

Gabrielle Pastorek's headshot
Publisher, Banking, Investing & Credit Cards

Gabrielle Pastorek is an SEO strategist and publisher at Finder, specializing in banking, investing and credit cards. She's written more than 800 articles on the site and is a quoted expert in Best Company, HuffPost, Reader's Digest, MSN and MarketWatch. She's secured interviews with key stakeholders in the consumer insights industry, including a senior director at the National Retail Federation. Gabrielle has edited several creative manuscripts and holds an MFA from the University of Pittsburgh and BAs in English and French from Ohio University. See full bio

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